Felton Insurance Rates:

Felton, DE homeowners insurance is nearly $647 to $884, about $53-$73/month. Our all inclusive analysis reveals consumers can save as much as $306 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Felton, DE Homeowners Insurance By Home Value

Felton, DE Home Value Total Homes % of Total Average Felton, DE Homeowners Insurance
Less than $50,000 231 11.0% $91
$50,000 to $59,999 42 2.0% $198
$60,000 to $69,999 43 2.0% $244
$70,000 to $79,999 46 2.0% $283
$90,000 to $99,999 38 1.0% $359
$100,000 to $124,999 74 3.0% $420
$125,000 to $149,999 114 5.0% $527
$150,000 to $174,999 264 12.0% $627
$175,000 to $199,999 251 12.0% $719
$200,000 to $249,999 543 26.0% $864
$250,000 to $299,999 197 9.0% $1063
$300,000 to $399,999 216 10.0% $1346

Top Home Insurance Agents Near Felton, DE

Home Insurance Company Near Felton, DE Homeowners Insurance Agency Near Felton, DE Address
Travelers Barker Insurance Llc 4 COMMERCIAL PLZ, ELKTON, MD, 21921
State Farm Brian Hartle 239 Christiana Road, New Castle, DE, 19720-2907
State Farm Mark Schanne 915 S Dupont Highway, Milford, DE, 19963-2234
Liberty Mutual Independent Peoples First Insurance Inc 5236 SUMMIT BRIDGE RD, MIDDLETOWN, DE, 19709
Travelers Williams Insurance Agency Inc 20220 COASTAL HWY, REHOBOTH BEACH, DE, 19971

Cost Of Homeowners Insurance By Street Near Felton, DE

Streets in Felton Area Homeowners Insurance Cost
Edwardsville Rd, Cole Brit Ln, Willow Oak Ct, Sierra Cir, Rd 240, Rd 260, Ponds Edge Ct, Albert Pl, Niles St, White Marsh Branch Rd$763
Andrews Lake Rd, Rd 385, Rockwood Blvd, Rd 261, Welch Acres Dr, Kindling Dr, Rd 264, Chesters Ln, Two State Rd, Chimney Hill Rd$764
Jarrells Rd, Rd 244, N Chimney Top Ln, Waterside Dr, Rd 380, E Chimney Top Ln, Rd 268, Andiron Ln, Rd 289, Pine Pitch Rd$762
Rd 267, John Hurd Rd, Abec Ln, Rd 262, Paradise Alley Rd, Tomahawk Ln, Chandlers Rd, New Castle Ave, Summoners Tale Ln, Rd 284$768
Still Pond Cir, Skinner Ln, Jubilee Ct, Rd 258, Fan Branch Dr, Rd 266, W Main St, Starkey Ln, Firetower Rd, W High St$762

Felton, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Felton$114 to $117
Viola$114
Central Kent$115
Woodside$113

Felton, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Viola town, Delaware $114 $152 $228
Central Kent CCD, Kent County, Delaware $116 $154 $231
Woodside town, Delaware $113 $151 $227

Felton, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Felton, DE4.4%18.5%
Viola3.32%14.5%
Central Kent3.97%17.0%
Woodside4.75%20.68%

Felton Renters Insurance as a Percentage of Rent

Felton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 2.0% $355
$200 to $299 15 2.0% $805
$300 to $499 106 19.0% $1255
$500 to $749 95 17.0% $1930
$750 to $999 130 23.0% $2680
$1,000 to $1,499 177 32.0% $3805
$1,500 or more 11 2.0% $5455

Felton, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Felton Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Felton Home Owner from High Deductible Plan $600

Felton, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Felton, DE Home Replacement Value MORE than Home Value Felton, DE Home Replacement Value LESS than Home Value
Replacement Value $239,500 $174,000
Insurance Premium based on Replacement Value $875 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Felton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 847269
Year Built 199119882009
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Felton, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 265,000 Slate Shingles Roof 2,780 4 $5000 to $10,000 Deductible 70 1 Fiber-Cement Siding No
1990 220,000 Composition Roof 1,670 3 $500 Deductible 180 3 Wood siding No
2003 305,000 Shingles Roof 3,120 4 $1000-$2500 Deductible 150 2 Stucco siding yes
2003 170,000 Composition Roof 1,630 5 $5000 to $10,000 Deductible 140 3 Brick siding No
1989 145,000 Tile Roof 1,650 3 $2500-$5000 Deductible 310 6 Fiber-Cement Siding No
2005 200,000 Metal Roof 1,560 3 $2500-$5000 Deductible 170 3 Stone Siding No
2012 320,000 Wood Shake Roof 2,840 4 $2500-$5000 Deductible 1060 10 Stone Siding No
2005 240,000 Metal Roof 2,220 5 $500 Deductible 190 3 Stone Siding yes
1991 460,000 Shingles Roof 4,280 5 > $10,000 Deductible 390 5 Stone Siding No
1988 330,000 Metal Roof 2,810 5 $2500-$5000 Deductible 670 10 Fiber-Cement Siding yes
1994 430,000 Membrane Roof 3,870 5 $2500-$5000 Deductible 1220 9 Brick siding yes
1991 230,000 Metal Roof 2,400 3 > $10,000 Deductible 460 12 Stone Siding No
2000 195,000 Shingles Roof 1,980 3 $500 Deductible 610 10 Wood siding No
2013 220,000 Wood Shake Roof 2,410 4 > $10,000 Deductible 230 5 Vinyl siding No
1996 135,000 Asphalt Shingles Roof 1,270 3 $500- $1000 Deductible 60 2 Fiber-Cement Siding yes
1995 220,000 Metal Roof 2,440 4 $1000-$2500 Deductible 390 5 Brick siding No
1983 350,000 Tile Roof 3,200 4 $1000-$2500 Deductible 610 8 Vinyl siding No
1991 450,000 Wood Shake Roof 4,520 5 $1000-$2500 Deductible 220 2 Brick siding yes
1996 390,000 Tile Roof 3,700 5 $1000-$2500 Deductible 500 6 Fiber-Cement Siding yes
2002 295,000 Membrane Roof 2,910 5 > $10,000 Deductible 180 4 Brick siding yes
1980 290,000 Tile Roof 2,770 5 $500 Deductible 430 7 Brick siding yes
2012 205,000 Membrane Roof 1,920 3 $5000 to $10,000 Deductible 140 3 Wood siding yes
2001 210,000 Composition Roof 1,730 3 > $10,000 Deductible 200 7 Wood siding yes
2011 340,000 Metal Roof 3,200 4 $2500-$5000 Deductible 420 5 Vinyl siding yes
1994 215,000 Composition Roof 2,140 4 > $10,000 Deductible 50 1 Fiber-Cement Siding yes
2000 395,000 Wood Shake Roof 3,280 5 $500- $1000 Deductible 110 1 Brick siding yes
1999 205,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 420 8 Vinyl siding No
2010 425,000 Asphalt Shingles Roof 4,080 5 $5000 to $10,000 Deductible 710 6 Vinyl siding No
2012 285,000 Composition Roof 3,100 5 > $10,000 Deductible 290 7 Stone Siding yes
2010 270,000 Wood Shake Roof 2,210 3 $1000-$2500 Deductible 600 10 Stone Siding No
2010 200,000 Asphalt Shingles Roof 1,500 3 $5000 to $10,000 Deductible 390 9 Brick siding yes