Fernley, NV homeowners insurance is roughly $527 to $720, about $43-$60/month. Our extensive research indicates shoppers can save as much as $249 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Fernley, NV | Homeowners Insurance Agency Near Fernley, NV | Address |
|---|---|---|
| Liberty Mutual Independent | Heuer Insurance Agency Inc | 5050 VISTA BLVD UNIT 101, SPARKS, NV, 89436 |
| State Farm | Mark Geil | 255 W Moana Ln Ste 106, Reno, NV, 89509-4942 |
| Allstate | Sharon Brannon | 1111 Steamboat Pkwy Ste 450, Reno, NV, 89521 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wadsworth CDP, Nevada | $92 | $123 | $185 |
| Stagecoach CDP, Nevada | $92 | $123 | $185 |
| Storey County, Nevada | $96 | $128 | $192 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Fernley, NV | 3.5% | 13.3% |
| Wadsworth | 9.44% | 22.81% |
| Stagecoach | 4.41% | 13.49% |
| Storey County | 3.44% | 12.88% |
| Fernley Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 51 | 2.0% | $807 |
| $300 to $499 | 119 | 4.0% | $1257 |
| $500 to $749 | 193 | 7.0% | $1932 |
| $750 to $999 | 761 | 30.0% | $2682 |
| $1,000 to $1,499 | 1,136 | 45.0% | $3807 |
| $1,500 or more | 228 | 9.0% | $5457 |
| Streets in Fernley Area | Homeowners Insurance Cost |
|---|---|
| Laverder Dr, Anita Ave, Jenny's Ln, W Fir St, Fargo Way, Cottonwood Ln, Quince Ave, Beverly Ct, Virginia St, Shadow Mountain Dr | $635 |
| Tamsen Ln, Greens View Ct, Rutledge St, Varney Ln, 7th St, East St, Sunflower Ln, Garnet Ct, Stallion Springs Cir, Navajo Trl | $635 |
| Orange Dr, Eureka St, Opal Way, Tonnis Ct, Peregrine Cir, Wadsworth Ln, N Clover Ln, Brick Oven Ct, Inglewood Dr, Vance Dr | $632 |
| Todd Ct, Resource Dr, Grey Hawk Dr, Primton Way, Eight Iron Ct, Sunrise Ln, Talapoosa, Rocky Pl, Seminole Rd, Rouge River Rd | $635 |
| Wildrose Ct, Truckee Ln, Gustafson Rd, Putter Ct, Jasmine Ln, Snowflower Rd, E 2nd St, Round Up Rd, Snowdrift Rd, Summerwind Dr | $631 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Fernley | $92 to $94 |
| Wadsworth | $92 |
| Storey County | $96 |
| Nixon | $94 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $3,500 |
| Yearly Fernley Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $1,500 | $3,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $8,500 | $7,700 |
| Net Savings to Fernley Home Owner from High Deductible Plan | $800 | |
| Scenario | Fernley, NV Home Replacement Value MORE than Home Value | Fernley, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $142,500 | $88,000 |
| Insurance Premium based on Replacement Value | $700 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,000 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $125/year |
| Insurance Company | Farmers Insurance | Allstate | GEICO Insurance |
| Monthly Premium | 58 | 51 | 108 |
| Year Built | 2007 | 1995 | 2014 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $175000-$200000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |