Fairfield, CT homeowners insurance is roughly $824 to $1,122, about $68-$93/month. Our thorough analysis reveals consumers can save upto $389 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Fairfield, CT | Homeowners Insurance Agency Near Fairfield, CT | Address |
|---|---|---|
| Travelers | Michael J Keating Agency Inc | 10 ARAPAHOE RD, WEST HARTFORD, CT, 6127 |
| Travelers | The Town Agency Inc | 1205 Franklin Ave Ste 102 , Garden City, NY, 11530 |
| Travelers | Woodside Agency Inc | 39-16A 63RD STREET, WOODSIDE, NY, 11377 |
| State Farm | Chris Bamgboye | 1890 Dixwell Ave Ste 108, Hamden, CT, 06514-3118 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Southport CDP, Connecticut | $149 | $199 | $299 |
| Bridgeport city, Connecticut | $126 | $168 | $252 |
| Westport CDP, Connecticut | $166 | $221 | $332 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Fairfield, CT | 2.5% | 8.1% |
| Southport | 2.49% | 8.31% |
| Bridgeport | 3.43% | 8.25% |
| Westport | 2.3% | 9.2% |
| Fairfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 33 | 1.0% | $288 |
| $200 to $299 | 51 | 1.0% | $738 |
| $300 to $499 | 163 | 5.0% | $1188 |
| $500 to $749 | 90 | 2.0% | $1863 |
| $750 to $999 | 173 | 5.0% | $2613 |
| $1,000 to $1,499 | 944 | 31.0% | $3738 |
| $1,500 or more | 1,574 | 51.0% | $5388 |
| Streets in Fairfield Area | Homeowners Insurance Cost |
|---|---|
| Warwick Ave, Catherine Ter, Ferguson Dr, Adelaide St, Elmwood Dr, Ridgeley Ave, Milandale Rd, Berkley Rd, Elderberry Ln, Farmstead Hill | $898 |
| Rena Pl, Reid St, Dunnlea Rd, Lewis Dr, Fairchild Ave, Mellow St, Osborne Hill Rd, Chatham Rd, Unquowa Rd W, Cascade Dr | $984 |
| Judd St, High Circle Ln, Coolidge Ct, Lamplighter Ln, Robert Ln, Colonese Rd, Tunxis Hill Cutoff, Split Rock Rd, Millspaugh Dr, Mill Hill Ter | $980 |
| Tahmore Dr, Avalon Ct, Louvain St, Melin Dr, Spinning Wheel Rd, Raymond Cir, Blueridge Rd, Sky Top Dr, Blue Bell Ln, Adley Rd | $933 |
| Chambers St, Hulls Hwy, Northwood Rd, Fulling Mill Ln S, Lawrence Rd, Southport Woods Dr, Banks North Rd, Patricia Cir, Old Academy Rd, Kenard St | $None |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Fairfield | $145 to $148 |
| Southport | $149 |
| Bridgeport | $126 |
| Westport | $165 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $7,000 |
| Yearly Fairfield Homeowner Insurance Premium Example | $6,600 | $5,600 |
| Out of Pocket Expense During Claim | $1,000 | $7,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $47,200 | $46,200 |
| Net Savings to Fairfield Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Fairfield, CT Home Replacement Value MORE than Home Value | Fairfield, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $1,200,000 | $750,000 |
| Insurance Premium based on Replacement Value | $13,325 | $8,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $250,000 | Risk Exposure from Under Insuring Coverage is $200,000 |
| Premium Impact | Insurance cheaper by $2,225/year | Insurance costlier by $2,775/year |
| Insurance Company | State Farm | Hartford Insurance Group | Travelers |
| Monthly Premium | 449 | 662 | 330 |
| Year Built | 1960 | 1959 | 1972 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $500000-$600000 | More than 10000000 | $400000-$500000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |