Fillmore Insurance Rates:

Fillmore, CA homeowners insurance is roughly $526 to $716, about $43-$59/month. Our exhaustive research indicates shoppers can save as much as $248 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My premium is average, and it covers a good amount. Compared to other companies it covers the same and it is about the same price as well.
Progressive
We moved from New York so now, we are much happier with our premium as it dropped significantly even though we bought a house that was twice as big as our last house and also includes a barn.
Progressive
It takes absolutely forever to get on the phone with anyone. You have to go through a ton of prompts to even get a human and then have to verify your identity above and beyond what is necessary. Nobody else is calling in to make a payment on my dang bill!
Allstate
I have never really had a need to talk to customer service so, I haven't had any negative items to talk about.
State Farm
I do not like calling the office when trying to ask a question. often times i am limited on time and would rather just call to ask a question rather than running down to the office physically, but it seems easier to understand and get them to understand my question if i speak to them in person.
Esurance
The second aspect of this negative point was customer service needed to transfer me to a number of departments that didn't seem to cross communicate with one another. this was frustrating and very time-consuming.
Esurance
Esurance premiums are hundreds of dollars less per year than any other insurance company.

Fillmore, CA Homeowners Insurance By Home Value

Fillmore, CA Home Value Total Homes % of Total Average Fillmore, CA Homeowners Insurance
Less than $50,000 244 10.0% $43
$60,000 to $69,999 87 3.0% $117
$70,000 to $79,999 38 1.0% $136
$80,000 to $89,999 78 3.0% $155
$100,000 to $124,999 134 5.0% $198
$125,000 to $149,999 30 1.0% $248
$150,000 to $174,999 154 6.0% $298
$175,000 to $199,999 71 3.0% $341
$200,000 to $249,999 199 8.0% $409
$250,000 to $299,999 329 14.0% $503
$300,000 to $399,999 908 39.0% $639

Top Home Insurance Agents Near Fillmore, CA

Home Insurance Company Near Fillmore, CA Homeowners Insurance Agency Near Fillmore, CA Address
State Farm Darin Tsukashima 26650 The Old Rd Ste 205, Valencia, CA, 91381-0751
State Farm Fay Ely 604 N Pacific Coast Hwy, Redondo Beach, CA, 90277-2106
Travelers Fredrick Blum Insurance Services 14930 VENTURA BLVD STE 330, SHERMAN OAKS, CA, 91403
Liberty Mutual Luke Chung Mba 388 E. Valley Blvd. Suite 120, Alhambra, CA, 91801
Farmers Rocio Perez 3160 Telegraph Rd Ste 104, Ventura, CA, 93003

Cost Of Homeowners Insurance By Street Near Fillmore, CA

Streets in Fillmore Area Homeowners Insurance Cost
Eagle Ct, Dove Ct, Old Telegraph Rd, Pacific Ave, Torrey Rd, Citrus View Dr, Foothill Dr, Goodenough Rd, Pyle Rd, Sespe Ave$635
Dunton Ln, Cottonwood Ln, Sespe Ave, Mutau Cir, Los Serenos Dr, Meadowlark Dr, Temescal St, Avon Ln, Owen St, Oliver St$630
Stonehedge Dr, S Main St, Arborwood St, Timber Canyon Rd, W Guiberson Rd, N Atmore Rd, Ortega St, Hueneme St, Burson Ln, S Ventura St$639
Bridlewood Ln, Burlington, Harthorn Ln, Southern Pacific St, A St, A St, Park St, D St, Surrey Way, A St$628
7th St, Piru Canyon Rd, Cook Dr, Condor Ct, N Main St, Wileman St, Center St, W Ventura St, Glen Way, Candelaria$628

Fillmore, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fillmore$92 to $95
Piru$89
Moorpark$98
Val Verde$92

Fillmore, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Piru CDP, California $89 $119 $179
Moorpark CCD, Ventura County, California $98 $131 $197
Val Verde CDP, California $92 $123 $185

Fillmore, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fillmore, CA2.2%10.2%
Piru3.41%18.98%
Moorpark1.96%9.48%
Val Verde2.88%13.8%

Fillmore Renters Insurance as a Percentage of Rent

Fillmore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 21 1.0% $788
$300 to $499 149 7.0% $1238
$500 to $749 205 10.0% $1913
$750 to $999 279 14.0% $2663
$1,000 to $1,499 707 36.0% $3788
$1,500 or more 583 29.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Fillmore For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsLiberty Ins Corp474
1500002504-6 YearsAIG Prop Cas553
1500002507-15 YearsAmerican Modern615
150000500NewSafeco437
150000500NewUniversal North America300
1500005004-6 YearsNationwide404
1500005004-6 YearsOregon Mutual477
1500005007-15 YearsPrivilege Underwriters Exch667
1500005007-15 YearsWestern Mutual/Residence349
15000050016-25 YearsFirst American Ins408
2000005001-3 YearsTokio Marine America298
2500001000NewWestern Mutual/Residence384
25000010004-6 YearsPacific Specialty579
25000010004-6 YearsPrivilege Underwriters Exch745
25000010007-15 YearsWawanesa506
250000100016-25 YearsPacific Specialty787
250000100041-70 YearsIntegon/National798
250000500NewTravelers464
25000050016-25 YearsAmerican Security706
25000050016-25 YearsNationwide731
25000050041-70 YearsPrivilege Underwriters Exch1112
3000005001-3 YearsChubb/Federal1051

Fillmore, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Fillmore Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,700$7,200
Net Savings to Fillmore Home Owner from High Deductible Plan $500

Fillmore, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fillmore, CA Home Replacement Value MORE than Home Value Fillmore, CA Home Replacement Value LESS than Home Value
Replacement Value $472,500 $347,500
Insurance Premium based on Replacement Value $1,650 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,500 Risk Exposure from Under Insuring Coverage is $68,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Fillmore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceFarmers Insurance
Monthly Premium 7718459
Year Built 194019982007
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$600000-$700000$350000-$400000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fillmore, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 465,000 Asphalt Shingles Roof 2,660 4 $500 Deductible 790 6 Stucco siding yes
1974 645,000 Composition Roof 3,890 5 $500- $1000 Deductible 120 1 Fiber-Cement Siding yes
1947 310,000 Membrane Roof 2,040 4 $500 Deductible 740 8 Stone Siding yes
1984 540,000 Membrane Roof 2,720 4 $5000 to $10,000 Deductible 610 8 Fiber-Cement Siding yes
2012 340,000 Metal Roof 2,110 3 $500 Deductible 820 8 Stone Siding yes
2011 470,000 Shingles Roof 2,480 4 $500 Deductible 410 3 Fiber-Cement Siding No
1978 270,000 Asphalt Shingles Roof 1,830 4 $5000 to $10,000 Deductible 330 8 Stucco siding yes
1982 645,000 Membrane Roof 4,480 5 $500 Deductible 1540 12 Stone Siding No
2011 370,000 Shingles Roof 2,700 5 $2500-$5000 Deductible 320 4 Stucco siding No
2005 465,000 Metal Roof 2,380 3 $1000-$2500 Deductible 420 4 Fiber-Cement Siding No
1992 300,000 Tile Roof 2,190 4 $1000-$2500 Deductible 280 5 Brick siding yes
1981 885,000 Shingles Roof 4,410 5 $1000-$2500 Deductible 540 3 Wood siding yes
1993 315,000 Composition Roof 1,920 3 $500 Deductible 380 5 Fiber-Cement Siding No
2003 460,000 Wood Shake Roof 2,780 4 $500 Deductible 340 3 Stucco siding No
1979 320,000 Wood Shake Roof 2,130 5 $2500-$5000 Deductible 120 2 Brick siding yes
1999 700,000 Tile Roof 4,160 5 $500 Deductible 540 3 Wood siding yes
1942 515,000 Composition Roof 3,350 4 $500 Deductible 1550 10 Stucco siding No
1974 295,000 Metal Roof 2,090 4 $1000-$2500 Deductible 170 3 Stone Siding yes
2012 250,000 Tile Roof 1,750 3 $2500-$5000 Deductible 330 8 Stone Siding No
1940 335,000 Slate Shingles Roof 1,950 4 $500 Deductible 330 5 Wood siding No
1970 335,000 Membrane Roof 1,730 4 > $10,000 Deductible 60 2 Fiber-Cement Siding No
1979 295,000 Shingles Roof 1,810 3 $5000 to $10,000 Deductible 80 2 Vinyl siding yes
1986 905,000 Wood Shake Roof 4,640 5 $5000 to $10,000 Deductible 260 2 Wood siding yes
1989 560,000 Composition Roof 3,800 5 $1000-$2500 Deductible 1160 12 Stucco siding yes
2010 625,000 Membrane Roof 3,260 4 > $10,000 Deductible 390 5 Stucco siding No
2003 180,000 Metal Roof 1,210 3 $1000-$2500 Deductible 350 9 Stucco siding No
1979 270,000 Composition Roof 1,460 3 $500 Deductible 680 10 Brick siding yes
1976 430,000 Slate Shingles Roof 2,110 4 $2500-$5000 Deductible 390 5 Vinyl siding yes