Farmington Insurance Rates:

Farmington, CT homeowners insurance is roughly $751 to $1,022, about $62-$85/month. Our detailed analysis indicates shoppers can save as much as $354 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
One thing that i don't like about liberty mutual home insurance was that they dropped the amount of coverage on my house without asking.
Aaa
It is very easy to reach an agent at any time of the day or night. my claims are always handled professionally and in a timely manner.
Aaa
I love my insurance and they pay for any damage to my house when it’s time to get it fixed they get it done fast and i love that
National General
Compared to other insurance companies this company gave us a great premium and that is why we went with them,
State Farm
Our agent always gets right back to us with anything that we need. She is great.
Travelers
While filing a claim, or determining whether I can file a claim, I called the insurance company to ask if the damage to my home was covered by our insurance. It was easy to get a hold of them and they were able to answer my question quickly.
Farmer's Insurance
I am very satisfied with them. I like their way of doing business and their willingness to talk everyone through things. The premiums are not bad and overall, there is very little to not be happy with.

Farmington, CT Homeowners Insurance By Home Value

Farmington, CT Home Value Total Homes % of Total Average Farmington, CT Homeowners Insurance
Less than $50,000 120 2.0% $62
$100,000 to $124,999 71 1.0% $283
$125,000 to $149,999 179 3.0% $354
$150,000 to $174,999 281 5.0% $425
$175,000 to $199,999 480 9.0% $487
$200,000 to $249,999 1,106 21.0% $585
$250,000 to $299,999 963 18.0% $718
$300,000 to $399,999 1,886 36.0% $913

Top Home Insurance Agents Near Farmington, CT

Home Insurance Company Near Farmington, CT Homeowners Insurance Agency Near Farmington, CT Address
NA A. T. Patella & Associates, Inc. Po Box 2120, Danbury, CT, 6813
Allstate Christopher Allen 259 Farmington Ave, Bristol, CT, 6010
Travelers Parker-Ellingwood Agency Inc 62 POQUONOCK AVE, WINDSOR, CT, 6095
Travelers Peter M Bakker Agency Inc 302 W MAIN ST STE 206, AVON, CT, 6001
Travelers Ross Insurance Agency Inc 150 Lower Westfield Rd Ste 2, HOLYOKE, MA, 1040

Cost Of Homeowners Insurance By Street Near Farmington, CT

Streets in Farmington Area Homeowners Insurance Cost
Plymouth Walk, Half Acre Dr, Burlington Rd, Wells Dr, Thornwood Ln, Red Oak Hill Rd, Tunxis St, Gail Rd, Apache Rn, Birdseye Rd$858
Farmington Meadow Dr, Hilltop Rd, E Gate Rd, Clermont Park, Keene Pl, Trumbull Ln, Blossom Rd, Hawthorne Ln, Blueridge Dr, Woodruff Rd$890
Ravine Rd, Boxwood Rd, Red Oak Hill Rd, Pheasant Hill Rd, Springwood Rd, Plainville Ave, Brickyard Rd, S Ridge Rd, Forest Park Dr, Chatsworth Pl$886
Plainville Ave, W District Rd, Bonnie Dr, Deborah Ln, Bradford Walk, Beechwood Rd, Fox Run Rd, Julles Ct, Junior Rd, Executive Dr$863
Wyndham Ln, Scott Swamp Rd, Chafee Ln, Middle Rd, Wooddale Dr, Hincley Woods, Cornerstone Dr, Fitzwilliam Park, Batterson Park Rd, Songbird Ln$859

Farmington, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmington$132 to $135
Plainville$126
Avon$135
New Britain$124

Farmington, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plainville town, Hartford County, Connecticut $106 $141 $211
Avon town, Hartford County, Connecticut $113 $151 $226
New Britain city, Connecticut $104 $138 $207

Farmington, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmington, CT3.5%9.4%
Plainville3.99%10.21%
Avon2.85%7.53%
New Britain4.14%9.78%

Farmington Renters Insurance as a Percentage of Rent

Farmington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 27 1.0% $776
$300 to $499 56 2.0% $1226
$500 to $749 193 8.0% $1901
$750 to $999 343 14.0% $2651
$1,000 to $1,499 1,160 48.0% $3776
$1,500 or more 589 24.0% $5426

Farmington, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$7,400
Yearly Farmington Homeowner Insurance Premium Example $2,700$1,700
Out of Pocket Expense During Claim$1,400$7,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,300$19,300
Net Savings to Farmington Home Owner from High Deductible Plan $1,000

Farmington, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmington, CT Home Replacement Value MORE than Home Value Farmington, CT Home Replacement Value LESS than Home Value
Replacement Value $643,500 $382,000
Insurance Premium based on Replacement Value $7,200 $4,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $141,000 Risk Exposure from Under Insuring Coverage is $120,500
Premium Impact Insurance cheaper by $1,350/year Insurance costlier by $1,575/year

Example Farmington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceTravelers
Monthly Premium 14438678
Year Built 200819671993
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$600000-$700000$150000-$175000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Farmington, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 335,000 Metal Roof 1,890 3 $2500-$5000 Deductible 2680 12 Wood siding No
1961 640,000 Metal Roof 3,370 4 > $10,000 Deductible 2660 9 Fiber-Cement Siding yes
2008 295,000 Shingles Roof 1,590 3 $500- $1000 Deductible 1670 9 Vinyl siding No
1981 210,000 Shingles Roof 1,170 2 $500- $1000 Deductible 1210 8 Brick siding No
1987 690,000 Shingles Roof 4,150 5 $2500-$5000 Deductible 1620 3 Stone Siding yes
2012 645,000 Wood Shake Roof 4,000 5 $2500-$5000 Deductible 340 1 Fiber-Cement Siding No
1997 190,000 Composition Roof 960 2 $1000-$2500 Deductible 1820 10 Fiber-Cement Siding No
1986 360,000 Membrane Roof 2,030 4 $500- $1000 Deductible 1750 8 Fiber-Cement Siding yes
1969 270,000 Slate Shingles Roof 1,540 2 $1000-$2500 Deductible 1350 6 Wood siding yes
1984 290,000 Tile Roof 1,780 2 $1000-$2500 Deductible 390 2 Fiber-Cement Siding yes
1977 150,000 Asphalt Shingles Roof 970 2 $1000-$2500 Deductible 1090 10 Fiber-Cement Siding No
1984 745,000 Shingles Roof 4,850 5 $500- $1000 Deductible 440 1 Fiber-Cement Siding yes
1972 260,000 Composition Roof 1,350 3 $500 Deductible 300 2 Stone Siding yes
1985 265,000 Metal Roof 1,850 3 $500- $1000 Deductible 260 1 Fiber-Cement Siding No
2010 275,000 Wood Shake Roof 1,680 2 $500 Deductible 1230 5 Vinyl siding No
1991 585,000 Membrane Roof 3,060 4 $5000 to $10,000 Deductible 1920 5 Vinyl siding No
1984 830,000 Metal Roof 4,700 5 $500 Deductible 5700 9 Vinyl siding No
1972 390,000 Membrane Roof 2,270 3 $1000-$2500 Deductible 1660 6 Fiber-Cement Siding No
1961 615,000 Metal Roof 3,130 4 $5000 to $10,000 Deductible 410 1 Fiber-Cement Siding No
1969 160,000 Shingles Roof 1,110 2 $1000-$2500 Deductible 920 9 Wood siding yes
2011 490,000 Membrane Roof 2,410 4 $1000-$2500 Deductible 990 3 Stucco siding No
1961 285,000 Shingles Roof 1,700 2 $2500-$5000 Deductible 1430 7 Wood siding No
2003 180,000 Wood Shake Roof 910 2 $5000 to $10,000 Deductible 970 10 Stone Siding No
2003 210,000 Membrane Roof 1,050 2 $5000 to $10,000 Deductible 740 8 Stucco siding yes
2011 425,000 Tile Roof 2,630 5 $500- $1000 Deductible 2570 8 Fiber-Cement Siding No
2002 280,000 Wood Shake Roof 1,620 4 $1000-$2500 Deductible 380 2 Fiber-Cement Siding yes
1975 490,000 Membrane Roof 2,560 5 $5000 to $10,000 Deductible 2790 9 Vinyl siding No
1989 470,000 Membrane Roof 2,580 5 $2500-$5000 Deductible 550 2 Stone Siding No
1988 275,000 Metal Roof 1,780 2 $2500-$5000 Deductible 2510 10 Stone Siding yes
1969 390,000 Asphalt Shingles Roof 2,070 3 $500- $1000 Deductible 2090 8 Stucco siding yes
1978 565,000 Asphalt Shingles Roof 3,060 4 $2500-$5000 Deductible 5050 12 Brick siding No
1988 330,000 Membrane Roof 1,630 3 $500 Deductible 1600 7 Stucco siding yes