Fairview Heights Insurance Rates:

Fairview Heights, IL homeowners insurance is roughly $635 to $863, about $52-$71/month. Our thorough guide shows customers can save as much as $299 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
I would give it a 4 it is compatible, compliant and easy to submit claims. The price is very reasonable and the site is easy to use.

Fairview Heights, IL Homeowners Insurance By Home Value

Fairview Heights, IL Home Value Total Homes % of Total Average Fairview Heights, IL Homeowners Insurance
Less than $50,000 269 5.0% $134
$60,000 to $69,999 75 1.0% $359
$70,000 to $79,999 249 4.0% $411
$80,000 to $89,999 368 7.0% $464
$90,000 to $99,999 472 9.0% $524
$100,000 to $124,999 806 16.0% $606
$125,000 to $149,999 653 13.0% $756
$150,000 to $174,999 426 8.0% $898
$175,000 to $199,999 375 7.0% $1033
$200,000 to $249,999 754 15.0% $1243
$250,000 to $299,999 352 7.0% $1520
$300,000 to $399,999 162 3.0% $1932

Top Home Insurance Agents Near Fairview Heights, IL

Home Insurance Company Near Fairview Heights, IL Homeowners Insurance Agency Near Fairview Heights, IL Address
Allstate Michael Nemetz 8229 Clayton Rd Ste 200, Saint Louis, MO, 63117
Travelers Risk Strategies Llc 517 W US HIGHWAY 50, O FALLON, IL, 62269
Travelers West County Ins Agcy Inc 214 N CLAY AVE STE 100, ST LOUIS, MO, 63122
State Farm Bradford O'Neil 9666 Olive Blvd Ste 707, Saint Louis, MO, 63132-3026
Farmers Bradley Brad Pease 1425 Triad Center Dr, Saint Peters, MO, 63376

Cost Of Homeowners Insurance By Street Near Fairview Heights, IL

Streets in Fairview Heights Area Homeowners Insurance Cost
Spring Glen, Echo Valley Dr, Durham Dr, Kendra Ann Dr, Ridge Pointe Dr, Oak Ln, Lanaghan Dr, Goldenrod Ln, Ramey St, Mar Jacques Dr$758
E Morris St, Southwood Trce, Appaloosa Dr, Noreen St, W Lincoln Ave, Park Ter, Edmar Ct, Lenora Dr, Chesapeake Junction Ln, Tietje Dr$709
Delmonte St, Lincoln Trl, Magnolia Dr, Stonewolf Lake Pass, Kingston Dr, Biverton Dr, Mc Kinley St, Coal St, Lawrence Ct, Venus Dr$738
McKnight Rd, Freeman Ave, Sturbridge Trl, Syracuse Ct, St Ellen Mine Rd, Grimmig Rd, Ecology Dr, Dean Ave, Cedarwood Trl, White Birch Ln$754
Weller Dr, Renee Dr, Echo Wood Dr, Cole St, Lynwood Ln, Castle Ct, Cheshire Dr, Bayberry St, Highview Dr, Navy Dr$750
Alex Dr, Joyce Dr, Clinton Rd, Cherokee St, Penn St, Rand Ln, Clarence St, Orleans Dr, Xavier Ct, Wiegerstown Dr$750
Brookside Dr, Bettina Dr, Ashland Rd, French Quarter, Quail Creek, Felicity Dr, Deerfield Dr, Debra Dr, Ashland Pl, Dina St$751
Gate Lorraine, Merrifields Dr, Williams St, Old Dominion Ct, Beau Gon Dr, Cherylwood Dr, Claydale, Major St, Britanna Dr, Bronze Pointe S$784
Heatherwood Dr, Baltimore St, N Woodcrest Dr, Gretchen Dr, Bel Rose Dr, N 85th St, Booster Rd, Estates View Dr, Heritage Landing Trl, Whistling Cove$734
Erin Dr, Shelton Pl, Adam Dr, Crossroads Centre, Lemans Way, Greer Ct, Malinda Dr, Montclair Dr, Stowers Ln, Castellano Dr$739

Fairview Heights, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairview Heights$111 to $114
Caseyville$111
Swansea$114
St. Clair$113

Fairview Heights, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Caseyville township, St. Clair County, Illinois $112 $149 $224
Swansea village, Illinois $114 $152 $228
St. Clair township, St. Clair County, Illinois $113 $151 $227

Fairview Heights, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairview Heights, IL4.5%13.0%
Caseyville4.52%13.81%
Swansea3.69%11.82%
St. Clair3.99%12.51%

Fairview Heights Renters Insurance as a Percentage of Rent

Fairview Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 77 4.0% $1245
$500 to $749 254 15.0% $1920
$750 to $999 545 32.0% $2670
$1,000 to $1,499 759 45.0% $3795
$1,500 or more 29 1.0% $5445

Fairview Heights, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Fairview Heights Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Fairview Heights Home Owner from High Deductible Plan $600

Fairview Heights, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairview Heights, IL Home Replacement Value MORE than Home Value Fairview Heights, IL Home Replacement Value LESS than Home Value
Replacement Value $285,500 $183,000
Insurance Premium based on Replacement Value $1,425 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $300/year

Example Fairview Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceAllstate
Monthly Premium 456697
Year Built 196420001986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fairview Heights, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 440,000 Composition Roof 4,830 5 $2500-$5000 Deductible 1010 6 Stucco siding yes
1969 180,000 Slate Shingles Roof 1,990 4 $500 Deductible 790 10 Wood siding yes
2011 220,000 Tile Roof 2,740 4 $500- $1000 Deductible 590 6 Brick siding No
1960 305,000 Membrane Roof 3,270 5 $5000 to $10,000 Deductible 190 2 Vinyl siding No
2011 200,000 Metal Roof 2,160 3 $500 Deductible 280 5 Stucco siding yes
1996 140,000 Wood Shake Roof 1,710 3 $1000-$2500 Deductible 50 1 Stucco siding No
2008 170,000 Composition Roof 2,080 5 $500- $1000 Deductible 710 10 Fiber-Cement Siding yes
1965 155,000 Membrane Roof 1,940 4 $5000 to $10,000 Deductible 30 1 Stone Siding No
1971 175,000 Slate Shingles Roof 1,980 3 $500- $1000 Deductible 80 1 Wood siding No
1968 290,000 Slate Shingles Roof 4,100 5 $2500-$5000 Deductible 930 9 Brick siding yes
1964 185,000 Slate Shingles Roof 2,170 4 $500 Deductible 180 3 Wood siding No
2007 220,000 Membrane Roof 2,190 3 $2500-$5000 Deductible 260 4 Fiber-Cement Siding No
2000 140,000 Slate Shingles Roof 1,590 3 $1000-$2500 Deductible 180 4 Wood siding yes
2011 265,000 Membrane Roof 3,000 5 $1000-$2500 Deductible 700 7 Fiber-Cement Siding yes
2010 220,000 Metal Roof 2,490 4 $500- $1000 Deductible 1130 12 Fiber-Cement Siding yes
2011 140,000 Shingles Roof 1,980 5 $500- $1000 Deductible 390 8 Stone Siding yes
1988 110,000 Membrane Roof 1,610 5 $500- $1000 Deductible 230 8 Wood siding yes
1995 390,000 Membrane Roof 4,040 5 > $10,000 Deductible 200 2 Vinyl siding yes
1977 150,000 Metal Roof 1,740 3 $1000-$2500 Deductible 320 8 Wood siding yes
1966 180,000 Asphalt Shingles Roof 1,770 4 $1000-$2500 Deductible 150 2 Vinyl siding yes
1991 135,000 Composition Roof 1,650 4 $500 Deductible 110 2 Stone Siding yes
1999 210,000 Asphalt Shingles Roof 2,380 4 $5000 to $10,000 Deductible 120 2 Wood siding yes
1998 175,000 Metal Roof 1,850 4 $2500-$5000 Deductible 670 12 Wood siding yes
1966 305,000 Metal Roof 3,680 5 > $10,000 Deductible 890 10 Vinyl siding No
1977 175,000 Shingles Roof 2,280 3 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
1963 315,000 Membrane Roof 3,270 4 $2500-$5000 Deductible 1220 12 Vinyl siding yes
1965 160,000 Shingles Roof 1,900 4 $1000-$2500 Deductible 800 12 Brick siding yes
1969 330,000 Shingles Roof 3,450 5 $2500-$5000 Deductible 1070 9 Vinyl siding No