Farmingdale Insurance Rates:

Farmingdale, NY homeowners insurance is approximately $542 to $738, about $45-$61/month. Our thorough guide indicates shoppers can save upto $255 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Farmingdale, NY Homeowners Insurance By Home Value

Farmingdale, NY Home Value Total Homes % of Total Average Farmingdale, NY Homeowners Insurance
Less than $50,000 31 2.0% $38
$100,000 to $124,999 42 3.0% $191
$125,000 to $149,999 80 5.0% $236
$150,000 to $174,999 59 4.0% $281
$175,000 to $199,999 66 4.0% $325
$200,000 to $249,999 99 7.0% $389
$250,000 to $299,999 201 14.0% $479
$300,000 to $399,999 759 56.0% $607

Top Home Insurance Agents Near Farmingdale, NY

Home Insurance Company Near Farmingdale, NY Homeowners Insurance Agency Near Farmingdale, NY Address
Travelers Allan M Block Agency Inc 24 S BROADWAY, TARRYTOWN, NY, 10591
Travelers Breitstone & Co Ltd 534 WILLOW AVE STE 200, CEDARHURST, NY, 11516
Travelers Insurance Connections Agency Inc 65 Wendt Ave - First Floor Rear, Larchmont, NY, 10538
State Farm Kevin Tabet 111 High Ridge Rd Ste J, Stamford, CT, 06905-3809
Travelers Vollmer-Adair Agency Inc 44 BROADWAY, GREENLAWN, NY, 11740

Cost Of Homeowners Insurance By Street Near Farmingdale, NY

Streets in Farmingdale Area Homeowners Insurance Cost
Melbourne Ln, Marc Ct, Melissa Ln, E Park Dr, Battle Row, Oakview Ave, Walter Pl, Sullivan Rd, Conklin St, Merokee Pl$667
Lafayette Rd, Jervis Ave, Jeanna Ct, Simonson Pl, Hallock St, Normandy Dr, Berry Hill Pl, Harrison Pl, McCarthy Ct, Lois Ln$673
Adrienne Ct, Duane St, Benedict Ct, Isabel Ln, Dover Ln, Simpson Dr, Beechwood St, Lucille Ln, Taylor Rd, Roxbury St$666
Sarah Dr, Forte Ave, Dale Dr, Sinclair St, Leonard St, Sheridan St, State Rte 109, N Front St, Hardwick Pl, Jane Dr$675
Division St, Cindy Dr, Gerald Ln, Round Swamp Rd, W Foxwood Rd, Locust Rd, Nelson St, Barry Ln W, Michael Dr, Crescent Ct$667

Farmingdale, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmingdale$95 to $98
South Farmingdale$97
Old Bethpage$100
East Farmingdale$96

Farmingdale, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Farmingdale CDP, New York $97 $129 $194
Old Bethpage CDP, New York $101 $134 $201
East Farmingdale CDP, New York $97 $129 $194

Farmingdale, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmingdale, NY2.1%5.3%
South Farmingdale1.87%5.39%
Old Bethpage1.58%5.59%
East Farmingdale1.81%5.38%

Farmingdale Renters Insurance as a Percentage of Rent

Farmingdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 2.0% $325
$200 to $299 38 4.0% $775
$750 to $999 55 5.0% $2650
$1,000 to $1,499 339 35.0% $3775
$1,500 or more 488 51.0% $5425

Farmingdale, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Farmingdale Homeowner Insurance Premium Example $3,300$2,800
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $10,700$10,200
Net Savings to Farmingdale Home Owner from High Deductible Plan $500

Farmingdale, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmingdale, NY Home Replacement Value MORE than Home Value Farmingdale, NY Home Replacement Value LESS than Home Value
Replacement Value $455,500 $275,000
Insurance Premium based on Replacement Value $4,100 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,500 Risk Exposure from Under Insuring Coverage is $79,000
Premium Impact Insurance cheaper by $700/year Insurance costlier by $925/year

Example Farmingdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceErie Insurance
Monthly Premium 486199211
Year Built 196119411992
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $500000-$600000$350000-$400000$300000-$350000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Farmingdale, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 310,000 Membrane Roof 1,550 3 $500 Deductible 1150 5 Stucco siding No
1976 485,000 Slate Shingles Roof 2,730 5 $5000 to $10,000 Deductible 2660 10 Brick siding yes
1944 205,000 Asphalt Shingles Roof 1,290 2 $1000-$2500 Deductible 290 2 Brick siding No
1940 430,000 Metal Roof 2,350 3 $5000 to $10,000 Deductible 1720 9 Vinyl siding No
1974 710,000 Asphalt Shingles Roof 4,550 5 $2500-$5000 Deductible 910 2 Stone Siding No
1946 375,000 Metal Roof 1,810 5 $500- $1000 Deductible 1230 5 Wood siding yes
1991 255,000 Tile Roof 1,590 3 $500 Deductible 1720 10 Stucco siding No
1987 455,000 Composition Roof 2,200 4 $2500-$5000 Deductible 2060 8 Brick siding No
1984 400,000 Tile Roof 2,010 5 $500- $1000 Deductible 3580 12 Fiber-Cement Siding yes
1962 325,000 Shingles Roof 1,830 5 $2500-$5000 Deductible 280 2 Stone Siding yes
1974 435,000 Shingles Roof 2,620 4 > $10,000 Deductible 2340 10 Stone Siding yes
1942 420,000 Asphalt Shingles Roof 2,120 3 $5000 to $10,000 Deductible 240 1 Wood siding yes
1962 680,000 Wood Shake Roof 3,870 5 $1000-$2500 Deductible 2040 4 Stone Siding No
1964 350,000 Composition Roof 1,710 4 > $10,000 Deductible 700 4 Fiber-Cement Siding No
1972 565,000 Asphalt Shingles Roof 2,850 4 $5000 to $10,000 Deductible 2860 10 Fiber-Cement Siding No
1996 375,000 Wood Shake Roof 2,260 3 $1000-$2500 Deductible 2230 7 Stucco siding No
1971 460,000 Asphalt Shingles Roof 2,150 3 > $10,000 Deductible 1020 4 Wood siding yes
1946 905,000 Composition Roof 4,980 5 $1000-$2500 Deductible 1340 3 Stucco siding yes
1960 345,000 Tile Roof 1,580 2 $2500-$5000 Deductible 2030 9 Stucco siding yes
1975 215,000 Tile Roof 1,220 3 $5000 to $10,000 Deductible 580 6 Brick siding yes
1946 530,000 Shingles Roof 3,140 4 $5000 to $10,000 Deductible 220 1 Stucco siding yes
1999 540,000 Slate Shingles Roof 2,640 4 $1000-$2500 Deductible 4020 12 Brick siding No
1966 390,000 Metal Roof 2,290 3 $2500-$5000 Deductible 2840 10 Vinyl siding No
1992 320,000 Slate Shingles Roof 1,560 2 $500- $1000 Deductible 220 1 Fiber-Cement Siding No
1981 275,000 Wood Shake Roof 1,320 2 $500 Deductible 840 4 Stucco siding No
1971 465,000 Shingles Roof 3,150 5 $5000 to $10,000 Deductible 560 3 Stucco siding No
1972 565,000 Wood Shake Roof 3,130 4 $500 Deductible 1800 4 Brick siding yes
1995 145,000 Composition Roof 930 2 $2500-$5000 Deductible 390 5 Fiber-Cement Siding yes
1999 530,000 Membrane Roof 2,790 4 $500 Deductible 3780 7 Brick siding yes
1973 415,000 Slate Shingles Roof 2,090 4 $500 Deductible 2660 9 Brick siding No
1988 870,000 Slate Shingles Roof 4,730 5 $500- $1000 Deductible 2210 3 Stucco siding yes
1983 455,000 Slate Shingles Roof 2,570 5 $500- $1000 Deductible 2920 10 Vinyl siding yes