Fall River Insurance Rates:

Fall River, MA homeowners insurance is approximately $870 to $1,179, about $72-$98/month. Our extensive analysis indicates shoppers can save upto $410 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Shelter Insurance
The agents are easy to work with and are able to give a prompt response when we have to file a claim or request any basic information.
Farmers
Sometimes we want to be able to know exactly who we are dealing with, which is the downfall of the online policy. there are occasions that we need to deal with a person and not a computer.
Assurant
My home insurance company provides me with in-depth details about what my policy does and doesn't cover. this is extremely helpful.

Fall River, MA Homeowners Insurance By Home Value

Fall River, MA Home Value Total Homes % of Total Average Fall River, MA Homeowners Insurance
Less than $50,000 346 2.0% $102
$100,000 to $124,999 452 3.0% $451
$125,000 to $149,999 520 3.0% $563
$150,000 to $174,999 1,038 7.0% $666
$175,000 to $199,999 1,149 8.0% $768
$200,000 to $249,999 3,465 25.0% $932
$250,000 to $299,999 3,327 24.0% $1137
$300,000 to $399,999 2,757 20.0% $1445

Top Home Insurance Agents Near Fall River, MA

Home Insurance Company Near Fall River, MA Homeowners Insurance Agency Near Fall River, MA Address
NA Mechanics Cooperative Bank 308 Bay St, Taunton, MA, 2780
NA Neto Insurance Agency 1470 Pleasant St Fall River, Fall River, MA, 2723
Nationwide Daniel F. Dwyer Iii 38 Bellevue Ave, Newport, RI, 02840-3259
Travelers John P Riley Insurance Agency 379 NEPONSET AVE, DORCHESTER, MA, 2122
Liberty Mutual Independent Viveiros Insurance Agency Inc 375 Airport Road Fall River, Fall River, MA, 2720

Fall River, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bristol County, Massachusetts $130 $173 $259
North Westport CDP, Massachusetts $130 $173 $260
Somerset CDP, Massachusetts $129 $172 $258

Fall River, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fall River, MA5.1%15.6%
Bristol County4.45%14.72%
North Westport4.53%17.08%
Somerset4.62%15.68%

Fall River Renters Insurance as a Percentage of Rent

Fall River Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 651 2.0% $363
$200 to $299 1,909 8.0% $813
$300 to $499 2,926 12.0% $1263
$500 to $749 7,966 34.0% $1938
$750 to $999 6,151 26.0% $2688
$1,000 to $1,499 3,177 13.0% $3813

Fall River, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Fall River Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,600$17,800
Net Savings to Fall River Home Owner from High Deductible Plan $1,800

Fall River, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fall River, MA Home Replacement Value MORE than Home Value Fall River, MA Home Replacement Value LESS than Home Value
Replacement Value $265,000 $149,500
Insurance Premium based on Replacement Value $1,725 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $400/year

Example Fall River Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 53135213
Year Built 194219421947
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fall River, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 220,000 Composition Roof 1,980 4 $5000 to $10,000 Deductible 830 10 Wood siding yes
1940 150,000 Asphalt Shingles Roof 1,360 3 $1000-$2500 Deductible 90 1 Brick siding yes
1943 155,000 Wood Shake Roof 1,440 2 $500 Deductible 100 1 Stucco siding No
1946 380,000 Tile Roof 3,370 4 $500 Deductible 3550 12 Wood siding yes
1942 210,000 Wood Shake Roof 1,690 3 $2500-$5000 Deductible 280 3 Stone Siding yes
1945 320,000 Membrane Roof 2,720 4 $5000 to $10,000 Deductible 1320 9 Fiber-Cement Siding yes
1944 405,000 Shingles Roof 3,110 4 $1000-$2500 Deductible 580 3 Wood siding yes
1947 340,000 Wood Shake Roof 3,020 4 $2500-$5000 Deductible 1200 7 Fiber-Cement Siding yes
1948 245,000 Composition Roof 2,100 3 $500 Deductible 270 2 Vinyl siding No
1941 185,000 Shingles Roof 1,760 3 $500- $1000 Deductible 1300 12 Wood siding yes
1945 315,000 Metal Roof 2,270 3 $500 Deductible 1050 5 Brick siding No
1940 190,000 Shingles Roof 1,650 2 $500- $1000 Deductible 980 12 Brick siding yes
1948 450,000 Slate Shingles Roof 3,190 4 > $10,000 Deductible 180 1 Vinyl siding No
1942 140,000 Metal Roof 1,040 2 $2500-$5000 Deductible 350 5 Stucco siding No
1935 155,000 Tile Roof 1,075 2 $2500-$5000 Deductible 780 8 Vinyl siding No