Fairfield Insurance Rates:

Fairfield, IL homeowners insurance is nearly $605 to $824, about $50-$68/month. Our thorough analysis indicates shoppers can save upto $285 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Fairfield, IL Homeowners Insurance By Home Value

Fairfield, IL Home Value Total Homes % of Total Average Fairfield, IL Homeowners Insurance
Less than $50,000 656 41.0% $278
$50,000 to $59,999 99 6.0% $592
$60,000 to $69,999 132 8.0% $735
$70,000 to $79,999 179 11.0% $849
$80,000 to $89,999 137 8.0% $963
$90,000 to $99,999 65 4.0% $1078
$100,000 to $124,999 87 5.0% $1242
$125,000 to $149,999 40 2.0% $1556
$150,000 to $174,999 74 4.0% $1842
$175,000 to $199,999 32 2.0% $2127
$250,000 to $299,999 43 2.0% $3120
$300,000 to $399,999 17 1.0% $3969

Top Home Insurance Agents Near Fairfield, IL

Home Insurance Company Near Fairfield, IL Homeowners Insurance Agency Near Fairfield, IL Address
NA Hall Insurance Group, Llc 1006 Main St Mount Vernon, Mount Vernon, IL, 62864
NA Dimond Bros Insurance, Llc 2020 Broadway 2020 Broadway Mount Vernon, Mount Vernon, IL, 62864
Farmers Joyce Odonnell 303 N Main St, Flora, IL, 62839
Travelers Old National Insurance 1703 W BROADWAY, PRINCETON, IN, 47670
State Farm Paul Kosco 101 S Douglas St, W Frankfort, IL, 62896-2602

Cost Of Homeowners Insurance By Street Near Fairfield, IL

Streets in Fairfield Area Homeowners Insurance Cost
SW 3rd St, Bryan St, W 7th St, Co Rd 1900 E, Co Rd 2050E, 1725E, W Shreve Ave, Co Rd 1930 E, Spruce Ln, SW 2nd St$715
Co Rd 1650E, SW 5th St, Prairie St, 675N, E Main St, Ash St, Co Rd 800 N, SW 7th St, W Meadow St, North St$714
Co Rd 1000N, Co Hwy 1, NE 3rd St, Malone St, Co Rd 450N, NW 10th St, Co Rd 1500E, Park Ave, Hawkins Dr, Esther Ln$722
E Robinson Ave, Shasta St, W Center St, Miller Ave, Co Rd 750N, W Darr St, Ligo Ln, State Rte 15, Back St, Clarence Ave$716
S Park Ln, W Parkhurst St, N Mounds St, Union St, SW 4th St, Co Hwy 9, Kincaid Dr, Co Rd 1850E, E Washington St, Co Rd 1400E$722

Fairfield, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairfield$106 to $109
Grover$107
Lamard$108
Jeffersonville$105

Fairfield, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grover township, Wayne County, Illinois $107 $143 $215
Lamard township, Wayne County, Illinois $108 $144 $216
Jeffersonville village, Illinois $105 $140 $210

Fairfield, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairfield, IL7.7%19.6%
Grover7.05%18.21%
Lamard5.83%15.33%
Jeffersonville7.39%16.98%

Fairfield Renters Insurance as a Percentage of Rent

Fairfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 1.0% $363
$200 to $299 127 14.0% $813
$300 to $499 292 33.0% $1263
$500 to $749 342 38.0% $1938
$750 to $999 84 9.0% $2688
$1,000 to $1,499 19 2.0% $3813

Fairfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Fairfield Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Fairfield Home Owner from High Deductible Plan $600

Fairfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairfield, IL Home Replacement Value MORE than Home Value Fairfield, IL Home Replacement Value LESS than Home Value
Replacement Value $83,500 $67,000
Insurance Premium based on Replacement Value $475 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,000 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Fairfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceErie InsuranceGEICO Insurance
Monthly Premium 242768
Year Built 198819531943
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$75000-$100000$175000-$200000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fairfield, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 105,000 Membrane Roof 1,630 3 $2500-$5000 Deductible 230 6 Stone Siding No
1957 180,000 Wood Shake Roof 2,950 4 $500- $1000 Deductible 540 8 Stucco siding yes
1942 115,000 Composition Roof 2,350 4 $2500-$5000 Deductible 120 4 Wood siding No
1958 125,000 Tile Roof 2,080 4 $500 Deductible 50 1 Stucco siding No
1960 80,000 Asphalt Shingles Roof 1,440 3 $500- $1000 Deductible 200 8 Wood siding yes
1966 90,000 Slate Shingles Roof 1,590 3 $1000-$2500 Deductible 30 1 Brick siding No
1988 105,000 Slate Shingles Roof 2,350 4 $2500-$5000 Deductible 230 6 Brick siding yes
1960 110,000 Shingles Roof 2,450 4 $500 Deductible 560 12 Vinyl siding No
1975 90,000 Metal Roof 1,680 3 $2500-$5000 Deductible 100 5 Vinyl siding No
1973 140,000 Wood Shake Roof 2,430 4 $1000-$2500 Deductible 330 5 Brick siding No
1972 145,000 Composition Roof 3,360 4 $2500-$5000 Deductible 340 8 Wood siding No
1983 125,000 Wood Shake Roof 1,980 3 $1000-$2500 Deductible 520 12 Fiber-Cement Siding yes
1940 110,000 Asphalt Shingles Roof 1,980 4 $500- $1000 Deductible 140 3 Vinyl siding yes
1940 125,000 Composition Roof 2,120 4 $1000-$2500 Deductible 370 12 Brick siding yes
1977 85,000 Wood Shake Roof 1,450 2 $500 Deductible 170 8 Fiber-Cement Siding yes
1952 95,000 Wood Shake Roof 1,940 4 $500- $1000 Deductible 30 1 Stone Siding No
1943 105,000 Composition Roof 2,150 3 $2500-$5000 Deductible 280 8 Brick siding No
1954 160,000 Slate Shingles Roof 3,350 4 $500 Deductible 450 5 Brick siding yes
1983 75,000 Tile Roof 1,450 3 $500 Deductible 20 1 Vinyl siding yes
1971 90,000 Tile Roof 2,140 3 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1941 75,000 Composition Roof 1,260 3 $500- $1000 Deductible 30 1 Wood siding No
1971 150,000 Wood Shake Roof 2,610 4 $2500-$5000 Deductible 230 7 Stucco siding yes
1955 140,000 Shingles Roof 2,230 3 $2500-$5000 Deductible 360 6 Stone Siding No
1966 130,000 Tile Roof 2,410 4 $500 Deductible 390 7 Wood siding yes
1958 115,000 Wood Shake Roof 2,160 4 $1000-$2500 Deductible 60 2 Brick siding yes
1958 75,000 Asphalt Shingles Roof 1,300 3 $500 Deductible 40 1 Stone Siding yes
1977 70,000 Wood Shake Roof 1,460 3 $500 Deductible 190 7 Wood siding No
1967 75,000 Slate Shingles Roof 1,470 2 $500- $1000 Deductible 160 7 Stucco siding yes
1958 125,000 Asphalt Shingles Roof 2,220 3 $500 Deductible 100 2 Fiber-Cement Siding No
1947 165,000 Asphalt Shingles Roof 2,720 4 $500 Deductible 240 4 Fiber-Cement Siding yes