Fall River Insurance Rates:
Fall River, MA homeowners insurance is approximately $870 to $1,179, about $72-$98/month. Our extensive analysis indicates shoppers can save upto $410 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Home Insurance Companies in Fall River, MA: Customer-Reviewed Options
Top Home Insurance Agents Near Fall River, MA
| Home Insurance Company Near Fall River, MA |
Homeowners Insurance Agency Near Fall River, MA |
Address |
| Nationwide |
Daniel F. Dwyer Iii |
38 Bellevue Ave, Newport, RI, 02840-3259 |
| Travelers |
John P Riley Insurance Agency |
379 NEPONSET AVE, DORCHESTER, MA, 2122 |
| Liberty Mutual Independent |
Viveiros Insurance Agency Inc |
375 Airport Road Fall River, Fall River, MA, 2720 |
Fall River, MA Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Bristol County, Massachusetts |
$130 |
$173 |
$259 |
| North Westport CDP, Massachusetts |
$130 |
$173 |
$260 |
| Somerset CDP, Massachusetts |
$129 |
$172 |
$258 |
Fall River, MA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Fall River, MA | 5.1% | 15.6% |
| Bristol County | 4.45% | 14.72% |
| North Westport | 4.53% | 17.08% |
| Somerset | 4.62% | 15.68% |
Fall River Renters Insurance as a Percentage of Rent
| Fall River Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
651 |
2.0% |
$363 |
| $200 to $299 |
1,909 |
8.0% |
$813 |
| $300 to $499 |
2,926 |
12.0% |
$1263 |
| $500 to $749 |
7,966 |
34.0% |
$1938 |
| $750 to $999 |
6,151 |
26.0% |
$2688 |
| $1,000 to $1,499 |
3,177 |
13.0% |
$3813 |
Fall River, MA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $900 | $4,900 |
| Yearly Fall River Homeowner Insurance Premium Example | $3,900 | $2,900 |
| Out of Pocket Expense During Claim | $900 | $4,900 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim |
$20,400 | $19,400 |
| Net Savings to Fall River Home Owner from High Deductible Plan |
$1,000 |
Fall River, MA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Fall River, MA Home Replacement Value MORE than Home Value |
Fall River, MA Home Replacement Value LESS than Home Value |
| Replacement Value |
$290,000 |
$198,500 |
| Insurance Premium based on Replacement Value |
$2,150 |
$1,475 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $56,000 |
Risk Exposure from Under Insuring Coverage is $35,500 |
| Premium Impact |
Insurance cheaper by $275/year |
Insurance costlier by $400/year |
Example Fall River Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
Chubb Group of Insurance | State Farm | Amica Mutual Insurance Company |
| Monthly Premium |
129 | 93 | 123 |
| Year Built |
1941 | 1947 | 1948 |
| Home Details |
2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount |
$200000-$250000 | $175000-$200000 | $300000-$350000 |
| Deductible |
$1000-$2500 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |
Save More on Home Insurance in Fall River, with Our Informed Analysis