Farmington Insurance Rates:

Farmington, NY homeowners insurance is roughly $505 to $683, about $42-$56/month. Our complete guide reveals consumers can save as much as $237 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Farmington, NY Homeowners Insurance By Home Value

Farmington, NY Home Value Total Homes % of Total Average Farmington, NY Homeowners Insurance
Less than $50,000 429 12.0% $106
$70,000 to $79,999 55 1.0% $332
$80,000 to $89,999 53 1.0% $373
$90,000 to $99,999 163 4.0% $421
$100,000 to $124,999 773 22.0% $486
$125,000 to $149,999 810 23.0% $610
$150,000 to $174,999 384 11.0% $717
$175,000 to $199,999 267 7.0% $830
$200,000 to $249,999 262 7.0% $1002
$250,000 to $299,999 56 1.0% $1221
$300,000 to $399,999 161 4.0% $1553

Top Home Insurance Agents Near Farmington, NY

Home Insurance Company Near Farmington, NY Homeowners Insurance Agency Near Farmington, NY Address
NA Northwoods Corp. 13 W Main St, Sodus, NY, 14551
Liberty Mutual Darren Guido 1140 Crosspointe Lane Ste 8, Webster, NY, 14580
Travelers Haylor Freyer & Coon Inc 1159 Victor Rd Ste 100 , Pittsford, NY, 14534
Travelers Isaac Ins Agency Inc 421 PENBROOKE DR STE 8, PENFIELD, NY, 14526
Allstate Todd Jamalkowski 100 Meridian Ctr Blvd Ste 200, Rochester, NY, 14618

Cost Of Homeowners Insurance By Street Near Farmington, NY

Streets in Farmington Area Homeowners Insurance Cost
Allen Padgham Rd, Stuart Cir, Windigo Dr, Carriage Ct, New Michigan Rd, Stonefield Ln, Old Park Sq, Kyte Rd, Nettlecreek Ln, Elizabeth Way$593
Dale Dr, Northrup Ln, Jenbrooke Cir, Walnut Dr, Garage Rd, Old Mill Rd, Gannett Rd, Payne Rd, Sunset Dr, Jensen Ct$594
Herendeen Rd, Maple Grove, Bonnie Brae Cir, Cranberry Dr, Duke of Gloucester Way, Hathaway Dr, Loomis Rd, Amber Dr, Stoney Way, Opal Dr$592
Melbar Dr, Woodside Cr, Hackett Rd, Holly Ln, Canandaigua Farmington Tl Rd, Kelly Dr, Green Rd, Ebony Ct, Corporate Dr, Heritage Cir$593
Wiborn Rd, Co Rd 8, Yahn Rd, Barberry Ln, Spartan Dr, Galvin Ct, Pannell Rd, Creekside Dr, Windsor Cir, Creek View Trl$594

Farmington, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmington$88 to $91
Shortsville$88
Manchester$87
Victor$91

Farmington, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shortsville village, New York $88 $117 $176
Manchester town, Ontario County, New York $88 $117 $176
Victor town, Ontario County, New York $92 $122 $183

Farmington, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmington, NY3.7%9.2%
Shortsville4.09%8.88%
Manchester4.27%9.85%
Victor2.69%7.4%

Farmington Renters Insurance as a Percentage of Rent

Farmington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 2.0% $347
$500 to $749 264 23.0% $1922
$750 to $999 299 26.0% $2672
$1,000 to $1,499 425 37.0% $3797
$1,500 or more 101 9.0% $5447

Farmington, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Farmington Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,400$5,900
Net Savings to Farmington Home Owner from High Deductible Plan $500

Farmington, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmington, NY Home Replacement Value MORE than Home Value Farmington, NY Home Replacement Value LESS than Home Value
Replacement Value $161,500 $114,000
Insurance Premium based on Replacement Value $1,475 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Farmington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 113231221
Year Built 199520111984
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$300000-$350000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Farmington, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 170,000 Metal Roof 1,830 3 $5000 to $10,000 Deductible 1130 12 Wood siding yes
2011 155,000 Membrane Roof 2,010 3 $500 Deductible 950 7 Brick siding No
1992 225,000 Asphalt Shingles Roof 2,930 5 $500- $1000 Deductible 150 1 Brick siding No
2011 170,000 Slate Shingles Roof 2,330 4 $5000 to $10,000 Deductible 890 10 Stone Siding yes
1993 145,000 Slate Shingles Roof 1,730 5 $1000-$2500 Deductible 1320 12 Fiber-Cement Siding yes
1989 310,000 Composition Roof 3,850 5 $500- $1000 Deductible 1140 5 Stone Siding No
1996 265,000 Asphalt Shingles Roof 2,870 4 $500 Deductible 1900 7 Fiber-Cement Siding yes
2004 275,000 Metal Roof 2,900 5 $2500-$5000 Deductible 1390 9 Vinyl siding yes
1988 180,000 Asphalt Shingles Roof 2,170 3 $1000-$2500 Deductible 770 8 Fiber-Cement Siding No
2001 340,000 Slate Shingles Roof 3,660 5 $500- $1000 Deductible 820 3 Fiber-Cement Siding yes
1992 260,000 Metal Roof 2,940 4 $500- $1000 Deductible 200 1 Brick siding yes
2014 165,000 Shingles Roof 2,280 3 $1000-$2500 Deductible 700 6 Vinyl siding No
2014 165,000 Shingles Roof 1,760 3 $500 Deductible 630 5 Stucco siding No