Fallsburg Insurance Rates:

Fallsburg, NY homeowners insurance is roughly $506 to $690, about $42-$57/month. Our comprehensive research reveals consumers can save upto $239 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fallsburg, NY Homeowners Insurance By Home Value

Fallsburg, NY Home Value Total Homes % of Total Average Fallsburg, NY Homeowners Insurance
Less than $50,000 159 8.0% $89
$50,000 to $59,999 90 4.0% $197
$70,000 to $79,999 58 3.0% $281
$80,000 to $89,999 157 8.0% $322
$90,000 to $99,999 38 2.0% $358
$100,000 to $124,999 252 13.0% $418
$125,000 to $149,999 192 10.0% $520
$150,000 to $174,999 191 10.0% $615
$175,000 to $199,999 126 6.0% $711
$200,000 to $249,999 292 15.0% $861
$250,000 to $299,999 162 8.0% $1052
$300,000 to $399,999 102 5.0% $1333

Top Home Insurance Agents Near Fallsburg, NY

Home Insurance Company Near Fallsburg, NY Homeowners Insurance Agency Near Fallsburg, NY Address
NA The Premium Select Group Inc. 16 Westminster Dr, Middletown, NY, 10940
Erie Gerelli Insurance Agency Inc. 23 Lady Blue Devils Lane, Cold Spring, NY, 10516
State Farm Jari Santiago 44 Raymond Ave, Poughkeepsie, NY, 12603-7603
Allstate Jiri Ireifej 287 Route 32 # 204, Central Valley, NY, 10917
Travelers Pardees Agency Inc 306 WALL ST, KINGSTON, NY, 12402

Fallsburg, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodridge village, New York $75 $99 $149
South Fallsburg CDP, New York $75 $100 $150
Loch Sheldrake CDP, New York $73 $97 $146

Fallsburg, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fallsburg, NY3.2%6.9%
Woodridge3.12%6.77%
South Fallsburg2.55%6.73%
Loch Sheldrake3.17%9.93%

Fallsburg Renters Insurance as a Percentage of Rent

Fallsburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 37 2.0% $345
$200 to $299 130 7.0% $795
$300 to $499 93 5.0% $1245
$500 to $749 398 22.0% $1920
$750 to $999 440 25.0% $2670
$1,000 to $1,499 530 30.0% $3795
$1,500 or more 113 6.0% $5445

Fallsburg, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Fallsburg Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,100$11,300
Net Savings to Fallsburg Home Owner from High Deductible Plan $800

Fallsburg, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fallsburg, NY Home Replacement Value MORE than Home Value Fallsburg, NY Home Replacement Value LESS than Home Value
Replacement Value $188,500 $133,500
Insurance Premium based on Replacement Value $2,025 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $300/year

Example Fallsburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceErie Insurance
Monthly Premium 8011894
Year Built 196020002012
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fallsburg, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 295,000 Composition Roof 2,720 4 $500- $1000 Deductible 1780 7 Wood siding yes
1991 190,000 Shingles Roof 2,240 4 $2500-$5000 Deductible 1090 7 Stone Siding yes
1987 350,000 Asphalt Shingles Roof 4,270 5 $2500-$5000 Deductible 3290 12 Wood siding yes
1940 110,000 Tile Roof 1,300 3 $2500-$5000 Deductible 700 10 Fiber-Cement Siding yes
2010 200,000 Membrane Roof 2,240 3 $2500-$5000 Deductible 1430 10 Fiber-Cement Siding yes
2009 195,000 Slate Shingles Roof 1,770 3 $1000-$2500 Deductible 440 3 Fiber-Cement Siding No
1994 250,000 Membrane Roof 2,480 5 $5000 to $10,000 Deductible 740 8 Stone Siding yes
1989 145,000 Wood Shake Roof 1,640 5 $1000-$2500 Deductible 530 5 Brick siding yes
1962 150,000 Membrane Roof 1,740 2 $5000 to $10,000 Deductible 80 1 Vinyl siding No
1960 115,000 Shingles Roof 1,080 2 $500- $1000 Deductible 200 3 Stone Siding No
1962 155,000 Wood Shake Roof 1,510 3 $5000 to $10,000 Deductible 880 9 Vinyl siding No
2013 275,000 Asphalt Shingles Roof 3,390 4 $500 Deductible 240 1 Vinyl siding yes
1961 390,000 Wood Shake Roof 4,630 5 $500- $1000 Deductible 2480 10 Stucco siding No
1985 195,000 Shingles Roof 1,810 3 $5000 to $10,000 Deductible 1390 12 Stucco siding yes
2002 145,000 Tile Roof 1,420 3 $500 Deductible 1000 10 Stone Siding No
2013 145,000 Tile Roof 1,290 3 $1000-$2500 Deductible 660 8 Stone Siding yes
1965 170,000 Slate Shingles Roof 1,920 5 $2500-$5000 Deductible 800 8 Stone Siding yes
2008 175,000 Composition Roof 1,870 3 $1000-$2500 Deductible 650 6 Stucco siding No
1969 175,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 1190 10 Stone Siding No
1961 150,000 Membrane Roof 1,600 5 $5000 to $10,000 Deductible 140 2 Wood siding yes
1940 135,000 Asphalt Shingles Roof 1,680 2 $500 Deductible 1100 9 Vinyl siding No
1988 180,000 Asphalt Shingles Roof 1,910 3 $500- $1000 Deductible 1580 9 Stone Siding yes
1962 435,000 Metal Roof 4,740 5 > $10,000 Deductible 2690 12 Wood siding No
1989 250,000 Tile Roof 2,300 4 $2500-$5000 Deductible 1060 7 Vinyl siding yes
1962 180,000 Asphalt Shingles Roof 1,610 2 $500 Deductible 750 6 Brick siding yes
1968 230,000 Wood Shake Roof 2,670 4 $500 Deductible 1310 6 Stucco siding No
1968 480,000 Membrane Roof 4,260 5 $1000-$2500 Deductible 1010 4 Stucco siding yes
1992 360,000 Wood Shake Roof 3,860 5 $500 Deductible 2920 12 Wood siding yes
1968 265,000 Membrane Roof 2,520 5 $500- $1000 Deductible 1450 7 Brick siding No
2013 280,000 Shingles Roof 2,680 4 $1000-$2500 Deductible 410 2 Wood siding yes
2010 175,000 Asphalt Shingles Roof 1,670 4 $500- $1000 Deductible 120 1 Fiber-Cement Siding No