Farmville Insurance Rates:

Farmville, VA homeowners insurance is about $608 to $829, about $50-$69/month. Our thorough research indicates shoppers can save as much as $287 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Farmville, VA Homeowners Insurance By Home Value

Farmville, VA Home Value Total Homes % of Total Average Farmville, VA Homeowners Insurance
Less than $50,000 84 8.0% $107
$50,000 to $59,999 35 3.0% $229
$70,000 to $79,999 51 5.0% $323
$80,000 to $89,999 17 1.0% $366
$90,000 to $99,999 15 1.0% $409
$100,000 to $124,999 90 9.0% $481
$125,000 to $149,999 109 11.0% $595
$150,000 to $174,999 187 18.0% $710
$200,000 to $249,999 140 14.0% $983
$250,000 to $299,999 166 16.0% $1206
$300,000 to $399,999 87 8.0% $1529

Top Home Insurance Agents Near Farmville, VA

Home Insurance Company Near Farmville, VA Homeowners Insurance Agency Near Farmville, VA Address
NA Collins Insurance Services, Inc. 400A Southlake Blvd , Richmond, VA, 23236
NA The Lynchburg Insurance Group Llc 101 Hexham Drive Suite B, Lynchburg, VA, 24502
Travelers Blankenship Insurance Services Llc 13510 E. Boundary Road, #203 , Midlothian, VA, 23112
Nationwide John Edward Roark Iii 2187 Lynch Mill Rd, Altavista, VA, 24517-1726
Travelers Randall W Hall Insurance Agency Inc 10049 MIDLOTHIAN TURNPIKE STE B, NORTH CHESTERFIELD, VA, 23235

Cost Of Homeowners Insurance By Street Near Farmville, VA

Streets in Farmville Area Homeowners Insurance Cost
Nunnally Dr, Hooper St, Serpell St, S Main St, Pisgah Church Rd, Orchard Rd, Co Rd 1124, W 3rd St, US Hwy 460 Bus, Shaw Ln$709
E 2nd St, Co Rd 676, Co Rd 696, Chambers Dr, Farmville Lke Rd, Green Bay Rd, Campbell Ln, Greenbay Rd, Monroe Church Rd, 6th Ave$712
Patrick Henry Hwy, Brock Cmns, N Main St, Brook St, Watson Rd, Co Rd 1010, US Hwy 15 Bus, Sunset Ln, Co Rd 741, High Rock Rd$704
Co Rd 756, 1st St, Lancer Cir, Co Rd 630, High Bridge Dr, Midtown Ave, 4th Ave, Co Rd 684, Persimmon Tree Fork Rd, Gates Pointe Dr$716
Price Dr, Pisagh Church Rd, Co Rd 601, Etherton Rd, Barrow St, Wooded Trce, Gully Tavern Rd, School St, Poplar Hill Dr, Genito Rd$710

Farmville, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmville$107 to $110
Prince Edward County$107
Hampden-Sydney$112
Burkeville$104

Farmville, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prince Edward County, Virginia $89 $119 $178
Hampden-Sydney CDP, Virginia $94 $125 $187
Burkeville town, Virginia $87 $116 $174

Farmville, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmville, VA4.4%16.4%
Prince Edward County4.97%17.5%
Hampden-Sydney4.86%25.93%
Burkeville5.29%16.2%

Farmville Renters Insurance as a Percentage of Rent

Farmville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 1.0% $347
$200 to $299 36 3.0% $797
$300 to $499 81 7.0% $1247
$500 to $749 389 35.0% $1922
$750 to $999 387 34.0% $2672
$1,000 to $1,499 170 15.0% $3797
$1,500 or more 31 2.0% $5447

Farmville, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Farmville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Farmville Home Owner from High Deductible Plan $600

Farmville, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmville, VA Home Replacement Value MORE than Home Value Farmville, VA Home Replacement Value LESS than Home Value
Replacement Value $181,500 $127,500
Insurance Premium based on Replacement Value $950 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $75/year

Example Farmville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 1075567
Year Built 199219752004
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$175000-$200000$300000-$350000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Farmville, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 105,000 Wood Shake Roof 1,190 2 $500- $1000 Deductible 120 3 Brick siding yes
2008 255,000 Slate Shingles Roof 2,700 5 $500- $1000 Deductible 850 7 Brick siding yes
1998 105,000 Metal Roof 1,150 2 $500 Deductible 550 10 Stone Siding No
1949 225,000 Metal Roof 2,900 4 $2500-$5000 Deductible 70 1 Brick siding yes
1946 170,000 Asphalt Shingles Roof 1,820 3 $1000-$2500 Deductible 330 5 Stucco siding yes
1993 335,000 Slate Shingles Roof 3,350 4 $2500-$5000 Deductible 250 3 Stone Siding No
2009 185,000 Composition Roof 2,180 5 $1000-$2500 Deductible 700 8 Stone Siding yes
1940 130,000 Wood Shake Roof 1,320 3 $1000-$2500 Deductible 590 10 Wood siding yes
2011 115,000 Metal Roof 1,210 2 $500- $1000 Deductible 280 7 Brick siding yes
1941 340,000 Membrane Roof 2,930 5 $500- $1000 Deductible 1040 9 Vinyl siding yes
1994 145,000 Wood Shake Roof 1,600 3 $500- $1000 Deductible 740 12 Stone Siding No
2004 105,000 Tile Roof 1,050 2 $500- $1000 Deductible 240 7 Fiber-Cement Siding No
2010 165,000 Wood Shake Roof 1,750 5 $1000-$2500 Deductible 50 1 Fiber-Cement Siding yes
2013 130,000 Composition Roof 1,220 3 $1000-$2500 Deductible 80 2 Fiber-Cement Siding No