Fayetteville, TN homeowners insurance is nearly $667 to $909, about $55-$75/month. Our complete analysis shows customers can save as much as $315 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Fayetteville, TN | Homeowners Insurance Agency Near Fayetteville, TN | Address |
|---|---|---|
| Travelers | J Smith Lanier & Company | 206 Exchange Pl, Huntsville, AL, 35806 |
| Nationwide | Michael D Noe | 16428 Hwy 72, Rogersville, AL, 35652 |
| Nationwide | Tammy Childers Elders | 8003 Charlotte Dr, Huntsville, AL, 35802-2254 |
| State Farm | C.J. Monte | 131 Old Highway 431, Hampton Cove, AL, 35763-9255 |
| State Farm | David Wilson | 2744 S Church St, Murfreesboro, TN, 37127-8350 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lincoln County, Tennessee | $119 | $159 | $239 |
| Park City CDP, Tennessee | $119 | $158 | $237 |
| Flintville CDP, Tennessee | $116 | $155 | $233 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Fayetteville, TN | 5.7% | 18.0% |
| Lincoln County | 6.39% | 18.4% |
| Park City | 7.06% | 20.42% |
| Flintville | 6.63% | 18.06% |
| Fayetteville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 58 | 4.0% | $365 |
| $200 to $299 | 116 | 9.0% | $815 |
| $300 to $499 | 343 | 28.0% | $1265 |
| $500 to $749 | 457 | 37.0% | $1940 |
| $750 to $999 | 191 | 15.0% | $2690 |
| $1,000 to $1,499 | 17 | 1.0% | $3815 |
| $1,500 or more | 31 | 2.0% | $5465 |
| Streets in Fayetteville Area | Homeowners Insurance Cost |
|---|---|
| Swanson Blvd, 3rd Ave, Old Bearden Mill Rd, Bearden Mill Rd, Main Ave S, Eufala St, Old Mill Way, Daltons Way Ln, Badenhop Blvd, Hilltop Rd | $788 |
| Orchard Hill Rd, Eastgate Dr, Glenwood Ave, Hedgemont Ave, L Pigg Ln, Belle Terre Ln, Candice Dr, Champ Rd, Payton Trl, Billy Parks Dr | $789 |
| Scenic Dr, Hillwood Dr, William Battle Blvd, Teal Hollow Rd, Hamilton St, Clay Ave, Parks Rd, Camargo Rd, Manor Dr, Moyers Ave | $795 |
| Lowell Dr E, Cedarwood St, Wabash Ln, Church Ln, Norris St, Front St, Shady Ln, Ben Barry Rd, Groce Rd, Lovers Ln | $803 |
| Elk Ave N, Woodlake Ct, Alease Dr, Central Blvd, Hummingbird Dr, Kidd Rd, Jay St, Possum Hollow Rd, Park St, Clark Mill Rd | $785 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Fayetteville | $117 to $120 |
| Lincoln County | $119 |
| Flintville | $116 |
| Petersburg | $115 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Fayetteville Homeowner Insurance Premium Example | $1,100 | $600 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $7,200 | $6,200 |
| Net Savings to Fayetteville Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Fayetteville, TN Home Replacement Value MORE than Home Value | Fayetteville, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $118,500 | $95,500 |
| Insurance Premium based on Replacement Value | $575 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $10,500 | Risk Exposure from Under Insuring Coverage is $12,500 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $50/year |
| Insurance Company | Allstate | GEICO Insurance | Liberty Mutual |
| Monthly Premium | 60 | 63 | 43 |
| Year Built | 1997 | 1969 | 1946 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $150000-$175000 | $100000-$125000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |