Farmington, CT homeowners insurance is roughly $751 to $1,022, about $62-$85/month. Our detailed analysis indicates shoppers can save as much as $354 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Farmington, CT | Homeowners Insurance Agency Near Farmington, CT | Address |
|---|---|---|
| Allstate | Christopher Allen | 259 Farmington Ave, Bristol, CT, 6010 |
| Travelers | Parker-Ellingwood Agency Inc | 62 POQUONOCK AVE, WINDSOR, CT, 6095 |
| Travelers | Peter M Bakker Agency Inc | 302 W MAIN ST STE 206, AVON, CT, 6001 |
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd Ste 2, HOLYOKE, MA, 1040 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Plainville town, Hartford County, Connecticut | $106 | $141 | $211 |
| Avon town, Hartford County, Connecticut | $113 | $151 | $226 |
| New Britain city, Connecticut | $104 | $138 | $207 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Farmington, CT | 3.5% | 9.4% |
| Plainville | 3.99% | 10.21% |
| Avon | 2.85% | 7.53% |
| New Britain | 4.14% | 9.78% |
| Farmington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 27 | 1.0% | $776 |
| $300 to $499 | 56 | 2.0% | $1226 |
| $500 to $749 | 193 | 8.0% | $1901 |
| $750 to $999 | 343 | 14.0% | $2651 |
| $1,000 to $1,499 | 1,160 | 48.0% | $3776 |
| $1,500 or more | 589 | 24.0% | $5426 |
| Streets in Farmington Area | Homeowners Insurance Cost |
|---|---|
| Plymouth Walk, Half Acre Dr, Burlington Rd, Wells Dr, Thornwood Ln, Red Oak Hill Rd, Tunxis St, Gail Rd, Apache Rn, Birdseye Rd | $858 |
| Farmington Meadow Dr, Hilltop Rd, E Gate Rd, Clermont Park, Keene Pl, Trumbull Ln, Blossom Rd, Hawthorne Ln, Blueridge Dr, Woodruff Rd | $890 |
| Ravine Rd, Boxwood Rd, Red Oak Hill Rd, Pheasant Hill Rd, Springwood Rd, Plainville Ave, Brickyard Rd, S Ridge Rd, Forest Park Dr, Chatsworth Pl | $886 |
| Plainville Ave, W District Rd, Bonnie Dr, Deborah Ln, Bradford Walk, Beechwood Rd, Fox Run Rd, Julles Ct, Junior Rd, Executive Dr | $863 |
| Wyndham Ln, Scott Swamp Rd, Chafee Ln, Middle Rd, Wooddale Dr, Hincley Woods, Cornerstone Dr, Fitzwilliam Park, Batterson Park Rd, Songbird Ln | $859 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Farmington | $132 to $135 |
| Plainville | $126 |
| Avon | $135 |
| New Britain | $124 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $7,400 |
| Yearly Farmington Homeowner Insurance Premium Example | $2,700 | $1,700 |
| Out of Pocket Expense During Claim | $1,400 | $7,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $20,300 | $19,300 |
| Net Savings to Farmington Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Farmington, CT Home Replacement Value MORE than Home Value | Farmington, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $643,500 | $382,000 |
| Insurance Premium based on Replacement Value | $7,200 | $4,275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $141,000 | Risk Exposure from Under Insuring Coverage is $120,500 |
| Premium Impact | Insurance cheaper by $1,350/year | Insurance costlier by $1,575/year |
| Insurance Company | Farmers Insurance | Chubb Group of Insurance | Travelers |
| Monthly Premium | 144 | 386 | 78 |
| Year Built | 2008 | 1967 | 1993 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $600000-$700000 | $150000-$175000 |
| Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |