Fairview Insurance Rates:

Fairview, NC homeowners insurance is about $534 to $736, about $44-$61/month. Our extensive guide indicates shoppers can save upto $254 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fairview, NC Homeowners Insurance By Home Value

Fairview, NC Home Value Total Homes % of Total Average Fairview, NC Homeowners Insurance
Less than $50,000 237 7.0% $57
$50,000 to $59,999 94 2.0% $120
$70,000 to $79,999 45 1.0% $177
$80,000 to $89,999 127 3.0% $196
$90,000 to $99,999 122 3.0% $222
$100,000 to $124,999 251 7.0% $260
$125,000 to $149,999 121 3.0% $323
$150,000 to $174,999 240 7.0% $381
$175,000 to $199,999 229 7.0% $444
$200,000 to $249,999 337 10.0% $533
$250,000 to $299,999 594 18.0% $654
$300,000 to $399,999 827 25.0% $831

Top Home Insurance Agents Near Fairview, NC

Home Insurance Company Near Fairview, NC Homeowners Insurance Agency Near Fairview, NC Address
NA Old Fort Insurance Agency, Inc. 238 East Main Street , Old Fort, NC, 28762
Liberty Mutual Independent Fci Agency 503 OLD BOILING SPRINGS RD, GREER, SC, 29650
Travelers Giles Agency Inc 311 E Main St, Spindale, NC, 28160
Travelers Morrow Insurance Agency Inc 800 BEVERLY HANKS CTR, HENDERSONVILLE, NC, 28792
State Farm Rupert Hodges 191 Fernwood Dr, Spartanburg, SC, 29307-2236

Cost Of Homeowners Insurance By Street Near Fairview, NC

Streets in Fairview Area Homeowners Insurance Cost
Sugar Hollow View Dr, Morning Glory Ln, Stone Creek Rd, Tuscany Ln, Old Gap Creek Rd, Rattlesnake Dr, State Rd 2816, Sharon Rd, Greene Ln, Quail Hollow Dr$593
Ashworth Dr, Wagon Trl, Pheasant Ridge Rd, Rose Hill Rd, Lawrence Rd, Laughter Mountain Ln, State Rd 3138, Echo Lake Cir, Nesbitt's Old Farm Rd, Jacoby Ln$594
Ivy Cove Rd, Old Charlotte Hwy, State Rd 3140, Spruce Way, Burney Mountain Rd, State Rd 2783, Duck Ln, Curci Dr, State Rd 2814, Fox Meadows Ln$598
Ebby Ridge, Cherokee Dr, Ward Dr, State Rd 3128, Samantha Dr, Emerald Dr, E Lake Dr, Nighthawk Knl, Gifton Ln, Fairview Ter$630
White Oak Dr, Quail Hollow Rd, Fern Hill Ln, Weldon Way, Breckenridge Dr, Smith Bowen Trl, Red Oak Forest Rd, Continental Divide Ridge, State Rd 2840, Sharon Ridge Rd$629

Fairview, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairview$94 to $96
Gerton$91
Broad River$90
Royal Pines$92

Fairview, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gerton CDP, North Carolina $77 $102 $153
Broad River township, Buncombe County, North Carolina $75 $100 $150
Royal Pines CDP, North Carolina $77 $102 $153

Fairview, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairview, NC3.6%15.5%
Gerton3.44%8.33%
Broad River5.67%15.75%
Royal Pines3.71%12.39%

Fairview Renters Insurance as a Percentage of Rent

Fairview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 132 26.0% $1213
$500 to $749 171 34.0% $1888
$750 to $999 47 9.0% $2638
$1,000 to $1,499 151 30.0% $3763

Fairview, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Fairview Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,000$10,000
Net Savings to Fairview Home Owner from High Deductible Plan $1,000

Fairview, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairview, NC Home Replacement Value MORE than Home Value Fairview, NC Home Replacement Value LESS than Home Value
Replacement Value $293,500 $197,000
Insurance Premium based on Replacement Value $1,675 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year

Example Fairview Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceErie Insurance
Monthly Premium 71113184
Year Built 198220082012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$400000-$500000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fairview, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 760,000 Shingles Roof 4,990 5 $2500-$5000 Deductible 260 1 Vinyl siding No
2012 185,000 Composition Roof 1,460 3 $500- $1000 Deductible 540 9 Wood siding yes
2007 235,000 Tile Roof 1,810 4 $500- $1000 Deductible 940 10 Vinyl siding yes
1991 335,000 Composition Roof 2,630 4 $1000-$2500 Deductible 1250 10 Vinyl siding yes
1993 235,000 Asphalt Shingles Roof 2,110 3 $500 Deductible 950 9 Wood siding yes
2012 470,000 Membrane Roof 3,090 4 $2500-$5000 Deductible 730 5 Stone Siding No
1989 220,000 Metal Roof 1,540 3 $500- $1000 Deductible 320 5 Vinyl siding No
1994 245,000 Asphalt Shingles Roof 1,760 3 $5000 to $10,000 Deductible 230 3 Vinyl siding yes
1993 345,000 Shingles Roof 2,520 4 > $10,000 Deductible 650 8 Fiber-Cement Siding yes
1981 355,000 Slate Shingles Roof 2,170 3 > $10,000 Deductible 130 2 Stone Siding No
1982 210,000 Composition Roof 1,790 3 $2500-$5000 Deductible 390 6 Vinyl siding yes
2011 300,000 Tile Roof 1,900 3 $1000-$2500 Deductible 240 3 Vinyl siding yes
1983 605,000 Membrane Roof 4,430 5 $2500-$5000 Deductible 350 2 Stone Siding No
1980 220,000 Asphalt Shingles Roof 1,610 3 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
1988 230,000 Tile Roof 1,820 4 $500 Deductible 410 5 Brick siding No
1995 435,000 Membrane Roof 2,730 4 > $10,000 Deductible 170 2 Fiber-Cement Siding No
1993 305,000 Membrane Roof 1,970 5 $2500-$5000 Deductible 380 4 Wood siding No
1985 345,000 Metal Roof 2,360 5 $500- $1000 Deductible 660 7 Stucco siding yes
1998 225,000 Tile Roof 1,340 3 $500- $1000 Deductible 620 8 Stucco siding yes
1983 255,000 Membrane Roof 1,540 3 > $10,000 Deductible 490 10 Stone Siding yes
1989 600,000 Metal Roof 3,690 5 > $10,000 Deductible 340 3 Stone Siding No
2003 245,000 Wood Shake Roof 1,640 3 $500- $1000 Deductible 300 3 Stone Siding yes
1998 250,000 Membrane Roof 2,170 4 $500 Deductible 470 5 Brick siding No
2013 245,000 Slate Shingles Roof 2,140 4 $1000-$2500 Deductible 620 9 Stone Siding yes
2007 260,000 Tile Roof 1,670 3 $500 Deductible 1030 10 Brick siding yes
2004 425,000 Composition Roof 3,680 5 $500- $1000 Deductible 760 5 Fiber-Cement Siding No
1985 265,000 Asphalt Shingles Roof 2,080 3 > $10,000 Deductible 60 1 Vinyl siding No
2010 330,000 Composition Roof 2,800 5 $1000-$2500 Deductible 110 1 Wood siding yes
1996 540,000 Slate Shingles Roof 4,340 5 $2500-$5000 Deductible 200 1 Vinyl siding No
2003 255,000 Membrane Roof 2,180 3 $5000 to $10,000 Deductible 460 9 Brick siding No
2013 285,000 Slate Shingles Roof 2,280 3 $2500-$5000 Deductible 740 8 Vinyl siding yes
1982 175,000 Asphalt Shingles Roof 1,400 3 $500 Deductible 650 8 Brick siding No
1988 545,000 Shingles Roof 3,630 5 $1000-$2500 Deductible 2060 9 Stone Siding No
2008 280,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 530 5 Stucco siding yes