Fairfield Insurance Rates:

Fairfield, OH homeowners insurance is roughly $608 to $826, about $50-$68/month. Our complete research reveals consumers can save upto $286 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would definitely recommend this company for home insurance They are very helpful and offer great bundle offers.
American Family
I have been with american family for at least 10 years for my car and renters insurance, so when i bought my house 4 years ago i knew i'd continue to use them. then last year i refinanced and decided to see if other places were cheaper. not one place even came close to the amount i pay right now.
Progressive
the policy is no problem it is good and they always are fair and treat me with respect. I would reccomend them
State Farm
My insurance company has served me well for 16 years and I see no reason to change from a company that has always been helpful and always provided aid when necessary.
Cincinnati Insurance
I mainly recommend them because they are so cheap but still offer the same as everyone else in my area
Auto Owners Insurance
Auto Owners Insurance Company has much better offerings in many categories. They are competitive in pricing, but we are saving money with better coverage over our previous insurance company.
State Farm
I do not like them because their premiums are high. i only had one claim in 35 years and my insurance rates went up and my deductible doubled. it was almost like i was being punished because i actually had to use the insurance. they don't mine taking my premiums every year when they do nothing.
Cincinnati Insurance
Their premiums have gone up consistently in the last few renewals. it's enough that i might not renew with them this year.
Allstate
I think the company is solid and reputable across the board. Of course, no one company is perfect and All-State can definitely stand to improve in a couple of departments but I feel good knowing I have the coverage I do.
New Jersey Skylands Insurance
I do not find the insurance company's website very user-friendly with regards to setting up automatic payments. I am the type of person that loves to automate payments to make bill paying easier! It is very easy to set up a one-time payment and I have been using this method instead of setting up an auto pay. I find this very frustrating as in practically every other website has a really easy/ user-friendly way to set up auto pay.
American Family
My insurance company is very easy to work with and there is nothing complicated about filing a claim. There is also the issue of cost-effectiveness with my insurance company, and that is excellent as well.
Farmer's Insurance
I would just like my rate to be even better. I don't think I need homeowners insurance, but I must have it. I want it to be affordable.
Erie Insurance
I would definitely recommend Erie insurance, especially to anyone who qualifies for both home and auto at Erie. Or auto and a rental policy. The savings for having multiple policies is significant.

Fairfield, OH Homeowners Insurance By Home Value

Fairfield, OH Home Value Total Homes % of Total Average Fairfield, OH Homeowners Insurance
Less than $50,000 568 5.0% $114
$50,000 to $59,999 146 1.0% $250
$60,000 to $69,999 277 2.0% $308
$70,000 to $79,999 263 2.0% $358
$80,000 to $89,999 246 2.0% $408
$90,000 to $99,999 333 2.0% $451
$100,000 to $124,999 1,604 14.0% $530
$125,000 to $149,999 2,333 20.0% $659
$150,000 to $174,999 1,905 17.0% $781
$175,000 to $199,999 1,441 12.0% $903
$200,000 to $249,999 1,256 11.0% $1082
$250,000 to $299,999 468 4.0% $1326
$300,000 to $399,999 314 2.0% $1684

Top Home Insurance Agents Near Fairfield, OH

Home Insurance Company Near Fairfield, OH Homeowners Insurance Agency Near Fairfield, OH Address
NA United Enterprises Ltd 10671 Techwood Cir Ste C Blue Ash, Blue Ash, OH, 45242
Erie Carr Insurance Agency Inc. 255 N Main Street, Dayton, OH, 45459
Liberty Mutual Independent Hummel Meisberger Insurance Ag 110 E US HIGHWAY 50, VERSAILLES, IN, 47042
State Farm Jeff Knight 1014 Hospital Dr Ste 4, Batavia, OH, 45103-1994
State Farm Nancy Hughett 2306 W Galbraith Rd, Cincinnati, OH, 45239-4353

Fairfield, OH Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Fairfield, OH

Streets in Fairfield Area Homeowners Insurance Cost
Oberlin Dr, Eland Ct, Rita Mae, Hicks Blvd, Highknoll Ct, Deis Dr, Weaver St, Doral Dr, Riva Ridge Dr, Green Oak Ct$708
Weiser Ct, Keenland Dr, Muirfield Ct, Planet Ct, Highcliff Ct, Sigmon Way, Providence Dr, Thunderbird Ln, Capital Hill Dr, Cooper Ave$739
Dee Alva Dr, Gilmore Dr, Iron Kettle Ct, Darby Heath, Chesapeake Way, Knollwood Ct, Woodsfield Ct, W Crescentville Rd, Autumn Hill Ln, Port Ct$739
Hunter Ct, Boehm Dr, Excello Rd, Lauryn Meadows, Delcrest Ct, Village Dr, Lake Erie Dr, S Applewood Ct, Berk Blvd, Vernon Pl$737
Brown Ct, Suwannee, Mark Twain Ct, Ramblewood, Muskopf Rd, S Staunton Dr, W Point Pleasant Cir, Saint Andrews Ct, Veteran Dr, Lindale Dr$718

Fairfield, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairfield$107 to $109
Pleasant Run Farm$106
Pleasant Run$104
Mount Healthy Heights$103

Fairfield, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pleasant Run Farm CDP, Ohio $89 $118 $177
Pleasant Run CDP, Ohio $87 $116 $174
Forest Park city, Ohio $87 $116 $174

Fairfield, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairfield, OH4.4%12.9%
Pleasant Run Farm4.43%12.45%
Pleasant Run4.57%12.32%
Forest Park4.18%11.41%

Fairfield Renters Insurance as a Percentage of Rent

Fairfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 129 2.0% $1237
$500 to $749 1,565 26.0% $1912
$750 to $999 2,491 42.0% $2662
$1,000 to $1,499 1,273 21.0% $3787
$1,500 or more 327 5.0% $5437

Fairfield, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Fairfield Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Fairfield Home Owner from High Deductible Plan $600

Fairfield, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairfield, OH Home Replacement Value MORE than Home Value Fairfield, OH Home Replacement Value LESS than Home Value
Replacement Value $197,500 $126,000
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Fairfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceGEICO Insurance
Monthly Premium 528545
Year Built 197420041999
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$300000-$350000$300000-$350000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fairfield, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 175,000 Composition Roof 2,300 3 $1000-$2500 Deductible 330 6 Stone Siding No
1983 135,000 Tile Roof 1,640 2 $2500-$5000 Deductible 220 7 Fiber-Cement Siding No
1996 345,000 Metal Roof 3,390 4 $500- $1000 Deductible 410 5 Wood siding yes
1992 190,000 Tile Roof 1,860 4 $500 Deductible 440 6 Stone Siding No
1980 345,000 Membrane Roof 3,350 4 $2500-$5000 Deductible 490 7 Stucco siding yes
2000 110,000 Composition Roof 1,170 2 $500- $1000 Deductible 270 7 Wood siding No
1973 255,000 Composition Roof 2,330 3 $2500-$5000 Deductible 260 4 Brick siding yes
1969 165,000 Tile Roof 2,110 3 $5000 to $10,000 Deductible 220 10 Fiber-Cement Siding yes
1989 490,000 Membrane Roof 4,830 5 $2500-$5000 Deductible 1210 10 Brick siding yes
1993 100,000 Shingles Roof 1,120 2 $500 Deductible 230 9 Brick siding yes
1965 375,000 Slate Shingles Roof 4,910 5 $2500-$5000 Deductible 820 7 Wood siding No
1965 335,000 Wood Shake Roof 4,080 5 $2500-$5000 Deductible 290 4 Brick siding No
1962 245,000 Wood Shake Roof 3,030 4 $1000-$2500 Deductible 90 1 Wood siding yes
2008 195,000 Shingles Roof 2,180 4 $500- $1000 Deductible 690 10 Brick siding No
1976 130,000 Tile Roof 1,600 2 $2500-$5000 Deductible 110 3 Brick siding yes
1997 130,000 Metal Roof 1,330 3 $1000-$2500 Deductible 340 10 Stucco siding No
1980 165,000 Metal Roof 1,750 2 $2500-$5000 Deductible 180 5 Wood siding No
1973 355,000 Shingles Roof 3,750 5 > $10,000 Deductible 70 1 Wood siding No
1980 135,000 Tile Roof 1,780 4 $500- $1000 Deductible 320 7 Stone Siding No
1962 460,000 Asphalt Shingles Roof 4,660 5 $2500-$5000 Deductible 790 8 Stucco siding yes
1961 210,000 Shingles Roof 2,760 5 $500- $1000 Deductible 320 6 Vinyl siding yes
1993 140,000 Composition Roof 1,960 5 $500 Deductible 310 6 Stone Siding yes
1971 285,000 Asphalt Shingles Roof 3,870 5 $1000-$2500 Deductible 520 7 Wood siding yes
1963 100,000 Composition Roof 1,290 2 $500 Deductible 240 7 Fiber-Cement Siding No
1962 135,000 Membrane Roof 1,270 3 $2500-$5000 Deductible 370 12 Wood siding yes
1998 240,000 Metal Roof 3,350 4 $5000 to $10,000 Deductible 280 7 Brick siding yes
1993 135,000 Tile Roof 1,510 3 $500- $1000 Deductible 170 5 Wood siding No
2009 150,000 Shingles Roof 1,920 3 $5000 to $10,000 Deductible 180 4 Stone Siding No
2002 100,000 Slate Shingles Roof 1,310 2 $500- $1000 Deductible 110 4 Stucco siding yes
1976 225,000 Wood Shake Roof 2,120 4 $5000 to $10,000 Deductible 310 6 Stone Siding yes
1960 180,000 Slate Shingles Roof 1,870 5 $5000 to $10,000 Deductible 300 12 Stucco siding yes
1960 165,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 230 4 Wood siding No
1969 140,000 Tile Roof 1,690 3 $2500-$5000 Deductible 200 6 Stone Siding No
2002 165,000 Slate Shingles Roof 1,560 3 $500 Deductible 320 9 Stone Siding No

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