Farmersville Insurance Rates:

Farmersville, TX homeowners insurance is approximately $863 to $1,188, about $71-$99/month. Our complete analysis reveals consumers can save as much as $410 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Farmersville, TX Homeowners Insurance By Home Value

Farmersville, TX Home Value Total Homes % of Total Average Farmersville, TX Homeowners Insurance
Less than $50,000 314 12.0% $225
$50,000 to $59,999 159 6.0% $482
$60,000 to $69,999 103 4.0% $595
$70,000 to $79,999 207 8.0% $687
$80,000 to $89,999 229 9.0% $790
$90,000 to $99,999 126 5.0% $882
$100,000 to $124,999 275 11.0% $1015
$125,000 to $149,999 159 6.0% $1272
$150,000 to $174,999 372 15.0% $1508
$175,000 to $199,999 51 2.0% $1733
$200,000 to $249,999 154 6.0% $2093
$250,000 to $299,999 232 9.0% $2554
$300,000 to $399,999 45 1.0% $3252

Top Home Insurance Agents Near Farmersville, TX

Home Insurance Company Near Farmersville, TX Homeowners Insurance Agency Near Farmersville, TX Address
Nationwide Amin Chagani Agency 2418 Marsh Ln STE 112, Carrollton, TX, 75006
Travelers Goosehead Insurance 100 E ROYAL LANE STE 320, IRVING, TX, 75039
Allstate Jim Kirk 107 N Cedar Ridge Dr Ste 134, Duncanville, TX, 75116
State Farm May Torrence 3939 Us Highway 80 E Ste 282, Mesquite, TX, 75150-8110
Travelers Scott Allen Phillips 1001 CROSS TIMBERS RD STE 1000, FLOWER MOUND, TX, 75028

Cost Of Homeowners Insurance By Street Near Farmersville, TX

Streets in Farmersville Area Homeowners Insurance Cost
Sid Nelson St, Co Rd 545, Jackson St, Co Rd 660, Winding River Cir, Gaddy St, Co Rd 651, Beech St, Co Rd 561, Co Rd 1063$1,016
Benton Rd, Co Rd 615, Co Rd 656, Parkcrest Dr, Debbie Dr, Bob White St, Co Rd 1026, Sims Ln, Sycamore St, Downey Trl$1,035
Hamilton St, N Washington St, Co Rd 607, Construction Dr, Co Rd 616, Haislip St, Co Rd 604, Henry Fisher Dr, Clairmont St, Bunny Trl$1,028
S Hamilton St, Co Rd 1048, Waterford, Co Rd 617, Sunrise Rd, Williams St, Robin Rd, Co Rd 599, Co Rd 606, Co Rd 558$1,018
Co Rd 818, Co Rd 552, N Hamilton St, Nursery Trl, Murchison St, Pvt Rd 5529, Austin St, Co Rd 567, Mimosa St, Owen Ln$1,032

Farmersville, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Farmersville$152 to $155
Josephine$154
Nevada$158
Caddo Mills$155

Farmersville, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Josephine city, Texas $155 $206 $309
Princeton CCD, Collin County, Texas $154 $205 $308
Nevada CCD, Collin County, Texas $158 $210 $315

Farmersville, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Farmersville, TX6.3%18.5%
Josephine6.04%15.1%
Princeton6.94%17.72%
Nevada5.32%15.8%

Farmersville Renters Insurance as a Percentage of Rent

Farmersville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 47 6.0% $803
$300 to $499 102 13.0% $1253
$500 to $749 100 13.0% $1928
$750 to $999 223 29.0% $2678
$1,000 to $1,499 279 36.0% $3803
$1,500 or more 17 2.0% $5453

Farmersville, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Farmersville Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,000$14,000
Net Savings to Farmersville Home Owner from High Deductible Plan $1,000

Farmersville, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Farmersville, TX Home Replacement Value MORE than Home Value Farmersville, TX Home Replacement Value LESS than Home Value
Replacement Value $141,500 $77,500
Insurance Premium based on Replacement Value $1,125 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example Farmersville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateTravelers
Monthly Premium 83131152
Year Built 199319752005
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$200000-$250000$300000-$350000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Farmersville, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 225,000 Tile Roof 3,060 4 $500- $1000 Deductible 1270 9 Stucco siding yes
1996 195,000 Slate Shingles Roof 3,260 4 $2500-$5000 Deductible 480 4 Fiber-Cement Siding No
1977 135,000 Membrane Roof 2,290 3 $500 Deductible 1080 12 Fiber-Cement Siding No
1972 180,000 Tile Roof 2,230 5 $500- $1000 Deductible 410 3 Brick siding yes
2011 180,000 Composition Roof 2,150 4 $2500-$5000 Deductible 520 4 Stone Siding No
1984 205,000 Tile Roof 3,360 4 $500 Deductible 1000 7 Fiber-Cement Siding yes
2011 95,000 Metal Roof 1,600 3 $1000-$2500 Deductible 170 3 Wood siding yes
1974 90,000 Slate Shingles Roof 1,450 3 $1000-$2500 Deductible 600 7 Stone Siding yes
1980 115,000 Asphalt Shingles Roof 1,620 3 $500 Deductible 800 12 Wood siding No
1997 105,000 Shingles Roof 1,610 3 $1000-$2500 Deductible 310 4 Stucco siding yes
1979 230,000 Slate Shingles Roof 3,770 5 $5000 to $10,000 Deductible 200 2 Stucco siding No
1990 205,000 Tile Roof 2,730 4 $5000 to $10,000 Deductible 940 8 Brick siding No
2012 280,000 Shingles Roof 3,330 4 > $10,000 Deductible 470 4 Brick siding No
2011 115,000 Wood Shake Roof 1,880 3 $500 Deductible 170 2 Stone Siding yes
1976 95,000 Metal Roof 1,620 3 $1000-$2500 Deductible 430 9 Stucco siding No
1992 245,000 Membrane Roof 3,250 4 $500- $1000 Deductible 1980 12 Wood siding No
1984 345,000 Tile Roof 4,500 5 $500- $1000 Deductible 540 3 Brick siding No
1976 140,000 Composition Roof 1,650 3 $500 Deductible 110 1 Brick siding No
1970 190,000 Asphalt Shingles Roof 3,100 4 $5000 to $10,000 Deductible 290 3 Wood siding yes
2010 195,000 Asphalt Shingles Roof 2,290 4 $1000-$2500 Deductible 970 10 Stucco siding yes
2009 225,000 Metal Roof 2,850 4 $5000 to $10,000 Deductible 500 4 Wood siding No
1971 160,000 Membrane Roof 2,320 3 $500- $1000 Deductible 610 6 Stucco siding yes
2010 165,000 Tile Roof 2,750 5 $500- $1000 Deductible 300 2 Stone Siding yes
2013 375,000 Slate Shingles Roof 4,230 5 $500 Deductible 2310 7 Wood siding yes
1990 235,000 Slate Shingles Roof 3,270 5 $2500-$5000 Deductible 1390 12 Stone Siding yes
2011 110,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 330 6 Vinyl siding yes
1983 140,000 Shingles Roof 1,960 4 $1000-$2500 Deductible 640 8 Wood siding No
1974 215,000 Shingles Roof 3,160 5 $500 Deductible 900 7 Brick siding No
2011 145,000 Metal Roof 1,720 3 $1000-$2500 Deductible 880 12 Fiber-Cement Siding yes
1989 150,000 Wood Shake Roof 2,090 3 $5000 to $10,000 Deductible 740 10 Vinyl siding yes
1995 365,000 Composition Roof 4,270 5 $1000-$2500 Deductible 1800 8 Stucco siding No
2009 165,000 Metal Roof 2,740 5 $1000-$2500 Deductible 180 2 Stone Siding No
1972 100,000 Asphalt Shingles Roof 1,610 4 $500- $1000 Deductible 510 10 Wood siding yes
1981 170,000 Metal Roof 2,320 3 $500- $1000 Deductible 1740 12 Vinyl siding No