Fairfield Insurance Rates:

Fairfield, CT homeowners insurance is roughly $824 to $1,122, about $68-$93/month. Our thorough analysis reveals consumers can save upto $389 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
this insurence company is compared to very best company on the other insurence company.yes this very usefull to my person use of the loan.
State Farm
Customer relation and support is extremely vital and state farm carries this out expertly. since they have a blog which is maintained by many financial and insurance experts, it is easy for customers to browse and research complex financial concepts that would have otherwise been impossible. moreover, the fact that their blog features video tutorials means that they provide an easy-to-use interface that is available to everyone
American Modern Insurance
They make paying so easy -- this sounds like a minor thing, but it's nice to get text reminders than my payment is due,
Nationwide
This company has always met my needs and handled them with no issues. I will continue to use them.
Aaa
I'd say they are expensive overall. In addition to that, I find the staff to be a bit of a headache whenever I have to deal with them. I'd also say I don't like the email spam and the waste of paper they send me in the mail. If they didn't do these things they would probably be the number one company in the business.
State Farm
Communication with our insurance company is very personal. They are also very involved in our community. It makes me proud to be a member.
Farmer's Insurance
I think they are very slow to respond to their customers, I mentioned this earlier as well. Overall though it's about average, which is okay.
State Farm
State Farm has an easy to navigate website, and the first year cost was wrapped up in closing costs to make the process seamless. They were very helpful.
Progressive
I've had no bad experience with them at all. We've used them going on two years now and they have been awesome.

Fairfield, CT Homeowners Insurance By Home Value

Fairfield, CT Home Value Total Homes % of Total Average Fairfield, CT Homeowners Insurance
Less than $50,000 123 3.0% $38
$70,000 to $79,999 36 1.0% $116
$150,000 to $174,999 75 2.0% $262
$175,000 to $199,999 68 1.0% $301
$200,000 to $249,999 236 6.0% $360
$250,000 to $299,999 525 14.0% $437
$300,000 to $399,999 2,417 67.0% $564

Top Home Insurance Agents Near Fairfield, CT

Home Insurance Company Near Fairfield, CT Homeowners Insurance Agency Near Fairfield, CT Address
State Farm Chris Bamgboye 1890 Dixwell Ave Ste 108, Hamden, CT, 06514-3118
Travelers Michael J Keating Agency Inc 10 ARAPAHOE RD, WEST HARTFORD, CT, 6127
Travelers The Town Agency Inc 1205 Franklin Ave Ste 102 , Garden City, NY, 11530
Travelers Woodside Agency Inc 39-16A 63RD STREET, WOODSIDE, NY, 11377
NA Parsells Agency, Inc. 491 Closter Dock Rd Ste 4 Closter, Alpine, NJ, 7624

Cost Of Homeowners Insurance By Street Near Fairfield, CT

Streets in Fairfield Area Homeowners Insurance Cost
Warwick Ave, Catherine Ter, Ferguson Dr, Adelaide St, Elmwood Dr, Ridgeley Ave, Milandale Rd, Berkley Rd, Elderberry Ln, Farmstead Hill$898
Rena Pl, Reid St, Dunnlea Rd, Lewis Dr, Fairchild Ave, Mellow St, Osborne Hill Rd, Chatham Rd, Unquowa Rd W, Cascade Dr$984
Judd St, High Circle Ln, Coolidge Ct, Lamplighter Ln, Robert Ln, Colonese Rd, Tunxis Hill Cutoff, Split Rock Rd, Millspaugh Dr, Mill Hill Ter$980
Tahmore Dr, Avalon Ct, Louvain St, Melin Dr, Spinning Wheel Rd, Raymond Cir, Blueridge Rd, Sky Top Dr, Blue Bell Ln, Adley Rd$933
Chambers St, Hulls Hwy, Northwood Rd, Fulling Mill Ln S, Lawrence Rd, Southport Woods Dr, Banks North Rd, Patricia Cir, Old Academy Rd, Kenard St$None

Fairfield, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairfield$145 to $148
Southport$149
Bridgeport$126
Westport$165

Fairfield, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southport CDP, Connecticut $149 $199 $299
Bridgeport city, Connecticut $126 $168 $252
Westport CDP, Connecticut $166 $221 $332

Fairfield, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairfield, CT2.5%8.1%
Southport2.49%8.31%
Bridgeport3.43%8.25%
Westport2.3%9.2%

Fairfield Renters Insurance as a Percentage of Rent

Fairfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 1.0% $288
$200 to $299 51 1.0% $738
$300 to $499 163 5.0% $1188
$500 to $749 90 2.0% $1863
$750 to $999 173 5.0% $2613
$1,000 to $1,499 944 31.0% $3738
$1,500 or more 1,574 51.0% $5388

Fairfield, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$7,000
Yearly Fairfield Homeowner Insurance Premium Example $6,600$5,600
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $47,200$46,200
Net Savings to Fairfield Home Owner from High Deductible Plan $1,000

Fairfield, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairfield, CT Home Replacement Value MORE than Home Value Fairfield, CT Home Replacement Value LESS than Home Value
Replacement Value $1,200,000 $750,000
Insurance Premium based on Replacement Value $13,325 $8,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $250,000 Risk Exposure from Under Insuring Coverage is $200,000
Premium Impact Insurance cheaper by $2,225/year Insurance costlier by $2,775/year

Example Fairfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmHartford Insurance GroupTravelers
Monthly Premium 449662330
Year Built 196019591972
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $500000-$600000More than 10000000$400000-$500000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fairfield, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 625,000 Membrane Roof 2,670 5 $2500-$5000 Deductible 3790 8 Stone Siding No
1983 900,000 Metal Roof 2,980 4 $500- $1000 Deductible 4280 6 Fiber-Cement Siding yes
1989 440,000 Shingles Roof 1,780 3 > $10,000 Deductible 600 3 Vinyl siding yes
1978 505,000 Membrane Roof 1,710 4 $1000-$2500 Deductible 2580 9 Fiber-Cement Siding yes
1959 655,000 Asphalt Shingles Roof 2,630 4 $2500-$5000 Deductible 1200 3 Stucco siding No
1976 805,000 Composition Roof 2,660 4 $500 Deductible 3480 4 Fiber-Cement Siding yes
1962 385,000 Shingles Roof 1,480 3 $5000 to $10,000 Deductible 1740 8 Stucco siding No
1969 370,000 Composition Roof 1,610 4 $5000 to $10,000 Deductible 1840 9 Stone Siding No
1942 1,065,000 Membrane Roof 4,020 5 $500- $1000 Deductible 4750 6 Fiber-Cement Siding yes
1968 375,000 Membrane Roof 1,480 3 $2500-$5000 Deductible 360 2 Stone Siding No
1959 1,070,000 Asphalt Shingles Roof 4,550 5 $1000-$2500 Deductible 4210 7 Stucco siding yes
1975 590,000 Asphalt Shingles Roof 1,870 5 $500 Deductible 3530 5 Fiber-Cement Siding No
1981 1,050,000 Metal Roof 4,000 5 $2500-$5000 Deductible 1470 2 Stone Siding No
1970 435,000 Membrane Roof 1,910 5 $1000-$2500 Deductible 3560 10 Wood siding yes
1962 445,000 Wood Shake Roof 1,870 3 $500 Deductible 1130 3 Brick siding No
1970 775,000 Asphalt Shingles Roof 2,870 5 > $10,000 Deductible 2770 9 Brick siding No
1961 1,200,000 Slate Shingles Roof 4,380 5 $500- $1000 Deductible 4670 5 Stucco siding No
1946 860,000 Shingles Roof 2,830 4 $2500-$5000 Deductible 3330 7 Wood siding yes
1952 775,000 Slate Shingles Roof 2,580 4 $500 Deductible 4740 8 Vinyl siding No
1985 850,000 Shingles Roof 3,190 4 $2500-$5000 Deductible 570 1 Fiber-Cement Siding yes
1987 555,000 Slate Shingles Roof 2,240 3 $2500-$5000 Deductible 460 1 Vinyl siding yes
1989 730,000 Membrane Roof 2,350 3 $500 Deductible 8620 12 Stucco siding yes
1978 860,000 Shingles Roof 3,230 4 $5000 to $10,000 Deductible 460 1 Stucco siding No
1960 1,160,000 Composition Roof 3,770 5 $1000-$2500 Deductible 3830 6 Wood siding yes
1968 1,035,000 Slate Shingles Roof 3,250 5 $500- $1000 Deductible 6450 10 Stucco siding No
1959 385,000 Slate Shingles Roof 1,470 3 $2500-$5000 Deductible 880 4 Fiber-Cement Siding No
1978 725,000 Asphalt Shingles Roof 3,110 4 $2500-$5000 Deductible 4690 10 Vinyl siding No
1976 1,305,000 Tile Roof 3,970 5 > $10,000 Deductible 4720 10 Brick siding yes
1962 530,000 Wood Shake Roof 1,770 3 $1000-$2500 Deductible 880 3 Vinyl siding No
1982 1,135,000 Asphalt Shingles Roof 4,240 5 $2500-$5000 Deductible 1140 2 Vinyl siding No
1988 430,000 Wood Shake Roof 1,690 3 $2500-$5000 Deductible 1300 4 Vinyl siding yes
1943 560,000 Membrane Roof 2,090 3 $1000-$2500 Deductible 3000 7 Wood siding yes
1987 440,000 Asphalt Shingles Roof 1,770 3 $2500-$5000 Deductible 2150 12 Stone Siding yes
1951 675,000 Tile Roof 2,240 3 $500- $1000 Deductible 1710 5 Wood siding yes
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Fairfield, CT Home Insurance Agents for Top Companies