Fairbanks Insurance Rates:

Fairbanks, AK homeowners insurance is roughly $752 to $1,021, about $62-$85/month. Our thorough analysis shows customers can save upto $354 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Fairbanks, AK: Customer-Reviewed Options

Top Home Insurance Agents Near Fairbanks, AK

Home Insurance Company Near Fairbanks, AK Homeowners Insurance Agency Near Fairbanks, AK Address
Allstate Dave Mongold 230 Old Steese Hwy, Fairbanks, AK, 99701
State Farm Dick Randolph 610 12th Avenue, Fairbanks, AK, 99701-4643
Allstate Loa Carroll-Hubbard 617 Gaffney Rd, Fairbanks, AK, 99701
State Farm Shannon Fortune 324 Old Steese Hwy, Fairbanks, AK, 99701-3126

Fairbanks, AK Home Insurance Agents for Top Companies


Fairbanks, AK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Van Horn CDP, Alaska $123 $164 $246
College CDP, Alaska $134 $179 $269
Farmers Loop CDP, Alaska $136 $181 $272


Fairbanks, AK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fairbanks, AK4.0%10.7%
Farmers Loop3.63%10.49%

Fairbanks Renters Insurance as a Percentage of Rent

Fairbanks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 367 5.0% $1248
$500 to $749 767 11.0% $1923
$750 to $999 1,345 19.0% $2673
$1,000 to $1,499 2,344 33.0% $3798
$1,500 or more 2,080 29.0% $5448

Cost Of Homeowners Insurance By Street Near Fairbanks, AK

Streets in Fairbanks Area Homeowners Insurance Cost
Betty St, Trianon Dr, Dalton Trl, Dale Rd, Bridget Ave, 24th Ave, Fideler Rd, Jeanne Dr, Carol Ln, View Ave$906
Spring Glade Rd, Blair Rd, Gregory St, Raymond Ave, 23rd Ave, Kutter Rd, Madcap Ln, Mary Ann St, Sportsman Way, Line Dr$916
Hanson Rd, Pasque St, Melba St, Erceg St, Eastview Dr, Royal Rd, Valley Hi Dr, Kantishna Way, Orca Ct, Alaska Way$891
Trainor Gate Rd, Snowy Owl Ln, W Trainor Gate Rd, Graham Ln, Cabruan Hills Loop, 8th Ave, College Rd, Manchester Loop, Dennis Rd, Dunbar Ave$888
Deborah Ave, Yokum St, Pine St, Chief Evan Dr, Cabruan Hills, Senate Dr, Herreid Rd, Haven Ln, Bouton Ct, Shile Dr$904

Fairbanks, AK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fairbanks$132 to $135
South Van Horn$123
Farmers Loop$136

Fairbanks, AK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fairbanks Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Fairbanks Home Owner from High Deductible Plan $600


Fairbanks, AK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairbanks, AK Home Replacement Value MORE than Home Value Fairbanks, AK Home Replacement Value LESS than Home Value
Replacement Value $235,000 $165,000
Insurance Premium based on Replacement Value $1,250 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year


Example Fairbanks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 1307848
Year Built 201419631975
Home Details 5 Beds, 4 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$250000-$300000$100000-$125000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible