Fenton Insurance Rates:

Fenton, NY homeowners insurance is roughly $498 to $675, about $41-$56/month. Our all inclusive research indicates shoppers can save upto $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fenton, NY Homeowners Insurance By Home Value

Fenton, NY Home Value Total Homes % of Total Average Fenton, NY Homeowners Insurance
Less than $50,000 559 24.0% $152
$50,000 to $59,999 49 2.0% $322
$60,000 to $69,999 110 4.0% $398
$70,000 to $79,999 138 6.0% $457
$80,000 to $89,999 232 10.0% $521
$90,000 to $99,999 131 5.0% $586
$100,000 to $124,999 276 12.0% $673
$125,000 to $149,999 197 8.0% $843
$150,000 to $174,999 182 8.0% $1002
$175,000 to $199,999 113 5.0% $1154
$200,000 to $249,999 178 7.0% $1388
$250,000 to $299,999 35 1.0% $1699
$300,000 to $399,999 53 2.0% $2156

Top Home Insurance Agents Near Fenton, NY

Home Insurance Company Near Fenton, NY Homeowners Insurance Agency Near Fenton, NY Address
NA Bruce L. Seamans Insurance 22 Jackson St , New Milford, PA, 18834
Liberty Mutual Independent Brown & Brown Of N Y Inc Dba Brown & Brown Empire 36 WASHINGTON AVE STE 1, ENDICOTT, NY, 13760
Travelers Haylor Freyer & Coon Inc 585 MAIN ST STE 1, JOHNSON CITY, NY, 13790
State Farm Jim Rollo 1332 Upper Front St Ste 4, Binghamton, NY, 13901-1142
Allstate Maguire Family Insurance Llc 370 Elmira Rd, Ithaca, NY, 14850

Fenton, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Broome County, New York $74 $98 $147
Chenango Bridge CDP, New York $75 $99 $149
Chenango town, Broome County, New York $74 $99 $148

Fenton, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fenton, NY4.0%11.1%
Broome County4.25%10.43%
Chenango Bridge4.05%10.96%
Chenango3.93%11.71%

Fenton Renters Insurance as a Percentage of Rent

Fenton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 39 13.0% $1250
$500 to $749 161 56.0% $1925
$750 to $999 59 20.0% $2675
$1,000 to $1,499 15 5.0% $3800
$1,500 or more 10 3.0% $5450

Fenton, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Fenton Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,900$12,700
Net Savings to Fenton Home Owner from High Deductible Plan $1,200

Fenton, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fenton, NY Home Replacement Value MORE than Home Value Fenton, NY Home Replacement Value LESS than Home Value
Replacement Value $126,500 $77,500
Insurance Premium based on Replacement Value $1,250 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year

Example Fenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmErie InsuranceAmica Mutual Insurance Company
Monthly Premium 5680107
Year Built 197619641984
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$100000-$125000$150000-$175000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fenton, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 205,000 Tile Roof 2,510 5 > $10,000 Deductible 320 3 Stone Siding yes
2008 125,000 Composition Roof 2,050 4 $500 Deductible 750 7 Wood siding yes
1991 145,000 Slate Shingles Roof 2,190 5 $2500-$5000 Deductible 840 12 Stucco siding yes
1980 260,000 Asphalt Shingles Roof 3,590 5 $500 Deductible 2300 12 Brick siding No
1972 200,000 Metal Roof 2,840 5 $2500-$5000 Deductible 460 5 Brick siding No
1974 245,000 Asphalt Shingles Roof 3,170 5 $5000 to $10,000 Deductible 760 6 Stone Siding No
1983 100,000 Metal Roof 1,280 3 $500 Deductible 1200 12 Brick siding No
1995 320,000 Tile Roof 4,980 5 $500- $1000 Deductible 860 3 Stucco siding No
2000 150,000 Slate Shingles Roof 1,970 4 $500- $1000 Deductible 800 8 Brick siding No
2009 230,000 Metal Roof 4,040 5 $5000 to $10,000 Deductible 770 6 Stucco siding No
1952 105,000 Asphalt Shingles Roof 1,920 3 $500 Deductible 780 8 Stone Siding yes
2001 165,000 Membrane Roof 2,120 3 $1000-$2500 Deductible 1220 10 Wood siding yes
1993 125,000 Membrane Roof 1,820 4 $1000-$2500 Deductible 450 5 Stucco siding yes
1970 165,000 Shingles Roof 3,000 4 $500- $1000 Deductible 100 1 Fiber-Cement Siding No
1952 195,000 Membrane Roof 2,490 5 $500 Deductible 720 5 Stucco siding yes
1976 145,000 Composition Roof 1,860 3 $2500-$5000 Deductible 90 1 Stucco siding No
1972 145,000 Composition Roof 2,530 5 $500- $1000 Deductible 880 8 Fiber-Cement Siding yes
1981 105,000 Wood Shake Roof 1,910 4 $1000-$2500 Deductible 530 6 Vinyl siding No
1997 190,000 Composition Roof 2,440 4 $2500-$5000 Deductible 1030 12 Vinyl siding yes
1948 150,000 Tile Roof 2,620 5 $2500-$5000 Deductible 1290 10 Vinyl siding yes
1968 200,000 Composition Roof 2,590 4 $1000-$2500 Deductible 270 2 Fiber-Cement Siding yes
1988 240,000 Asphalt Shingles Roof 3,040 4 $5000 to $10,000 Deductible 350 3 Fiber-Cement Siding yes
1944 120,000 Shingles Roof 1,840 4 $500 Deductible 1090 12 Fiber-Cement Siding No
1946 115,000 Wood Shake Roof 1,770 4 $2500-$5000 Deductible 540 7 Vinyl siding yes
1997 135,000 Slate Shingles Roof 1,680 5 $2500-$5000 Deductible 670 12 Stone Siding yes
1991 170,000 Composition Roof 2,340 4 $500- $1000 Deductible 130 1 Brick siding No
1992 330,000 Slate Shingles Roof 4,360 5 $500 Deductible 2740 8 Vinyl siding No
1960 200,000 Metal Roof 2,910 4 $5000 to $10,000 Deductible 120 1 Stucco siding No
1963 225,000 Slate Shingles Roof 3,120 4 $2500-$5000 Deductible 150 1 Vinyl siding No
1957 125,000 Slate Shingles Roof 1,530 5 $1000-$2500 Deductible 170 2 Brick siding No
2006 195,000 Membrane Roof 3,180 4 $500 Deductible 1020 8 Vinyl siding No
1949 135,000 Wood Shake Roof 1,820 3 $1000-$2500 Deductible 360 4 Stucco siding yes