Fall River, MA Home Insurance - Analysis On Quotes, Rates & Agents

Fall River, MA Insurance Rates:

The average cost of home insurance in the U.S. is $1,438. But, the cost of home insurance in a specific region depends on various factors including Zip Code, age, and value of the house, construction time, etc. The average cost of insurance in Fall River, MA is $1025 Enter your Zip Code in the banner below to get instant home insurance quotes. vHomeInsurance undertook a detailed analysis of the cost of insurance in Fall River, MA.

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Average Home Insurance Premium in Fall River, MA

National Average Premium State Average Premium Fall River Average Premium
$1,438 $1,410 $1,025

Top Home Insurance Companies in Fall River, MA | Back to Top

The following is a list of home insurance companies that provide the best home insurance quotes in Fall River, MA

Company Name Coverage $70,000 Coverage $150,000 Coverage $200,000 Coverage $350,000
Geico $1,122 $1,346 $1,750 $2,415
Citation $935 $1,122 $1,459 $2,013
Arebella $912 $1,095 $1,423 $1,964
Travelers $1,180 $1,416 $1,841 $2,541

Fall River, MA Homeowners Insurance for Different Coverages | Back to Top

Coverage Type Home Insurance Cost($)
$100,000 To $124,999 460.98
$150,000 To $174,999 665.74
$175,000 To $199,999 765.37
$200,000 To $249,999 830.13
$250,000 To $299,999 1,325.88
$300,000 To $399,999 1,799.65
$400,000 To $499,999 2,214.54
$500,000 To $749,999 2,834.61
$750,000 To $999,999 3,277.51
$1000,000 To $1499,999 3,609.69
$1500,000 To $2000,000 3,875.44

Visual Guide for Fall River, MA Home Insurance Buyers on Insurance Companies and Rates

Top Home Insurance Agents Near Fall River, MA | Back to Top

Home Insurance Company Near Fall River, MA Homeowners Insurance Agency Near Fall River, MA Address
Nationwide Daniel F. Dwyer Iii 38 Bellevue Ave, Newport, RI, 02840-3259
Travelers John P Riley Insurance Agency 379 NEPONSET AVE, DORCHESTER, MA, 2122
Liberty Mutual Independent Viveiros Insurance Agency Inc 375 Airport Road Fall River, Fall River, MA, 2720

List of Fall River, MA Home Insurance Agents by Companies

Fall River, MA Homeowners Insurance Rates Based on Claims Filed | Back to Top

Homeowners in Fall River, MA who have no previous history of claims filed are eligible for a discount of $133.25. Homeowners in Fall River, MA with one claim have to pay an additional home insurance rate of $72, while homeowners with 2 claims have to pay an additional $144 on their home insurance premium.

Type of Claim Homeowners Insurance Cost Increase/Decrease($) Homeowners Insurance Cost($)
No Claim Discount -133 892
One Claim +72 1,097
Two Claim +144 1,169

Factors Affecting Home Insurance Premiums in Fall River, MA

The average home insurance premium in Fall River, MA is $1025. There are various factors in Fall River, MA that affect home insurance premiums. vHome Insurance lists the factors that could help homeowners reduce their home insurance rates.

Fall River, MA Home Insurance Premium Based on the Number of Bedrooms | Back to Top

Bedroom Size Average Homeowners Insurance Cost($)
2 Bedroom 782
3 Bedroom 1,229
4 Bedroom 1,285
5 Bedroom 1,899

Fall River, MA Home Insurance Premiums for Different Deductibles | Back to Top

Fall River, MA Homeowners who pay a deductible of $500 pay a higher amount for home insurance, while Fall River, MA homeowners who pay a deductible as high as $2500 pay a lower amount on their home insurance rates, as seen in the table below.

Deductible Type Average Homeowners Insurance Cost($)
$500 Deductible 1,013
$1000 Deductible 916
$1500 Deductible 862
$2000 Deductible 783
$2500 Deductible 736

Fall River, MA Homeowners Insurance Premium Based on the Age of the Home | Back to Top

Homeowners in Fall River, MA pay a much lower home insurance rate if their homes are newly constructed. Homeowners with homes that are older than 50 years pay a much higher rate on their home insurance premium as seen in the table below.

Home Age Homeowners Insurance Cost($)
Newly Constructed Home 820
Year 30 Old 1,040
Year 40 Old 1,052
Year 50 Old 1,064
Above Year 50 1,074

Fall River, MA Homeowners Insurance Cost Based on the Construction Type of the Home | Back to Top

Construction Type Home Insurance Cost Savings($) Home Insurance Cost($)
Fire Resistive 123 902
Masonry 51 974
Brick 51 974
Superior 103 923
Hail Resistant Roof 21 1,005

Top Saving Tips on Fall River, MA Homeowners Insurance | Back to Top

Homes that are built using sturdy materials have less propensity to damage. Owing to this, Fall River, MA homes built with sturdy materials earn discounts on homeowners insurance. Fall River, MA homeowners who have clubbed their auto insurance policy with home insurance also receive discounts from home insurance companies. Apart from this, home insurers provide discounts to Fall River, MA senior citizens. Fall River, MA homes attract a considerable amount of discounts depending on the type of home safety devices installed in the household.

The tables below contain the complete list of discounts that Fall River, MA homeowners can avail to increase their savings.

Fall River, MA Auto & Homeowners Insurance Bundling Discounts and Senior Citizen Discounts

Discount Type Home Insurance Cost Savings($) Home Insurance Cost($)
Bundle Discount 144 882
Retiree Discount (Senior Citizen Discount) 144 1,169
Newly Constructed Home 205 820

Fall River, MA Home Insurance Discounts for Home Safety Devices | Back to Top

Home Safety Devices Home Insurance Cost Savings($) Home Insurance Cost($)
Deadbolts 92 933
Fire Extinguishers 82 943
Smoke Detectors 133 892
Sprinkler System 133 892
Fire Alarm 82 943
Burglar Alarm 92 933
Lightning Protection 21 1,005

Latest Home Insurance Reviews

I would totally recommend this insurance to any homeowner. Not only is it available through your Costco Executive membership they have the greatest customer satisfaction.
Concord Group Insurance
The other thing i don't like is that i don't feel a close connection with them and i wonder if my home is valued at what it is worth. they do not contact me or reach out in any way, i just pay my annual bill and that is the only communication i have with them. the personal touch and customer service is lacking."
I never had to submit a claim and they are easy to work with when I need them. The payments are easy and don't bother me with correspondence.
State Farm
I just switched to them but the process has been easy. Hopefully that will also be the case when I have a claim. The prices are good and they are local so I'm feeling good.
it is affordable. it has different plans for different budgets. has many deals/offers that help you save money even up to $200 in savings. customer service representatives are knowledgeable,helpful.
I am just not in a position where leaving Allstate seems like a good idea. They seem knowledgable and treat me well. It would take significantly lower prices to lure me away from them.
This is where I am not entirely sure what other companies offer. Allstate was my provider for car insurance and I wanted to just make sure that I got the discount.
It offers the normal stuff like property damage, which isn't a huge huge deal to me (yet) because I rent. The big deals are that things like furniture, computers, game systems and jewelry.
Allstate-The service is great. They value our time so much. They give the policy very little time
State Farm
Safety Insurance
I do not know the exact prices and policy information but I do know that the deductible was a good prices compared to the competitors. My husband had handled the insurance.
Farmer's Insurance
This company covers what you need with a bill that is affordable. This is all we ever looked for in home insurance.
Farmer's Insurance
Sometimes we want to be able to know exactly who we are dealing with, which is the downfall of the online policy. there are occasions that we need to deal with a person and not a computer.
Marion Mutual
I do like that they have a great staff that is willing to help you out and go above and beyond to get the best deal possible. they are also very patience when it comes to getting stuff done on the house.
Liberty Mutual
They are always prompt in their interactions with you and make sure you are never waiting for too long. They also keep you up to date with all of their new deals.
State Farm
What I dislike is the cost of our premium. I know in my area all premiums are high due to crime and fraud, however, I don't like being penalized for others mistakes or criminal activity.
I just call them and they ask me questions and I answer those questions to the best of my ability.
State Farm
I have to go back to the home screen a lot to be able to navigate. I wish there was a nice drop-down menu instead.
Safety Insurance
I would recommend safety insurance.I'm paying slightly less than I would if I went with their competitors. but, its not like I'm getting some amazing deal that others are missing out on.
I can't imagine why someone would continue to use a company they would not recommend. Geico has great customer service and they make things fast and easy.
I would recommend them to anyone. They are a great company that has great people working for them.