Fairlawn Insurance Rates:

Fairlawn, OH homeowners insurance is about $620 to $849, about $51-$70/month. Our thorough research reveals consumers can save as much as $293 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Fairlawn, OH Homeowners Insurance By Home Value

Fairlawn, OH Home Value Total Homes % of Total Average Fairlawn, OH Homeowners Insurance
$100,000 to $124,999 369 14.0% $447
$125,000 to $149,999 373 15.0% $565
$150,000 to $174,999 480 19.0% $667
$175,000 to $199,999 423 17.0% $770
$200,000 to $249,999 363 14.0% $924
$250,000 to $299,999 103 4.0% $1130
$300,000 to $399,999 325 13.0% $1438

Top Home Insurance Agents Near Fairlawn, OH

Home Insurance Company Near Fairlawn, OH Homeowners Insurance Agency Near Fairlawn, OH Address
NA The Hylant Group 6000 Freedom Square Dr Ste 400, Independence, OH, 44131
NA Vermilion Insurance Agency Inc 5551 Liberty Ave, Vermilion, OH, 44089
Allstate Don Paltani 24500 Chagrin Blvd Ste G1, Beachwood, OH, 44122
Nationwide Finley Gambrel Jr 32940 Vine St, Eastlake, OH, 44095-3352
Travelers Weldon Insurance Agency Inc 5001 MAYFIELD RD STE 211, LYNDHURST, OH, 44124

Cost Of Homeowners Insurance By Street Near Fairlawn, OH

Streets in Fairlawn Area Homeowners Insurance Cost
Ghent Rd, Oak Crst, Barnsleigh Dr, Wye Rd, Abington Rd, Carle Rd, Caleb Dr, Brookmont Rd, Fairway Park Dr, Grandview Dr$869
Pheasant Hill Dr, Castle Ridge, W Point Dr, Sanborn Dr, Beaumont Dr, Waycross Ave, Jumpers Dr, Saint Clair Dr, Sourek Rd, Boughton Dr$771
Carson Rd, Magdalyn Dr, Wyndham Way, Terrier Dr, Bittersweet Rd, Great Run Ln, Ghent Hills Rd, Betula Ave, Stone Ridge Dr, Sawgrass Dr$700
Ba St 2, Camellia Dr, Holliston Rd, Walnut Ridge Rd, Cartwright Dr, Loch Raven Blvd, Twin Creeks Dr, Rothrock Rd, Medina Line Rd, Calderwood Dr$705
N Martadale Dr, Mull Ave, Greening Dr, Briarwood Dr, Smith Rd, Woodcrest Dr, Harmony Rd, Pebblecreek Dr, Regal Ct, Orchard Grove Ct$736

Fairlawn, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairlawn$109 to $111
Montrose-Ghent$123
Pigeon Creek$111
Copley$110

Fairlawn, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montrose-Ghent CDP, Ohio $103 $137 $205
Pigeon Creek CDP, Ohio $93 $124 $186
Copley township, Summit County, Ohio $92 $123 $184

Fairlawn, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairlawn, OH4.2%10.7%
Montrose-Ghent2.66%8.42%
Pigeon Creek3.84%9.42%
Copley3.75%11.6%

Fairlawn Renters Insurance as a Percentage of Rent

Fairlawn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 9 1.0% $1225
$500 to $749 206 23.0% $1900
$750 to $999 361 41.0% $2650
$1,000 to $1,499 169 19.0% $3775
$1,500 or more 133 15.0% $5425

Fairlawn, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Fairlawn Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,500$7,700
Net Savings to Fairlawn Home Owner from High Deductible Plan $800

Fairlawn, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairlawn, OH Home Replacement Value MORE than Home Value Fairlawn, OH Home Replacement Value LESS than Home Value
Replacement Value $287,000 $187,000
Insurance Premium based on Replacement Value $1,350 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Fairlawn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceErie Insurance
Monthly Premium 326048
Year Built 196719712007
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Fairlawn, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 205,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 120 2 Stone Siding No
1988 235,000 Tile Roof 2,040 5 $5000 to $10,000 Deductible 600 12 Vinyl siding No
2003 300,000 Wood Shake Roof 2,720 4 $1000-$2500 Deductible 900 10 Vinyl siding yes
1966 160,000 Metal Roof 1,460 3 $500- $1000 Deductible 360 9 Brick siding yes
1976 400,000 Composition Roof 3,230 4 $1000-$2500 Deductible 1020 9 Brick siding yes
1978 260,000 Metal Roof 2,330 3 $500 Deductible 860 9 Stucco siding No
1984 290,000 Asphalt Shingles Roof 2,730 4 > $10,000 Deductible 540 9 Wood siding yes
1980 405,000 Tile Roof 4,940 5 > $10,000 Deductible 250 3 Stucco siding yes
1968 205,000 Composition Roof 1,930 4 $2500-$5000 Deductible 50 1 Stucco siding No
1981 355,000 Tile Roof 3,800 5 $1000-$2500 Deductible 660 7 Fiber-Cement Siding yes
2008 370,000 Shingles Roof 3,650 5 $500 Deductible 520 4 Vinyl siding yes
1975 145,000 Wood Shake Roof 1,650 4 $2500-$5000 Deductible 70 2 Fiber-Cement Siding No
1989 190,000 Wood Shake Roof 1,990 3 $500- $1000 Deductible 340 7 Stone Siding No
1965 305,000 Metal Roof 3,250 5 $500- $1000 Deductible 510 7 Wood siding No
1989 200,000 Tile Roof 2,040 3 $2500-$5000 Deductible 190 6 Stucco siding No
1962 345,000 Slate Shingles Roof 3,290 4 $500- $1000 Deductible 160 1 Fiber-Cement Siding yes
1960 230,000 Slate Shingles Roof 2,570 4 $1000-$2500 Deductible 440 6 Brick siding yes
2006 155,000 Shingles Roof 1,760 5 $500 Deductible 410 10 Vinyl siding yes
2007 180,000 Shingles Roof 1,700 3 $500 Deductible 660 12 Stucco siding yes
1968 210,000 Shingles Roof 2,130 3 > $10,000 Deductible 410 10 Fiber-Cement Siding yes
2008 230,000 Composition Roof 2,170 4 $500- $1000 Deductible 920 12 Stucco siding yes
2000 245,000 Slate Shingles Roof 2,820 4 $1000-$2500 Deductible 650 10 Stone Siding No
1972 245,000 Composition Roof 2,230 3 $5000 to $10,000 Deductible 220 5 Fiber-Cement Siding No
2004 160,000 Metal Roof 1,430 3 $5000 to $10,000 Deductible 280 10 Vinyl siding yes
2009 255,000 Membrane Roof 2,190 4 $500- $1000 Deductible 750 8 Brick siding No
2000 280,000 Membrane Roof 2,970 4 $500- $1000 Deductible 170 3 Wood siding No