Farmington Hills Insurance Rates:

Farmington Hills, MI homeowners insurance is nearly $677 to $921, about $56-$76/month. Our exhaustive analysis reveals consumers can save upto $319 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Proximity- they opened quite a few branches, so it has never been hard to stop in and speak to an agent.
Amica Mutual Insurance
Whenever i have a question, they are always very eager to help or willing to connect me with a knowledgeable party, and easy to get a hold of.
Frankenmuth Insurance
Communicating with frankenmuth insurance is a positive experience. the customer service is more than adequate with operators available 24 hours a day, 7 days a week. the policy declaration comes in a timely manner and it is clear, concise, and "user-friendly".
Allstate
As with almost all insurance companies, they aren't very transparent as to exactly what their policy does and doesn't cover. And how they arrive at the premium that is charged. I've also had a paperwork issue adding my last car where my agent did not process paperwork correctly, causing a delay in receiving my license plates. But other than those two things, there is not much I dislike about All State.

Farmington Hills, MI Homeowners Insurance By Home Value

Farmington Hills, MI Home Value Total Homes % of Total Average Farmington Hills, MI Homeowners Insurance
Less than $50,000 884 4.0% $87
$50,000 to $59,999 230 1.0% $199
$60,000 to $69,999 412 2.0% $247
$70,000 to $79,999 273 1.0% $279
$80,000 to $89,999 404 1.0% $319
$90,000 to $99,999 392 1.0% $359
$100,000 to $124,999 1,616 7.0% $415
$125,000 to $149,999 1,200 5.0% $519
$150,000 to $174,999 2,675 13.0% $615
$175,000 to $199,999 1,957 9.0% $711
$200,000 to $249,999 4,558 22.0% $854
$250,000 to $299,999 3,025 14.0% $1046
$300,000 to $399,999 2,865 13.0% $1334

Top Home Insurance Agents Near Farmington Hills, MI

Home Insurance Company Near Farmington Hills, MI Homeowners Insurance Agency Near Farmington Hills, MI Address
State Farm Brett Birk 17237 Ecorse Rd, Allen Park, MI, 48101-2455
Allstate Hassan Farhat 956 N Newburgh Rd, Westland, MI, 48185
State Farm Johan Sutton 37243 Huron River Drive, New Boston, MI, 48164-9181
Allstate Michael W Rush 1082 S Main St Ste A, Plymouth, MI, 48170
NA Shores Agency Inc 710 Notre Dame Grosse Pointe, Grosse Pointe, MI, 48230

Cost Of Homeowners Insurance By Street Near Farmington Hills, MI

Streets in Farmington Hills Area Homeowners Insurance Cost
Alley St, Wykeshire Rd, Coronet Dr, Ravine Sq, Bonnet Hill Rd, Sybil Ct, Ramble Hills Dr, Engleside St, Finneren Ct, Muer Cove$782
Beauford Ct, High Valley Ct, Berkshire Ct, Beech Hill Ct, Fountain Blvd, Wellington St, Cheswick Dr, Maple St, Equestrian S, Runnymede St$824
Tulane Ave, E Skye Dr, Holsworth Ct, Crown Point Ct, W Greenmeadow Cir, Silverthorne Bend, Yorktown Rd, Pine Grove Ct, Sanctuary Ct, Locust St$822
Trillium Dr, Hull Ave, Purdue Ave, Greenboro St, Kennedy, Moran St, Willow Ct N, Raleigh Rd, Shady Ridge Dr, Mayfield St$808
Colwell St, Fredericksburg Rd, Northbrook St, Hillstech Ct, Woodridge Triangle, Westfarm Ln, Verdun St, Woodcreek Village Condo Rd, Riverwalk Ct, Richmond Hill Rd$770
Greenwich Cir, Willowbrook Dr, Buckingham Dr, Toddy Ln, Wittington St, Averhill Ave, Alameda St, Tillman St, Livingston Ct, Purdue Ave$820
Parklane Cir, Secluded Ln, E Tulipwood St, Vacri Ln, Woodbrook St, Green Acres, Shrewsbury St, Heritage Hills Dr, Arlington Way, Ranchwood Dr$820
Plumbrook Ct, Westmont Ct, Juneau Ln, W Highland Ct, Gramercy Ct, Cora Ave, Ravine Blvd, High Valley Cir, Cotswold St, Ridgeway Dr$789
Ruth St, Misty Pines Dr, Sprucewood St, Aston Ct, Belfast St, Forest Hill Ct, Dohany Dr, Glenbrook Dr, Fox Grove Ct, Point Ct$736
Perrys Xing, Meadowridge N, Briarcrest Ct, Palmer Ct, S Valley Ct, N Lakeview Ct, Kimberly Dr, Meadowlark Ct, Aspen Ct, N Skye Dr$786

Farmington Hills, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmington Hills$119 to $122
Farmington$115
Bingham Farms$134
Novi$123

Farmington Hills, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Farmington city, Michigan $115 $153 $230
Bingham Farms village, Michigan $134 $178 $267
Novi city, Michigan $123 $164 $246

Farmington Hills, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmington Hills, MI3.4%9.4%
Farmington3.99%10.85%
Bingham Farms2.61%7.44%
Novi3.24%10.46%

Farmington Hills Renters Insurance as a Percentage of Rent

Farmington Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 154 1.0% $762
$300 to $499 234 2.0% $1212
$500 to $749 1,955 16.0% $1887
$750 to $999 3,763 32.0% $2637
$1,000 to $1,499 4,183 36.0% $3762
$1,500 or more 1,222 10.0% $5412

Farmington Hills, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Farmington Hills Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Farmington Hills Home Owner from High Deductible Plan $1,200

Farmington Hills, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmington Hills, MI Home Replacement Value MORE than Home Value Farmington Hills, MI Home Replacement Value LESS than Home Value
Replacement Value $247,000 $168,000
Insurance Premium based on Replacement Value $1,325 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $49,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Farmington Hills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceState Farm
Monthly Premium 14412466
Year Built 198019721997
Home Details 5 Beds, 4 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$300000-$350000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Farmington Hills, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 300,000 Slate Shingles Roof 2,770 4 $500 Deductible 550 5 Wood siding No
1985 545,000 Membrane Roof 4,020 5 $500 Deductible 1510 6 Wood siding No
1996 310,000 Shingles Roof 3,020 4 $1000-$2500 Deductible 740 8 Stucco siding yes
2002 210,000 Metal Roof 1,810 5 $5000 to $10,000 Deductible 460 9 Fiber-Cement Siding No
1976 150,000 Slate Shingles Roof 1,330 3 $500- $1000 Deductible 510 10 Vinyl siding yes
1970 345,000 Asphalt Shingles Roof 2,880 5 > $10,000 Deductible 80 1 Stucco siding yes
2009 185,000 Composition Roof 1,570 5 $500 Deductible 740 12 Wood siding yes
2001 410,000 Shingles Roof 3,660 5 $500 Deductible 1070 5 Stone Siding No
2006 335,000 Tile Roof 3,300 5 $1000-$2500 Deductible 580 5 Brick siding yes
1994 570,000 Wood Shake Roof 4,090 5 $500- $1000 Deductible 450 2 Stone Siding yes
1994 285,000 Tile Roof 2,050 5 $2500-$5000 Deductible 230 3 Vinyl siding yes
1977 315,000 Wood Shake Roof 2,730 4 $5000 to $10,000 Deductible 230 3 Stone Siding No
1968 230,000 Metal Roof 1,890 4 $500- $1000 Deductible 130 2 Wood siding yes
1963 350,000 Shingles Roof 2,920 4 $2500-$5000 Deductible 1040 10 Fiber-Cement Siding No
2008 230,000 Metal Roof 2,120 3 $5000 to $10,000 Deductible 530 6 Stone Siding yes
1986 160,000 Wood Shake Roof 1,640 2 $500- $1000 Deductible 150 2 Fiber-Cement Siding yes