Farmingville Insurance Rates:

Farmingville, NY homeowners insurance is approximately $539 to $732, about $44-$61/month. Our thorough guide indicates shoppers can save as much as $254 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Farmingville, NY Homeowners Insurance By Home Value

Farmingville, NY Home Value Total Homes % of Total Average Farmingville, NY Homeowners Insurance
Less than $50,000 65 2.0% $44
$150,000 to $174,999 44 1.0% $292
$175,000 to $199,999 80 2.0% $343
$200,000 to $249,999 227 7.0% $413
$250,000 to $299,999 611 19.0% $502
$300,000 to $399,999 2,117 66.0% $642

Top Home Insurance Agents Near Farmingville, NY

Home Insurance Company Near Farmingville, NY Homeowners Insurance Agency Near Farmingville, NY Address
NA Greenlawn Insurance Agency Inc. 91 Broadway Ste 9, Greenlawn, NY, 11740
State Farm Bill Bergner 76 Elm St, New Canaan, CT, 06840-5423
State Farm Chuck Poillon Casl, Clu, Cpcu 329 E. Main Street, Smithtown, NY, 11787-2821
Allstate Nazmena Jainarine 11810 Rockaway Blvd, South Ozone Park, NY, 11420
Travelers Williams & Williams Inc 25 Manor Road, Smithtown, NY, 11787

Cost Of Homeowners Insurance By Street Near Farmingville, NY

Streets in Farmingville Area Homeowners Insurance Cost
Kara Ct, Lynwood Ave, Dona Ln, Weldon Ln, Horseblock Pl, W Hettys Path, Seneca Pl, Horse Block Rd, Horse Block Pl, Spurwoods Ln$640
Raymond Ave, Adirondack Dr, Highland Pl, Paul's Path Mooney Pond Rd, Rochelle Ter, Costa Ct, Concord Dr, Spruce Cir, Sunrise Pl, Hempstead St$641
Horse Block Rd, Basswood Ln, Hettys Path, Nina Pl, Mark Ln, Carol Ave, Campus Dr, Carlisle Dr, Robin Pl, Midwood Pl$641
Cougar Ct, Hanrahan Ave, Rutgers Rd, Lakeland Pl, Evans Ln, Laurel Pl, Piedmont Ct, Circle Ct, Pinecrest Pl, Foxboro Ave$641
Roberta Ave, Rice Dr, Robert Rd, Reydon Way, Greenlawn Pl, Simson Ct, Arlene St, Mount Marcy Ave, Rhi Ct, Crestwood Ln$642

Farmingville, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmingville$95 to $97
Holtsville$95
Selden$94
Holbrook$96

Farmingville, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Holtsville CDP, New York $95 $127 $191
Selden CDP, New York $95 $126 $189
Centereach CDP, New York $95 $127 $191

Farmingville, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmingville, NY2.0%5.5%
Holtsville2.0%5.35%
Selden2.04%5.27%
Centereach1.98%5.31%

Farmingville Renters Insurance as a Percentage of Rent

Farmingville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 10 1.0% $1902
$1,000 to $1,499 151 21.0% $3777
$1,500 or more 557 77.0% $5427

Farmingville, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$4,700
Yearly Farmingville Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$700$4,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,700$13,700
Net Savings to Farmingville Home Owner from High Deductible Plan $1,000

Farmingville, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmingville, NY Home Replacement Value MORE than Home Value Farmingville, NY Home Replacement Value LESS than Home Value
Replacement Value $413,500 $283,500
Insurance Premium based on Replacement Value $4,500 $3,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $80,000
Premium Impact Insurance cheaper by $875/year Insurance costlier by $525/year

Example Farmingville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceAllstate
Monthly Premium 155211274
Year Built 198819911977
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Farmingville, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 430,000 Slate Shingles Roof 3,020 4 > $10,000 Deductible 620 3 Fiber-Cement Siding yes
1987 380,000 Shingles Roof 2,070 3 > $10,000 Deductible 490 3 Vinyl siding yes
1994 280,000 Wood Shake Roof 1,430 3 $2500-$5000 Deductible 660 4 Wood siding No
1992 205,000 Membrane Roof 1,250 3 $500 Deductible 700 4 Stone Siding No
1996 475,000 Asphalt Shingles Roof 3,300 5 $2500-$5000 Deductible 480 2 Vinyl siding No
1966 725,000 Membrane Roof 4,600 5 $5000 to $10,000 Deductible 650 2 Stone Siding yes
1989 600,000 Shingles Roof 3,200 4 $2500-$5000 Deductible 1090 3 Wood siding yes
1962 520,000 Membrane Roof 3,340 5 > $10,000 Deductible 520 3 Vinyl siding yes
1979 375,000 Slate Shingles Roof 1,880 4 $500 Deductible 890 3 Fiber-Cement Siding No
1983 405,000 Composition Roof 2,210 5 $500- $1000 Deductible 4640 12 Vinyl siding yes
1991 460,000 Wood Shake Roof 2,870 4 $1000-$2500 Deductible 3290 9 Vinyl siding No
1989 470,000 Asphalt Shingles Roof 2,980 4 $500 Deductible 5000 12 Stone Siding yes
1979 500,000 Slate Shingles Roof 2,720 4 > $10,000 Deductible 410 2 Stucco siding No
1987 320,000 Tile Roof 1,810 3 > $10,000 Deductible 1530 9 Vinyl siding No
1992 515,000 Wood Shake Roof 3,470 5 $500 Deductible 4570 9 Fiber-Cement Siding No
1974 605,000 Asphalt Shingles Roof 3,070 4 > $10,000 Deductible 290 1 Wood siding yes
1988 705,000 Shingles Roof 4,380 5 $5000 to $10,000 Deductible 430 1 Fiber-Cement Siding yes
1975 545,000 Shingles Roof 2,720 4 $2500-$5000 Deductible 1730 5 Fiber-Cement Siding No
1982 315,000 Metal Roof 1,730 3 $500- $1000 Deductible 1580 8 Stucco siding No
1998 265,000 Slate Shingles Roof 1,280 3 $500 Deductible 860 5 Stucco siding yes
1977 310,000 Tile Roof 1,790 5 > $10,000 Deductible 210 1 Fiber-Cement Siding No
1967 570,000 Tile Roof 3,580 5 $1000-$2500 Deductible 3050 7 Fiber-Cement Siding yes
1974 400,000 Shingles Roof 2,190 5 $2500-$5000 Deductible 2980 10 Vinyl siding No
1961 380,000 Membrane Roof 2,510 4 $5000 to $10,000 Deductible 1430 7 Vinyl siding No
1989 225,000 Shingles Roof 1,310 3 $2500-$5000 Deductible 970 6 Stucco siding yes
1969 290,000 Asphalt Shingles Roof 1,990 3 $2500-$5000 Deductible 2170 12 Stone Siding yes
1985 600,000 Asphalt Shingles Roof 3,070 5 $5000 to $10,000 Deductible 2120 8 Stucco siding No
1993 355,000 Slate Shingles Roof 1,750 3 $2500-$5000 Deductible 340 2 Stone Siding No
1993 320,000 Membrane Roof 1,710 3 $2500-$5000 Deductible 970 5 Stone Siding No
1982 675,000 Tile Roof 3,430 5 $500- $1000 Deductible 2560 6 Stone Siding yes
1974 300,000 Slate Shingles Roof 1,880 3 $5000 to $10,000 Deductible 1230 7 Stucco siding yes