Fancy Gap Insurance Rates:

Fancy Gap, VA homeowners insurance is approximately $590 to $803, about $49-$66/month. Our thorough research reveals consumers can save as much as $278 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fancy Gap, VA Homeowners Insurance By Home Value

Fancy Gap, VA Home Value Total Homes % of Total Average Fancy Gap, VA Homeowners Insurance
Less than $50,000 325 19.0% $174
$50,000 to $59,999 129 7.0% $375
$60,000 to $69,999 91 5.0% $466
$70,000 to $79,999 192 11.0% $535
$80,000 to $89,999 54 3.0% $612
$90,000 to $99,999 134 7.0% $682
$100,000 to $124,999 187 11.0% $793
$125,000 to $149,999 160 9.0% $988
$150,000 to $174,999 177 10.0% $1169
$175,000 to $199,999 38 2.0% $1350
$200,000 to $249,999 91 5.0% $1628
$250,000 to $299,999 48 2.0% $1990
$300,000 to $399,999 64 3.0% $2526

Top Home Insurance Agents Near Fancy Gap, VA

Home Insurance Company Near Fancy Gap, VA Homeowners Insurance Agency Near Fancy Gap, VA Address
Nationwide Matt Hiller Insurance Agency Llc 1109 Yadkinville Rd, Mocksville, NC, 27028-2042
State Farm Ron Joyce 106 E Decatur St, Madison, NC, 27025-1906
Nationwide Teresa D. Snider Agency Inc 1413 Trademart Blvd, Winston Salem, NC, 27127
Nationwide Brigitte L. Morgan 1336 Ashley Sq, Winston Salem, NC, 27103-2949
Erie Coaches Insurance 1122 N Main Street, Marion, VA, 24354

Cost Of Homeowners Insurance By Street Near Fancy Gap, VA

Streets in Fancy Gap Area Homeowners Insurance Cost
Stetson Rd, Nobility Ln, Lambsburg Rd, Virgilina Dr, Twin Lake Rd, Little Valley Rd, Springwillow Dr, Woodlawn Rd, Springbud Rd, Shawnee Trl$702
Doe Run Rd, Tory Creek Rd SW, Evergreen Trl, Danville Pike, Waterfalls Trl, Banks Cem Rd, Wood Haven Dr, State Rd 815, State Rte 674, Collier School Rd$699
Aspen Dr, Forest Oak Rd, State Rd 781, State Rd 688, Cascade Trl, Barefoot Ridge, Snowball Ln, State Rd 617, Nester School Rd, Westover Rd$698
Shangri-la Trl, Little Bear Trl, Rhewe Hill Ln, Hummers Ct, State Rte 701, Little Woods Rd, Young Rd, Calvary Way, Woodstock Rd, Sunbelt Rd$702
Wards Gap Rd, Olympus Dr, Mtn Laurel Dr, Keep-Away Trl, Buck Fever Ln, Beck Hollow Rd, State Rd 697, Old Home Trl, Skyland Lakes Dr, Cranberry Creek Ln$690
Lonnie Ln, Crotts Hollow Rd, Woodson Ln, Lonesome Dove St, Bell Spur Rd, Fox Squirrel Ln, Meadow View Trl, Flint Hill Rd, Sherman Dr, Greenhouse Ln$690
Old Appalachian Trl, Apache Rd, Frog Spur Rd, John Edward Ln, Spring Lake Dr, Mill Rd, Parker Rd, Parkwood Rd, State Rd 840, Edison Rd$696
Red Bow Ln, State Rd 786, Stephany Ln, Cherry Blossom Ln, State Rte 638, State Rd 842, Horton Rd, Webb Dr, Waterford Rd, State Rd 708$701
Chapel Ln, Fieldstone Rd, County Top Rd, Cana's Cir, Big Sky Ridge, Blue Jay Ln, Glade Creek Rd, Tan Bark Trl, Rolling Pines Dr, Wood Workers Loop$698
Old Appalachian Trl, State Rd 754, Speas Mill Rd, Stillview Dr, State Rd 678, Dusty Ridge Rd, Carrollview Ln, State Rd 841, Vassar Rd, Brushy Fork Rd$698

Fancy Gap, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fancy Gap$103 to $105
Cana$103
Piper Gap$104
Stewarts Creek$87

Fancy Gap, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cana CDP, Virginia $87 $115 $173
Piper Gap district, Carroll County, Virginia $87 $115 $173
Stewarts Creek township, Surry County, North Carolina $73 $97 $145

Fancy Gap, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fancy Gap, VA6.9%21.3%
Cana6.95%16.91%
Piper Gap6.89%20.25%
Stewarts Creek4.73%18.77%

Fancy Gap Renters Insurance as a Percentage of Rent

Fancy Gap Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 3.0% $807
$300 to $499 111 37.0% $1257
$500 to $749 113 37.0% $1932
$750 to $999 64 21.0% $2682

Fancy Gap, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Fancy Gap Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,200$7,400
Net Savings to Fancy Gap Home Owner from High Deductible Plan $800

Fancy Gap, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fancy Gap, VA Home Replacement Value MORE than Home Value Fancy Gap, VA Home Replacement Value LESS than Home Value
Replacement Value $109,500 $76,000
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Fancy Gap Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceState Farm
Monthly Premium 905254
Year Built 197119842009
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$150000-$175000$150000-$175000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fancy Gap, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 125,000 Tile Roof 1,820 3 $500 Deductible 410 9 Brick siding No
1972 160,000 Membrane Roof 2,200 3 $1000-$2500 Deductible 360 6 Stucco siding No
1977 285,000 Metal Roof 4,100 5 $5000 to $10,000 Deductible 880 12 Wood siding No
2008 170,000 Shingles Roof 2,970 5 $1000-$2500 Deductible 160 3 Stucco siding No
1990 140,000 Metal Roof 2,400 3 $500 Deductible 500 8 Wood siding yes
2003 225,000 Composition Roof 3,040 5 $1000-$2500 Deductible 830 10 Stone Siding No
1977 120,000 Membrane Roof 1,860 3 $1000-$2500 Deductible 90 3 Wood siding yes
1976 95,000 Wood Shake Roof 1,300 3 $500 Deductible 200 5 Vinyl siding yes
1994 135,000 Slate Shingles Roof 1,850 3 $1000-$2500 Deductible 220 5 Fiber-Cement Siding No
1973 265,000 Asphalt Shingles Roof 3,340 5 $1000-$2500 Deductible 1080 10 Wood siding yes
1986 170,000 Slate Shingles Roof 2,120 4 $2500-$5000 Deductible 910 12 Stone Siding yes
1992 105,000 Shingles Roof 1,820 3 $500 Deductible 280 7 Wood siding No
2009 285,000 Tile Roof 4,180 5 $500- $1000 Deductible 420 4 Stone Siding yes
1992 225,000 Metal Roof 3,750 5 $500 Deductible 900 8 Stone Siding No
2003 105,000 Asphalt Shingles Roof 1,680 4 $500 Deductible 340 7 Wood siding yes
1990 145,000 Shingles Roof 2,180 3 $500- $1000 Deductible 240 6 Fiber-Cement Siding yes
1983 140,000 Slate Shingles Roof 2,210 3 $500- $1000 Deductible 180 3 Brick siding yes
2007 115,000 Slate Shingles Roof 1,570 3 $500- $1000 Deductible 60 1 Brick siding yes
2001 75,000 Membrane Roof 1,210 3 $2500-$5000 Deductible 190 10 Stucco siding yes
2003 345,000 Wood Shake Roof 4,870 5 > $10,000 Deductible 70 1 Vinyl siding yes
2002 135,000 Shingles Roof 1,780 5 $500 Deductible 510 8 Stone Siding No
1986 140,000 Shingles Roof 2,330 3 $2500-$5000 Deductible 230 9 Wood siding yes
1971 120,000 Tile Roof 1,980 3 $500- $1000 Deductible 430 7 Stucco siding yes
2002 130,000 Composition Roof 1,710 3 $1000-$2500 Deductible 40 1 Stone Siding yes
2003 160,000 Metal Roof 2,390 3 $500- $1000 Deductible 60 1 Vinyl siding No
1995 200,000 Wood Shake Roof 2,900 5 $500 Deductible 470 6 Stone Siding yes
1974 165,000 Wood Shake Roof 2,790 4 $2500-$5000 Deductible 620 10 Stone Siding yes
2006 250,000 Metal Roof 3,570 5 $2500-$5000 Deductible 80 1 Wood siding No