Fallon Insurance Rates:

Fallon, NV homeowners insurance is about $534 to $727, about $44-$60/month. Our all inclusive research shows customers can save as much as $252 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
I feel like the software inside the offices are outdated they definitely need a refresh to improve work productivity inside.
State Farm
Anytime we have had to actually use our insurance the deductible has going up. what is the point of inaccuracies if it costs you more to use it. as long as you're not overusing it shouldn't cost you more.
Amica Mutual Insurance
What i like about amica is their customer service personnel this is due to the fact that they would treat you like a human being.
Allstate
I'd have to say there are two things that really annoying me about the company. First and foremost the constant spamming of advertisements via email and mail. I'll get at least 10 messages a week about some new policy they are selling. The second thing is the lack of good phone customer service. The majority of the people I've dealt with are just inexperienced and it can be annoying if you need a question answered.
State Farm
The insurance broker is very friendly and very knowledgeable. I have never had any issue contacting them and getting a quick, friendly, and knowledgeable response.
The Hartford
They charge a fee for making payments on your policy unless you pay the total in full. They dont seem to offer any type of discount if you go without a claim.
Progressive
They are fine, I think cheaper than other companies. I think $1,000 deductible is too high. But that's insurance.
Allstate
The home office is great to deal with, but speaking with someone nationally is another story. Not very friendly.
Geico
I would definitively recommend this company, Geico. They are well known, they are reliable, they offer great customer service and they never leave me wondering.

Fallon, NV Homeowners Insurance By Home Value

Fallon, NV Home Value Total Homes % of Total Average Fallon, NV Homeowners Insurance
Less than $50,000 517 9.0% $94
$50,000 to $59,999 181 3.0% $201
$60,000 to $69,999 104 1.0% $252
$70,000 to $79,999 225 4.0% $289
$80,000 to $89,999 115 2.0% $327
$90,000 to $99,999 173 3.0% $371
$100,000 to $124,999 474 8.0% $428
$125,000 to $149,999 794 14.0% $535
$150,000 to $174,999 843 15.0% $636
$175,000 to $199,999 500 9.0% $730
$200,000 to $249,999 586 10.0% $882
$250,000 to $299,999 501 9.0% $1077
$300,000 to $399,999 432 7.0% $1373

Top Home Insurance Agents Near Fallon, NV

Home Insurance Company Near Fallon, NV Homeowners Insurance Agency Near Fallon, NV Address
NA O'Keefe Insurance Agency 24 S. Main Street, Yerington, NV, 89447
State Farm Brad Stokes 2260 Reno Hwy Ste A, Fallon, NV, 89406-5603
State Farm Dan Glass 79 7th St Ste 1, Fernley, NV, 89408-8442
State Farm Holly Hill 9 Retail Rd Ste 1, Dayton, NV, 89403-6365
Farmers James Schreiber 113 N Main St, Yerington, NV, 89447

Cost Of Homeowners Insurance By Street Near Fallon, NV

Streets in Fallon Area Homeowners Insurance Cost
Medallion Ln, E Stillwater Ave, N Allen Rd, Marshall Dr, Miners Rd, Magnolia Rd, Warwick Ave, Desatoya Ln, Ellison St, Meadow Glen Dr$638
S Maine St, Lucas Rd, State Rte 121, Oran Rd, E Stillwater Ave, Stoneberger Pl, S Carson St, Stillwater Rd, Toiyabe Ln, Rachel Ct$624
Charlys Way, Silver Sage Ln, Macpherson Ln, Taos Ct, Spruce Trl, Keddie St, Discovery Dr, Cherry Ln, Austin Hwy, Horseshoe Dr$635
Carrier Ct, Zephyr Ln, E Fairview St, Lenore Dr, E Corkill Ln, W Center St, Sunshine Loop, Blackbird Dr, Sandalwood Dr, N Ada St$640
Cottonwood Dr, Avrilla Ln, W Center St, Rivers Edge Dr, Sabrina Way, Horseshoe Way, Sandhill Rd, Heron Ln, Venturacci Ln, Aimee Ln$630

Fallon, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fallon$94 to $96
Fallon Station$86
Silver Springs$92
Fernley$93

Fallon, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Silver Springs CCD, Lyon County, Nevada $77 $103 $154
Fernley CCD, Lyon County, Nevada $78 $103 $155
Churchill County, Nevada $79 $105 $157

Fallon, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fallon, NV4%12.9%
Silver Springs4.27%15.28%
Fernley3.49%13.31%
Churchill County3.99%12.84%

Fallon Renters Insurance as a Percentage of Rent

Fallon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 115 3.0% $802
$300 to $499 248 8.0% $1252
$500 to $749 657 21.0% $1927
$750 to $999 1,102 36.0% $2677
$1,000 to $1,499 730 24.0% $3802
$1,500 or more 155 5.0% $5452

Fallon, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Fallon Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,400$13,600
Net Savings to Fallon Home Owner from High Deductible Plan $800

Fallon, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fallon, NV Home Replacement Value MORE than Home Value Fallon, NV Home Replacement Value LESS than Home Value
Replacement Value $202,000 $143,500
Insurance Premium based on Replacement Value $1,150 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Fallon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 6051167
Year Built 201119891991
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$500000-$600000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fallon, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 410,000 Metal Roof 4,680 5 > $10,000 Deductible 530 6 Vinyl siding yes
2012 195,000 Wood Shake Roof 1,740 3 $2500-$5000 Deductible 340 4 Stucco siding No
2007 245,000 Slate Shingles Roof 2,330 3 $500- $1000 Deductible 290 3 Wood siding yes
1992 160,000 Wood Shake Roof 2,010 4 $500- $1000 Deductible 390 7 Stone Siding yes
2010 195,000 Metal Roof 2,050 3 $5000 to $10,000 Deductible 200 3 Wood siding yes
1980 215,000 Metal Roof 2,530 4 $1000-$2500 Deductible 200 3 Vinyl siding No
1992 300,000 Slate Shingles Roof 3,140 5 $2500-$5000 Deductible 760 12 Brick siding No
1990 205,000 Metal Roof 2,530 5 $500- $1000 Deductible 680 7 Vinyl siding No
1993 230,000 Shingles Roof 2,160 3 $2500-$5000 Deductible 130 2 Fiber-Cement Siding No
1991 200,000 Tile Roof 1,780 3 $1000-$2500 Deductible 790 9 Vinyl siding No
1987 310,000 Wood Shake Roof 2,910 4 > $10,000 Deductible 340 5 Stone Siding No
2013 195,000 Shingles Roof 1,700 3 $500 Deductible 230 3 Fiber-Cement Siding yes
2014 200,000 Shingles Roof 2,140 4 $500- $1000 Deductible 1010 10 Vinyl siding No
1998 250,000 Membrane Roof 2,170 4 > $10,000 Deductible 270 5 Stucco siding yes
2003 315,000 Wood Shake Roof 3,990 5 $5000 to $10,000 Deductible 980 12 Vinyl siding yes
2013 170,000 Wood Shake Roof 2,160 5 $1000-$2500 Deductible 80 1 Fiber-Cement Siding No
2005 155,000 Asphalt Shingles Roof 1,820 3 $5000 to $10,000 Deductible 50 1 Stone Siding No
1996 170,000 Asphalt Shingles Roof 1,540 5 $5000 to $10,000 Deductible 430 12 Brick siding No
1997 320,000 Membrane Roof 3,090 4 $2500-$5000 Deductible 300 3 Fiber-Cement Siding yes
1991 240,000 Membrane Roof 2,290 4 $1000-$2500 Deductible 90 1 Fiber-Cement Siding No
1998 340,000 Membrane Roof 3,350 4 $5000 to $10,000 Deductible 890 10 Fiber-Cement Siding yes
2012 305,000 Membrane Roof 3,540 5 > $10,000 Deductible 580 9 Vinyl siding yes
2002 180,000 Metal Roof 1,900 4 $1000-$2500 Deductible 620 9 Stone Siding yes
2004 180,000 Wood Shake Roof 1,990 4 $500- $1000 Deductible 450 6 Vinyl siding No
1988 155,000 Composition Roof 1,730 4 $500- $1000 Deductible 590 9 Wood siding yes
2010 235,000 Asphalt Shingles Roof 2,210 4 $500- $1000 Deductible 700 8 Brick siding yes
2006 355,000 Shingles Roof 3,330 5 > $10,000 Deductible 400 5 Vinyl siding No
2006 340,000 Slate Shingles Roof 4,070 5 > $10,000 Deductible 110 2 Vinyl siding yes
1993 250,000 Wood Shake Roof 3,230 4 $2500-$5000 Deductible 550 7 Fiber-Cement Siding No
2004 165,000 Composition Roof 1,750 3 $500 Deductible 240 4 Brick siding yes