Federal Way Insurance Rates:

Federal Way, WA homeowners insurance is approximately $511 to $694, about $42-$57/month. Our all inclusive analysis indicates shoppers can save upto $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
In most cases, we feel as though our insurance covers our needs appropriately. we feel safe and secure knowing that if we were to suffer major loss our insurance would help guide us through. peace of mind is very important to our family.
Allstate
They shouldn't run ads that don't work for our state, it is not right to see things that really aren't offered to us
Farmers
After having to submit a couple of claims due to natural disasters, i found that the process was easy and painless and i received my funds quickly.

Federal Way, WA Homeowners Insurance By Home Value

Federal Way, WA Home Value Total Homes % of Total Average Federal Way, WA Homeowners Insurance
Less than $50,000 1,049 6.0% $54
$100,000 to $124,999 727 4.0% $246
$125,000 to $149,999 632 3.0% $313
$150,000 to $174,999 995 5.0% $367
$175,000 to $199,999 1,210 7.0% $427
$200,000 to $249,999 3,570 21.0% $511
$250,000 to $299,999 3,575 21.0% $626
$300,000 to $399,999 4,468 26.0% $794

Top Home Insurance Agents Near Federal Way, WA

Home Insurance Company Near Federal Way, WA Homeowners Insurance Agency Near Federal Way, WA Address
NA Insurance Services Network, Inc. 3150 Richards Rd, Ste 180, Bellevue, WA, 98005
State Farm Jean Wall 8520 Evanston Ave N Ste 101, Seattle, WA, 98103-3896
State Farm Kevin Hayward 700 Slatr Kiney Rd SE Ste A, Lacey, WA, 98503-1113
State Farm Kristin Gopal 6450 Southcenter Blvd, Ste 108, Tukwila, WA, 98188-2552
Farmers Scott Ramage 1400 Airport Way S, Seattle, WA, 98134

Cost Of Homeowners Insurance By Street Near Federal Way, WA

Streets in Federal Way Area Homeowners Insurance Cost
S 326th Pl, 39th Pl SW, SW 316th Pl, S 273rd St, SW 314th St, 20th Ave Ct, 313th St SW, S 280th St, S 316th Ln, 16th Pl SW$602
SW 334th Pl, S 258th St, S 287th Pl, S 319th St, S 370th Ct, Redondo Beach Dr S, 50th Pl SW, SW 311th Ct, SW 350th Pl, SW 344th Pl$598
SW 306th Ln, S 301st Pl, SW 314th Pl, 45th Pl SW, S 361st St, 22nd Pl SW, S 279th St, SW 349th Pl, 19th Ln SW, S 286th Ln$597
SW Campus Dr, S 308th Ln, 10th Ct SW, SW 310th St, 20th Ct S, SW 347th Way, 40th Ct SW, S 356th St, 38th Pl SW, 43rd Pl SW$609
S 283rd St, 28th Pl SW, SW 320th Pl, S 358th St, S 348th St, 24th Pl SW, 17th Ct S, S 308th Pl, S 297th St, 2nd Ct S$609
S 355th Pl, S 299th Pl, SW 334th St, 14th Pl S, S 333rd St, 48th Cir SW, S 309th St, S 325th Pl, S 380th Pl, Merion Way$580
SW 369th St, SW 322nd Pl, SW 310th St, 29th Ct SW, S 300th Pl, SW 307th Pl, 315th Pl, S 314th Pl, SW 324th St, S 343rd St$604
S 283rd Pl, SW 329th St, S 328th Ln, S Peasley Canyon Rd, 50th Ln S, S 290th Pl, S 338th Pl, SW Century Blvd, S 272nd Pl, 22nd Pl SW$586
S 269th St, S 274th Pl, Redondo Way, S 281st St, S 298th Pl, S 368th Pl, Merlyn Dr, S 340th St, SW 345th St, S 301st Pl$592
SW 338th St, S 317th St, S 266th Pl, S 281st St, SW 324th Pl, SW 299th Pl, SW 311th Pl, SW 304th St, 225th Ln SW, 25th Dr S$598

Federal Way, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Federal Way$90 to $92
Federal Way-Auburn$90
Fife Heights$92
Dash Point$100

Federal Way, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Federal Way-Auburn CCD, King County, Washington $75 $100 $150
Lakeland North CDP, Washington $76 $101 $151
Lakeland South CDP, Washington $76 $101 $151

Federal Way, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Federal Way, WA2.7%8.6%
Federal Way-Auburn2.66%8.32%
Lakeland North2.64%7.37%
Lakeland South2.6%8.54%

Federal Way Renters Insurance as a Percentage of Rent

Federal Way Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 238 1.0% $789
$300 to $499 146 1.0% $1239
$500 to $749 1,497 10.0% $1914
$750 to $999 5,294 36.0% $2664
$1,000 to $1,499 5,179 36.0% $3789
$1,500 or more 1,930 13.0% $5439

Federal Way, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Federal Way Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Federal Way Home Owner from High Deductible Plan $600

Federal Way, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Federal Way, WA Home Replacement Value MORE than Home Value Federal Way, WA Home Replacement Value LESS than Home Value
Replacement Value $315,500 $217,500
Insurance Premium based on Replacement Value $825 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $50/year

Example Federal Way Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmNationwide Insurance
Monthly Premium 1674757
Year Built 199620051970
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $600000-$700000$200000-$250000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Federal Way, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 730,000 Slate Shingles Roof 4,570 5 $500 Deductible 1980 8 Vinyl siding yes
2003 270,000 Wood Shake Roof 1,900 4 $500- $1000 Deductible 380 6 Wood siding yes
1995 470,000 Slate Shingles Roof 3,680 5 $2500-$5000 Deductible 360 4 Stucco siding No
1995 180,000 Slate Shingles Roof 1,190 2 $1000-$2500 Deductible 340 9 Vinyl siding No
1989 295,000 Wood Shake Roof 1,810 5 $2500-$5000 Deductible 180 3 Stucco siding yes
1976 215,000 Wood Shake Roof 1,760 3 $5000 to $10,000 Deductible 120 4 Brick siding yes
1973 400,000 Wood Shake Roof 2,600 4 $500 Deductible 740 6 Stone Siding yes
1996 540,000 Slate Shingles Roof 4,810 5 $500 Deductible 350 3 Stone Siding No
2008 225,000 Asphalt Shingles Roof 1,990 5 $500- $1000 Deductible 580 12 Fiber-Cement Siding No
1973 205,000 Metal Roof 1,280 2 > $10,000 Deductible 180 8 Fiber-Cement Siding No
1982 510,000 Tile Roof 3,060 4 $1000-$2500 Deductible 1500 12 Wood siding yes
2005 215,000 Composition Roof 1,910 3 $500- $1000 Deductible 490 9 Brick siding No
1971 175,000 Shingles Roof 1,260 3 $1000-$2500 Deductible 260 6 Stone Siding yes
1986 130,000 Membrane Roof 891 2 $500 Deductible 400 1 Fiber-Cement Siding yes