Fayetteville Insurance Rates:

Fayetteville, TN homeowners insurance is nearly $667 to $909, about $55-$75/month. Our complete analysis shows customers can save as much as $315 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fayetteville, TN Homeowners Insurance By Home Value

Fayetteville, TN Home Value Total Homes % of Total Average Fayetteville, TN Homeowners Insurance
Less than $50,000 213 12.0% $197
$50,000 to $59,999 150 9.0% $425
$60,000 to $69,999 86 5.0% $527
$70,000 to $79,999 134 8.0% $606
$80,000 to $89,999 144 8.0% $685
$90,000 to $99,999 194 11.0% $772
$100,000 to $124,999 186 11.0% $890
$125,000 to $149,999 80 4.0% $1118
$150,000 to $174,999 206 12.0% $1315
$175,000 to $199,999 38 2.0% $1520
$200,000 to $249,999 82 4.0% $1828
$250,000 to $299,999 60 3.0% $2237
$300,000 to $399,999 92 5.0% $2844

Top Home Insurance Agents Near Fayetteville, TN

Home Insurance Company Near Fayetteville, TN Homeowners Insurance Agency Near Fayetteville, TN Address
State Farm C.J. Monte 131 Old Highway 431, Hampton Cove, AL, 35763-9255
State Farm David Wilson 2744 S Church St, Murfreesboro, TN, 37127-8350
Travelers J Smith Lanier & Company 206 Exchange Pl, Huntsville, AL, 35806
Nationwide Michael D Noe 16428 Hwy 72, Rogersville, AL, 35652
Nationwide Tammy Childers Elders 8003 Charlotte Dr, Huntsville, AL, 35802-2254

Cost Of Homeowners Insurance By Street Near Fayetteville, TN

Streets in Fayetteville Area Homeowners Insurance Cost
Swanson Blvd, 3rd Ave, Old Bearden Mill Rd, Bearden Mill Rd, Main Ave S, Eufala St, Old Mill Way, Daltons Way Ln, Badenhop Blvd, Hilltop Rd$788
Orchard Hill Rd, Eastgate Dr, Glenwood Ave, Hedgemont Ave, L Pigg Ln, Belle Terre Ln, Candice Dr, Champ Rd, Payton Trl, Billy Parks Dr$789
Scenic Dr, Hillwood Dr, William Battle Blvd, Teal Hollow Rd, Hamilton St, Clay Ave, Parks Rd, Camargo Rd, Manor Dr, Moyers Ave$795
Lowell Dr E, Cedarwood St, Wabash Ln, Church Ln, Norris St, Front St, Shady Ln, Ben Barry Rd, Groce Rd, Lovers Ln$803
Elk Ave N, Woodlake Ct, Alease Dr, Central Blvd, Hummingbird Dr, Kidd Rd, Jay St, Possum Hollow Rd, Park St, Clark Mill Rd$785

Fayetteville, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fayetteville$117 to $120
Lincoln County$119
Flintville$116
Petersburg$115

Fayetteville, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lincoln County, Tennessee $119 $159 $239
Park City CDP, Tennessee $119 $158 $237
Flintville CDP, Tennessee $116 $155 $233

Fayetteville, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fayetteville, TN5.7%18.0%
Lincoln County6.39%18.4%
Park City7.06%20.42%
Flintville6.63%18.06%

Fayetteville Renters Insurance as a Percentage of Rent

Fayetteville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 4.0% $365
$200 to $299 116 9.0% $815
$300 to $499 343 28.0% $1265
$500 to $749 457 37.0% $1940
$750 to $999 191 15.0% $2690
$1,000 to $1,499 17 1.0% $3815
$1,500 or more 31 2.0% $5465

Fayetteville, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Fayetteville Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $7,200$6,200
Net Savings to Fayetteville Home Owner from High Deductible Plan $1,000

Fayetteville, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fayetteville, TN Home Replacement Value MORE than Home Value Fayetteville, TN Home Replacement Value LESS than Home Value
Replacement Value $118,500 $95,500
Insurance Premium based on Replacement Value $575 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Fayetteville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceLiberty Mutual
Monthly Premium 606343
Year Built 199719691946
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$150000-$175000$100000-$125000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fayetteville, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 120,000 Composition Roof 1,630 4 $500 Deductible 260 4 Stone Siding No
1958 125,000 Slate Shingles Roof 1,930 3 $2500-$5000 Deductible 420 9 Stucco siding yes
1996 85,000 Shingles Roof 1,170 2 $500- $1000 Deductible 80 4 Stucco siding yes
1955 90,000 Tile Roof 1,340 3 $2500-$5000 Deductible 150 5 Wood siding yes
1958 150,000 Shingles Roof 2,210 4 $2500-$5000 Deductible 520 12 Stucco siding No
1973 145,000 Wood Shake Roof 2,290 3 $500- $1000 Deductible 240 4 Fiber-Cement Siding No
1979 105,000 Wood Shake Roof 1,480 2 $2500-$5000 Deductible 500 12 Fiber-Cement Siding No
1969 125,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 180 7 Wood siding No
1960 90,000 Membrane Roof 1,520 3 $500 Deductible 290 9 Brick siding yes
1956 300,000 Slate Shingles Roof 4,550 5 $5000 to $10,000 Deductible 380 4 Vinyl siding yes
1966 115,000 Tile Roof 1,560 2 $500 Deductible 650 12 Fiber-Cement Siding No
1963 100,000 Tile Roof 1,450 2 $2500-$5000 Deductible 380 12 Stone Siding No
1974 145,000 Asphalt Shingles Roof 1,760 4 $2500-$5000 Deductible 80 3 Stone Siding yes
1999 80,000 Tile Roof 1,010 2 $2500-$5000 Deductible 130 7 Brick siding No
1968 95,000 Slate Shingles Roof 1,240 3 $500 Deductible 240 8 Fiber-Cement Siding yes
1960 190,000 Metal Roof 2,400 3 $500- $1000 Deductible 250 3 Vinyl siding yes
1965 160,000 Asphalt Shingles Roof 2,400 4 $500 Deductible 580 8 Stone Siding yes
1952 70,000 Membrane Roof 1,210 3 $500- $1000 Deductible 50 2 Stucco siding yes
1958 160,000 Membrane Roof 2,800 4 $500- $1000 Deductible 460 6 Vinyl siding No
1955 355,000 Membrane Roof 4,510 5 $5000 to $10,000 Deductible 570 7 Wood siding No
1946 245,000 Slate Shingles Roof 3,970 5 > $10,000 Deductible 530 10 Wood siding No
1978 145,000 Metal Roof 1,830 4 $1000-$2500 Deductible 460 10 Stucco siding No
1972 115,000 Metal Roof 2,020 3 $2500-$5000 Deductible 120 4 Wood siding No
1942 220,000 Metal Roof 2,930 4 > $10,000 Deductible 30 1 Stone Siding yes
1943 145,000 Metal Roof 1,990 3 $2500-$5000 Deductible 80 2 Brick siding No
1986 265,000 Composition Roof 4,650 5 $500- $1000 Deductible 900 9 Stucco siding No
1943 130,000 Metal Roof 1,660 2 $1000-$2500 Deductible 350 8 Vinyl siding yes
1989 95,000 Wood Shake Roof 1,400 2 $500 Deductible 400 10 Vinyl siding yes
1977 170,000 Slate Shingles Roof 2,300 3 $2500-$5000 Deductible 300 5 Stone Siding yes
1968 150,000 Membrane Roof 2,090 5 $500- $1000 Deductible 120 2 Fiber-Cement Siding yes
1989 210,000 Composition Roof 2,720 4 $2500-$5000 Deductible 800 12 Vinyl siding No
1974 65,000 Tile Roof 970 2 $500 Deductible 480 12 Vinyl siding No