Fairwood Insurance Rates:

Fairwood, WA homeowners insurance is about $526 to $714, about $43-$59/month. Our comprehensive guide shows customers can save upto $248 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
2 years ago, i had a car accident. the insurance company called me next day and advised me where to go to fix my car and what to do to after accident. their claim department process was also super fast. very satisfactory.
State Farm
"it is difficult to find a company that helps with insurance but covers what you need for emergencies. those are the times you need them most, and they at times try to find loopholes to not help at those times. with simple policies, those loopholes go away and the customer can be helped when needed fairly."
Farmer's Insurance
Overall, I like how communicative my agent is with me. I think as a whole, he is what is stopping me from seeking out other agencies and trying to get a lower price. Without him, I wouldn't know a lot of the people I know today.
State Farm
We have compared other companies. Because we have other policies with State Farm, we receive a good discount. Consequently, it is difficult for other companies to compete with State Farm in our specific case. If they change their policy on discounts, we will move all our policies. We are not especially loyal, except to our wallet.
Progressive
I have never had to use the claims process as we have never had to file a claim with this particular company.
American Family
american family is very good about filing claims and getting back to you in a timley manner. They also are very informative
American Family
I think it is fine. I have used it very infrequently so have little experience to judge it from.
Allstate
They're quick on the phone, anytime I've called in with an issue someone has been there to pick up without excessive wait times.

Fairwood, WA Homeowners Insurance By Home Value

Fairwood, WA Home Value Total Homes % of Total Average Fairwood, WA Homeowners Insurance
$125,000 to $149,999 144 3.0% $248
$150,000 to $174,999 126 3.0% $297
$175,000 to $199,999 81 1.0% $341
$200,000 to $249,999 625 15.0% $409
$250,000 to $299,999 852 20.0% $502
$300,000 to $399,999 2,258 54.0% $638

Top Home Insurance Agents Near Fairwood, WA

Home Insurance Company Near Fairwood, WA Homeowners Insurance Agency Near Fairwood, WA Address
Nationwide A&R Insurance And Financial Services Llc 436 2nd St NE Suite C, Puyallup, WA, 98372
Liberty Mutual Independent Automobile Club Insurance Agency Dba Aaa Insurance 1745 114TH AVE SE, BELLEVUE, WA, 98004
Travelers First Rate Ins Plus Inc 820 MARKET ST STE 1, KIRKLAND, WA, 98033
Allstate Paul Vogel 7717 A 15th Ave NW, Seattle, WA, 98117
Allstate Wilson Hui 16301 NE 8th St Ste 140, Bellevue, WA, 98008

Cost Of Homeowners Insurance By Street Near Fairwood, WA

Streets in Fairwood Area Homeowners Insurance Cost
Harrington St, SE 179th Pl, SE 177th St, SE 150th St, SE 185th Ct, SE 190th Pl, Lake Young Ct SE, W Lake Desire Dr SE, SE 168th Pl, 184th Ave S E$607
Woodside Dr SE, SE 171st Pl, 171st Ct SE, 160th Ct SE, E Spring Lake Dr SE, 173rd Way SE, SE 169th Pl, SE 161st St, SE 171st Pl, SE 166 Ct$619
SE 149th Pl, SE 18th Ct, 134th Ln SE, SE 171st Way, Pine Dr, Edmonds Ave SE, Glenwood Ave SE, Kirkland Ave SE, SE 191st St, Mc Callister Rd$608
SE 185th St, SE 190th Pl, SE 187th Pl, SE 20th Ct, SE 183rd Pl, SE 178th St, SE Fairwood Blvd, SE 175th Ct, Index Ave SE, SE 162nd Pl$612
SE 181st Pl, SE Old Petrovitsky Rd, SE 151st St, SE 154th St, 140th Way SE, 153rd Ct SE, W Lake Desire Dr SE, SE 180th Pl, SE 179th St, Birch Dr$619

Fairwood, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairwood$92 to $95
Maple Heights-Lake Desire$96
Renton$91
East Renton Highlands$93

Fairwood, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maple Heights-Lake Desire CDP, Washington $80 $107 $160
Renton city, Washington $76 $101 $152
East Renton Highlands CDP, Washington $78 $104 $156

Fairwood, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairwood, WA2.4%7.7%
Maple Heights-Lake Desire2.28%7.14%
Renton2.47%8.86%
East Renton Highlands2.25%8.27%

Fairwood Renters Insurance as a Percentage of Rent

Fairwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 89 4.0% $1902
$750 to $999 416 20.0% $2652
$1,000 to $1,499 866 43.0% $3777
$1,500 or more 582 29.0% $5427

Fairwood, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Fairwood Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,400$5,900
Net Savings to Fairwood Home Owner from High Deductible Plan $500

Fairwood, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairwood, WA Home Replacement Value MORE than Home Value Fairwood, WA Home Replacement Value LESS than Home Value
Replacement Value $407,500 $277,000
Insurance Premium based on Replacement Value $1,225 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $73,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year

Example Fairwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAmerican Family Insurance
Monthly Premium 4246112
Year Built 199519862006
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$400000-$500000
Deductible > $10,000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Fairwood, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 310,000 Shingles Roof 1,860 3 $500- $1000 Deductible 380 5 Vinyl siding yes
1995 340,000 Asphalt Shingles Roof 2,010 4 $500 Deductible 320 4 Brick siding yes
2013 425,000 Wood Shake Roof 2,340 3 $1000-$2500 Deductible 180 2 Stucco siding yes
1991 370,000 Metal Roof 2,360 3 $500- $1000 Deductible 690 7 Stucco siding yes
1990 315,000 Wood Shake Roof 2,070 4 $1000-$2500 Deductible 620 8 Brick siding yes
1987 785,000 Wood Shake Roof 4,450 5 $5000 to $10,000 Deductible 1300 9 Vinyl siding No
1975 410,000 Asphalt Shingles Roof 2,190 4 $500 Deductible 980 8 Wood siding No
1987 790,000 Shingles Roof 4,560 5 $1000-$2500 Deductible 1070 6 Brick siding No
1980 495,000 Composition Roof 2,990 4 $500- $1000 Deductible 220 2 Brick siding No
1994 490,000 Composition Roof 2,810 5 $5000 to $10,000 Deductible 290 4 Brick siding No
1984 285,000 Membrane Roof 1,810 3 > $10,000 Deductible 200 4 Fiber-Cement Siding No
1994 465,000 Metal Roof 3,260 4 $2500-$5000 Deductible 300 3 Fiber-Cement Siding yes
2002 590,000 Shingles Roof 3,170 4 $500 Deductible 440 4 Stucco siding No
2013 455,000 Shingles Roof 3,150 4 $5000 to $10,000 Deductible 240 3 Fiber-Cement Siding yes
1995 320,000 Metal Roof 2,190 3 > $10,000 Deductible 280 7 Fiber-Cement Siding yes
2002 325,000 Slate Shingles Roof 1,800 4 $2500-$5000 Deductible 340 5 Stucco siding No
2006 380,000 Metal Roof 1,870 5 $500 Deductible 300 3 Wood siding yes
1970 280,000 Tile Roof 1,370 3 $2500-$5000 Deductible 50 1 Wood siding yes
1991 355,000 Tile Roof 2,350 4 $1000-$2500 Deductible 130 2 Stone Siding yes
1996 490,000 Wood Shake Roof 2,620 4 $500- $1000 Deductible 410 4 Stucco siding No
2001 310,000 Tile Roof 1,730 3 $1000-$2500 Deductible 460 8 Brick siding No
2001 240,000 Membrane Roof 1,690 4 $500 Deductible 270 5 Fiber-Cement Siding No
1986 305,000 Metal Roof 1,800 4 $1000-$2500 Deductible 820 12 Stucco siding yes
1989 485,000 Tile Roof 3,050 4 $5000 to $10,000 Deductible 70 1 Wood siding No
2003 410,000 Composition Roof 2,250 3 $5000 to $10,000 Deductible 560 9 Brick siding No
1982 430,000 Composition Roof 2,600 4 $2500-$5000 Deductible 530 6 Stone Siding No
2001 250,000 Tile Roof 1,530 3 $5000 to $10,000 Deductible 220 6 Brick siding yes
1987 370,000 Slate Shingles Roof 1,890 3 $5000 to $10,000 Deductible 370 5 Stone Siding yes