Fairmont Insurance Rates:

Fairmont, WV homeowners insurance is about $760 to $1,031, about $63-$85/month. Our in depth analysis reveals consumers can save as much as $358 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They have worked with us over the years and work to build your trust so that you can feel comfortable when having them for your insurance needs.
Farmer's Insurance
What i don't like about farmers is that the agents are sometimes hard to get in touch with on the phone.
State Farm
They are a fast acting company that for the most part is helpful when I need them to be. They have helped mostly when I needed them to and hope that would continue.
State Farm
We like our agent a lot. He is a very personable person and always ready to try and help us. He can't always do what we want - lower our premium - but he does what he can for us.
Progressive
The customer service team at Progressive has always been very friendly and helpful. Any issues or questions I have had have been resolved quickly and without backlash.
Allstate
Once called customer service to inquire about a broken glass deductible and then rates went up because they said I had a claim with the broken glass. There was no claim just an inquiry.
Erie Insurance
Erie insurance's time to process claims are much longer than other companies, and they can take up to 10 days to reach a decision on how much to give you.

Fairmont, WV Homeowners Insurance By Home Value

Fairmont, WV Home Value Total Homes % of Total Average Fairmont, WV Homeowners Insurance
Less than $50,000 1,022 19.0% $250
$50,000 to $59,999 385 7.0% $537
$60,000 to $69,999 494 9.0% $672
$70,000 to $79,999 447 8.0% $770
$80,000 to $89,999 459 8.0% $878
$90,000 to $99,999 397 7.0% $976
$100,000 to $124,999 567 10.0% $1137
$125,000 to $149,999 395 7.0% $1424
$150,000 to $174,999 457 8.0% $1684
$175,000 to $199,999 209 4.0% $1944
$200,000 to $249,999 209 4.0% $2329
$250,000 to $299,999 97 1.0% $2849
$300,000 to $399,999 58 1.0% $3628

Top Home Insurance Agents Near Fairmont, WV

Home Insurance Company Near Fairmont, WV Homeowners Insurance Agency Near Fairmont, WV Address
NA Andes Agcy Inc 3700 Central Avenue, Shadyside, OH, 43947
NA Higbee Insurance Agency, Inc. 107 N Pittsburgh St, Connellsville, PA, 15425
Liberty Mutual Independent Berish Agency Inc 12 S MAIN ST, MASONTOWN, PA, 15461
Erie Betterway Insurance Center 6 Weston Road, Buckhannon, WV, 26201
Nationwide Insurance For Less 126 Marshall St, Clarksburg, WV, 26301-2264

Cost Of Homeowners Insurance By Street Near Fairmont, WV

Streets in Fairmont Area Homeowners Insurance Cost
Bellaire Rd, Sheridan St, Sweeps Run Rd, Pinewood Dr, Williamsburg Ln, Layman St, Arlie St, Alexander Pl, Wakefield Rd, Tanglewood Ln$907
Pleasant Acre Dr, Pleasant View Cir, Woodland Cres, E Grafton Rd, Factory St, Limerick Ln, Squibb Wilson Blvd, Augusta Dr, Ridgely Ave, Village Way$902
Parkside Dr, Hampton Ln, Co Rd 64, Fair Oaks Dr, Green River Dr, Betty St, Northwood Estates Rd, Green St, Snider St, Fleming St$931
Calvin St, Chestnut Loop, Columbia St, Katy Ln, Palatine Ave, Circle Dr, Idlewyle Ln, Bellaire St, Sands St, Noble St$938
Sapps Run Rd, Fetty Ave, Beverly Rd, Baldwin St, Lynmyra Dr, McCue Ave, Constitution Dr, C'Anna Sq, Jump St, Lp Park Dr$948
Hess Ave, Fairway Ln, Lehman Ave, Wateman Way, Hook St, White Island Rd, Liberty Ave, Sterling Rd, Sunrise Ln, Juniper Ln$888
Pennsylvania Ave, Coons Run, Westbrook Dr, Kendall Dr, Hutchinson Rd, Mount Vernon Ave, Faust St, Pinch Gut Hollow Rd, Delaware Ave, Ices Run$901
Kerns Ave, Georgian Manor, Hunsaker St, Pleasant Valley Rd, Acorn Dr, Black Ave, Elk Ave, Woodbury Ln, Market St, County Rd$904
Canary St, Browning Ln, Jayenne St, Moransdale Ct, Winfield St, Morgantown Ave, Riverside Dr, White Ave, Jamison St, Straights Run Rd$940
Simmons Ln, Bell Run Rd, Nearway Dr, Albert Ct, Bridge St, Lakeview Dr, Tulip Ln, Doe Run Rd, Bastille Ln, Chesapeake-Finches Run Rd$934

Fairmont, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairmont$133 to $136
Pleasant Valley$137
Barrackville$135
Middletown$134

Fairmont, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pleasant Valley city, West Virginia $114 $152 $228
Barrackville town, West Virginia $113 $151 $226
Middletown district, Marion County, West Virginia $112 $149 $224

Fairmont, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairmont, WV8.0%21.6%
Pleasant Valley7.94%22.9%
Barrackville8.1%20.63%
Middletown7.84%20.71%

Fairmont Renters Insurance as a Percentage of Rent

Fairmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 145 6.0% $376
$200 to $299 192 8.0% $826
$300 to $499 412 17.0% $1276
$500 to $749 852 36.0% $1951
$750 to $999 434 18.0% $2701
$1,000 to $1,499 233 10.0% $3826
$1,500 or more 35 1.0% $5476

Fairmont, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Fairmont Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Fairmont Home Owner from High Deductible Plan $600

Fairmont, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairmont, WV Home Replacement Value MORE than Home Value Fairmont, WV Home Replacement Value LESS than Home Value
Replacement Value $129,000 $81,000
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Fairmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateNationwide Insurance
Monthly Premium 314131
Year Built 195519611972
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$100000-$125000$75000-$100000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Fairmont, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 115,000 Membrane Roof 2,020 3 $1000-$2500 Deductible 150 4 Vinyl siding No
1978 100,000 Shingles Roof 1,720 2 $1000-$2500 Deductible 280 8 Vinyl siding yes
1983 190,000 Metal Roof 3,390 4 $1000-$2500 Deductible 150 2 Wood siding No
1985 105,000 Membrane Roof 1,790 2 $2500-$5000 Deductible 230 9 Stucco siding No
1951 130,000 Shingles Roof 2,350 3 $2500-$5000 Deductible 170 6 Fiber-Cement Siding No
1950 105,000 Slate Shingles Roof 1,590 3 $500 Deductible 260 5 Brick siding No
1963 75,000 Tile Roof 970 2 $500- $1000 Deductible 410 12 Brick siding No
1956 85,000 Membrane Roof 1,400 3 $1000-$2500 Deductible 160 4 Stucco siding yes
1945 95,000 Composition Roof 1,540 2 $500- $1000 Deductible 300 6 Stucco siding No
1953 150,000 Tile Roof 2,340 4 $1000-$2500 Deductible 370 9 Vinyl siding yes
1968 115,000 Membrane Roof 1,750 3 $500- $1000 Deductible 250 7 Vinyl siding No
1975 115,000 Composition Roof 1,710 5 $500- $1000 Deductible 540 12 Wood siding No
1940 100,000 Slate Shingles Roof 1,960 4 $500- $1000 Deductible 220 6 Stone Siding No
1974 215,000 Membrane Roof 3,270 4 > $10,000 Deductible 460 10 Vinyl siding yes
1951 90,000 Metal Roof 1,310 2 $1000-$2500 Deductible 370 12 Brick siding yes
1974 100,000 Asphalt Shingles Roof 1,990 3 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
1962 180,000 Membrane Roof 2,670 4 $2500-$5000 Deductible 100 2 Wood siding yes
1943 225,000 Composition Roof 3,100 4 $500 Deductible 570 7 Wood siding No
1946 80,000 Composition Roof 1,070 2 $500 Deductible 100 3 Vinyl siding yes
1980 135,000 Shingles Roof 2,190 3 $500- $1000 Deductible 530 7 Wood siding yes
1940 160,000 Slate Shingles Roof 2,780 4 $500- $1000 Deductible 500 9 Wood siding No
1985 115,000 Membrane Roof 1,860 3 $500- $1000 Deductible 180 3 Fiber-Cement Siding yes
1989 175,000 Composition Roof 2,300 5 $1000-$2500 Deductible 160 2 Stucco siding No
1967 110,000 Tile Roof 1,560 3 $1000-$2500 Deductible 340 7 Vinyl siding yes
1989 80,000 Metal Roof 1,140 2 $1000-$2500 Deductible 320 9 Stucco siding yes
1944 195,000 Composition Roof 3,010 4 $500- $1000 Deductible 220 4 Brick siding No
1969 90,000 Shingles Roof 1,680 2 $500- $1000 Deductible 180 5 Fiber-Cement Siding yes
1951 105,000 Wood Shake Roof 1,540 2 $1000-$2500 Deductible 330 9 Brick siding yes
1959 180,000 Slate Shingles Roof 2,610 4 $5000 to $10,000 Deductible 350 9 Vinyl siding yes
1962 250,000 Slate Shingles Roof 3,250 4 $5000 to $10,000 Deductible 60 1 Stucco siding No
1969 160,000 Wood Shake Roof 2,260 5 $500 Deductible 700 12 Wood siding No
1956 115,000 Wood Shake Roof 1,700 3 $500- $1000 Deductible 180 4 Stone Siding No
1951 200,000 Wood Shake Roof 2,570 4 $500- $1000 Deductible 510 8 Stone Siding No
1942 140,000 Membrane Roof 2,680 4 $500- $1000 Deductible 780 12 Fiber-Cement Siding No