Fallbrook Insurance Rates:

Fallbrook, CA homeowners insurance is nearly $543 to $739, about $45-$61/month. Our extensive guide shows customers can save as much as $256 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
Liberty mutual, by and large, has been helpful to me, but they were also slow to make payouts on a claim and we ended up having to go a bit into debt for a while before the insurance payment kicked in.
Farmer's Insurance
I dislike how none of my premiums have gone down over the years. I haven't had an accident in my car, not claim on my home in over 5 years for both. None in fact for either in the time IÃḃ€™ve had my agent, so it is disappointing to hear that I'm paying more than most.
State Farm
It seems like we can never just talk to one person to handle the problem. The person we talk to says they took care of it and then later on the change or issue isn't done correctly so we have to call back and talk to someone else. We're constantly having to follow up on changes or issues because they're never just dealt with correctly the first time.
Allstate
Allstate is easy to work with whether you have a billing problem or a claim or need a question answered.

Fallbrook, CA Homeowners Insurance By Home Value

Fallbrook, CA Home Value Total Homes % of Total Average Fallbrook, CA Homeowners Insurance
Less than $50,000 326 6.0% $32
$70,000 to $79,999 86 1.0% $102
$80,000 to $89,999 92 1.0% $115
$90,000 to $99,999 63 1.0% $128
$100,000 to $124,999 202 4.0% $147
$125,000 to $149,999 62 1.0% $185
$150,000 to $174,999 155 3.0% $224
$175,000 to $199,999 294 6.0% $256
$200,000 to $249,999 637 13.0% $314
$250,000 to $299,999 900 18.0% $378
$300,000 to $399,999 2,014 41.0% $487

Top Home Insurance Agents Near Fallbrook, CA

Home Insurance Company Near Fallbrook, CA Homeowners Insurance Agency Near Fallbrook, CA Address
State Farm Amy Feria 101 East Redlands Blvd Ste 210, Redlands, CA, 92373
Travelers Fusco & Orsini Ins Services Inc 5095 MURPHY CANYON RD 200, SAN DIEGO, CA, 92123
Allstate Tensha Hoa Nguyen 14044 Magnolia St Ste 227, Westminster, CA, 92683
State Farm Tony Gormican 110 W A St Ste 775, San Diego, CA, 92101-3714
Travelers Willis Insurance Services Of California Inc 18101 VON KARMAN AVE 6TH FL, IRVINE, CA, 92612

Cost Of Homeowners Insurance By Street Near Fallbrook, CA

Streets in Fallbrook Area Homeowners Insurance Cost
Summit Ave, Mission Vw, Southwind Ln, McKinley St, E Aviation Rd, W Hawthorne St, Forbell Pl, Via Puerta del Sol, N Via Cumbres, Via Cordoniz Rd$664
Loganberry Way, Forge Ln, Old Post Rd, Green Vista Ln, Stonegate Pl, Esterlina Dr, Oak Creek Rd, Winter Haven Ln, Vis del Indio, M & R Ranch Rd$664
Los Alisos Rd, Lynmar Ln, Via Zara, Springfield Ave, Via Larga Vis, Friends Way, Escondido Expy, Kingridge Dr, Los Verdes Dr, Via del Oro$655
Gerald Way, Flowerwood Ln, Green Hills Dr, Westview Ct, Valentine Ln, Wildflower Ln, Palomino Rd, Via Chaparral, Mission Oaks Rd, Green Heather Ln$659
Starlight Ave, Bobritt Rd, Rose Rd, W Dougherty St, Los Alisos Ln N, Kooyman Ln, Valleyview Dr, Offbrook Rd, Debra Ann Dr, Clearcrest Ln$653
de Luz Heights Rd, Villa Santini, Casablanca Way, Heyneman Hollow, E Sandia Creek Ter, S Hill Ave, Lake Vista Dr, Baja Vista Dr, Tecalote Ln, Los Vistas Rd$656
Lemon Blossom Ln, Willow Glen Rd, Lake Ridge Rd, Chapulin Ln, Pso Monte, End of the Trl, India Ln, Burma Rd, Gavilan Mountain Rd, Tioga Trl$649
W College St, S Brandon Rd, Puerto del Mundo, Barbados Cir, Via Ladera Rd, Cll Rociada, Staghorn Ct, Leprechaun Ln, Los Conejos Rd, River Oaks Ln$658
Marianne Ln, Havencrest Dr, Highland Park, Tecalote Dr, Rainbow Heights Pl, Laketree Dr, Drazil Rd, Ranchbrook Rd, Valerie Dr, Vista Laguna Dr$662
Golden Meadow Ln, Lynden Ln, Mendenaro Ct, Vista del Lago Dr, Caracas Pl, Gird Rd, Sycamore Way, Christi Way, Olivos Ct, W Fallbrook St$654

Fallbrook, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fallbrook$95 to $98
Camp Pendleton North$93
Rainbow$94
Bonsall$100

Fallbrook, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rainbow CDP, California $79 $105 $157
Bonsall CDP, California $83 $111 $166
Temecula city, California $77 $103 $154

Fallbrook, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fallbrook, CA2.0%9.6%
Rainbow2.2%8.83%
Bonsall1.73%7.42%
Temecula2.11%9.45%

Fallbrook Renters Insurance as a Percentage of Rent

Fallbrook Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 65 1.0% $778
$300 to $499 110 2.0% $1228
$500 to $749 404 7.0% $1903
$750 to $999 1,369 26.0% $2653
$1,000 to $1,499 2,093 39.0% $3778
$1,500 or more 1,191 22.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Fallbrook For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewChubb/Federal968
300000500NewWawanesa775
5000001000NewOregon Mutual706
5000002500NewAmica Mutual923
5000002500NewCalifornia Casualty617
1500002501-3 YearsIDS Property Casualty554
2000005001-3 YearsAAA (Interinsurance Exchange)368
2500005001-3 YearsPacific Specialty657
40000010001-3 YearsStillwater Prop & Cas Co804
50000010001-3 YearsAmerican Security1165
50000010001-3 YearsNationwide1100
50000010001-3 YearsWawanesa1265
75000025001-3 YearsIDS Property Casualty1664
2000005004-6 YearsBankers Standard2363
2000005004-6 YearsChubb/Federal1125
3000005004-6 YearsFirst American Ins801
3000005004-6 YearsNationwide802
40000010004-6 YearsMercury Ins Group591
1500002507-15 YearsHomesite715
1500005007-15 YearsCSE Safeguard574
2000005007-15 YearsUSAA542
25000010007-15 YearsChubb/Federal1317

Fallbrook, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Fallbrook Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,900$18,400
Net Savings to Fallbrook Home Owner from High Deductible Plan $500

Fallbrook, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fallbrook, CA Home Replacement Value MORE than Home Value Fallbrook, CA Home Replacement Value LESS than Home Value
Replacement Value $392,500 $305,000
Insurance Premium based on Replacement Value $1,175 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Fallbrook Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceGEICO Insurance
Monthly Premium 50103231
Year Built 200919851997
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$400000-$500000$900000-$1000000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fallbrook, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 725,000 Wood Shake Roof 3,030 4 $500- $1000 Deductible 910 6 Fiber-Cement Siding yes
1998 455,000 Shingles Roof 2,290 5 $500 Deductible 490 4 Fiber-Cement Siding yes
1980 575,000 Asphalt Shingles Roof 2,420 4 $5000 to $10,000 Deductible 430 4 Vinyl siding yes
1982 420,000 Wood Shake Roof 2,120 3 $1000-$2500 Deductible 650 10 Stucco siding yes
2012 280,000 Tile Roof 1,410 3 $5000 to $10,000 Deductible 280 6 Vinyl siding yes
2012 450,000 Asphalt Shingles Roof 1,740 5 $5000 to $10,000 Deductible 1100 12 Vinyl siding yes
1999 455,000 Slate Shingles Roof 1,930 3 $5000 to $10,000 Deductible 830 12 Stone Siding No
1994 430,000 Metal Roof 2,210 5 $1000-$2500 Deductible 370 4 Wood siding No
2009 820,000 Tile Roof 4,270 5 $500 Deductible 680 3 Fiber-Cement Siding No
2012 820,000 Tile Roof 3,300 4 $500- $1000 Deductible 1280 9 Fiber-Cement Siding yes
1998 600,000 Asphalt Shingles Roof 2,880 4 > $10,000 Deductible 200 3 Vinyl siding No
2011 740,000 Slate Shingles Roof 3,010 4 > $10,000 Deductible 110 1 Wood siding No
2009 485,000 Slate Shingles Roof 2,290 5 $5000 to $10,000 Deductible 70 1 Stucco siding yes
2006 755,000 Shingles Roof 3,320 4 > $10,000 Deductible 910 8 Vinyl siding yes
2014 665,000 Wood Shake Roof 3,280 4 $500 Deductible 950 5 Brick siding No
2011 1,295,000 Shingles Roof 4,870 5 > $10,000 Deductible 1100 8 Wood siding No
1988 515,000 Shingles Roof 2,110 5 > $10,000 Deductible 470 6 Brick siding No
1986 395,000 Slate Shingles Roof 1,610 4 $500 Deductible 740 8 Stone Siding No
2011 1,215,000 Slate Shingles Roof 4,770 5 $2500-$5000 Deductible 2250 10 Stucco siding yes
2008 480,000 Asphalt Shingles Roof 2,230 3 > $10,000 Deductible 930 10 Stucco siding yes
2012 465,000 Metal Roof 2,070 4 $1000-$2500 Deductible 630 6 Wood siding yes
1992 350,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 50 1 Stucco siding No
1994 450,000 Slate Shingles Roof 2,250 4 $500 Deductible 840 10 Wood siding yes
1985 1,120,000 Asphalt Shingles Roof 4,690 5 $1000-$2500 Deductible 1140 7 Fiber-Cement Siding No
1988 555,000 Tile Roof 2,240 3 $2500-$5000 Deductible 570 4 Vinyl siding yes
2002 365,000 Membrane Roof 1,960 5 > $10,000 Deductible 70 1 Fiber-Cement Siding yes
2010 480,000 Composition Roof 2,290 4 $5000 to $10,000 Deductible 580 8 Stone Siding yes