Fair Lawn Insurance Rates:

Fair Lawn, NJ homeowners insurance is approximately $747 to $1,016, about $62-$84/month. Our in depth guide reveals consumers can save as much as $352 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
I like my insurance company because we have been using them for our auto insurance for years and they treat us like family.
Travelers
They have an easy to use online presence. i can change coverage whenever i need to do so on my computer and i don't have to call.
Aaa
My claim and a subsequent check for $5,000 came very quickly after sending in the appropriate documentation. they were very caring and answered all questions quickly and confidently
Allstate
Overall IÃḃ€™m completely satisfied with All State. From the quote, I received to the customer service, to my monthly payments. I feel like we are in good hands with this company. I would defiantly recommend them.
Liberty Mutual
They have affordable rates, good customer service, a good reputation for paying claims, and a long history in the business.
State Farm
Any question we ask is always answered in a timely manner. If I email them, they email me right back. If I need to have a lengthy phone conversation they are good about that. Every now and then we go into their office to talk.
State Farm
I think it is the best premium so far compared to what other insurance companies are offering and to the insurance policy that I had before.
Allstate
It is simple and informative. I access it mainly with a computer.

Fair Lawn, NJ Homeowners Insurance By Home Value

Fair Lawn, NJ Home Value Total Homes % of Total Average Fair Lawn, NJ Homeowners Insurance
Less than $50,000 108 2.0% $52
$150,000 to $174,999 58 1.0% $343
$175,000 to $199,999 57 1.0% $396
$200,000 to $249,999 392 9.0% $484
$250,000 to $299,999 391 9.0% $590
$300,000 to $399,999 3,218 74.0% $748

Top Home Insurance Agents Near Fair Lawn, NJ

Home Insurance Company Near Fair Lawn, NJ Homeowners Insurance Agency Near Fair Lawn, NJ Address
NA The Valentine Agency, Inc. 148 Blvd. , Mineola, NY, 11501
Allstate Anthony Carlyle 428A Main St Fl 2, Armonk, NY, 10504
Travelers Joshua Aaron Lamberg 10-57 JACKSON AVE, LONG ISLAND CITY, NY, 11101
Travelers Nebco Insurance Services Llc 5 GREENWICH OFFICE PARK, GREENWICH, CT, 6831
State Farm Susan Goda 16 Park Ave Ste 303, Rutherford, NJ, 07070-1750

Cost Of Homeowners Insurance By Street Near Fair Lawn, NJ

Streets in Fair Lawn Area Homeowners Insurance Cost
Hillery St, Philip St, Marie Ct, Allen Pl, Romana Dr, Owen Ave, Harlow Cres, Lyle Ter, 17th St, Morlot Ave$904
Wyckoff Ter, Beekman Pl, 27th St, Zito Ct, Western Dr, S Broadway, Alyson St, Loretto Ave, Eugene St, Comerford Pl$910
Craig Rd, Well Dr, Mitchell Pl, Warren Rd, Burke Pl, Wilkens Ct, Remington Rd, 35th St, Hamilton Rd, Nottingham Rd$898
Ackerman Dr, Tierney Pl, Arlington Pl, Cyril Ave, Fernwood Dr, Ellis Ave, 28th St, Chadwick Pl, Tunbridge Rd, Elliott Ter$902
Overlook Pl, Dunkerhook Rd, Harristown Rd, Jean Ter, Andover Pl, Gentner Rd, Wilcox Pl, Brearly Cres, Berwyn Pl, Strathmore Ter$904
Parmelee Ave, Scribner Rd, Fairmount Pl, Gordon Pl, Long Rd, Bancroft Pl, Kingsland Ct, Burlington Pl, Elmwood Pl, Chester St$866
Townley Rd, Raphael St, Greydanus Pl, Sanford Rd, Estler Ct, Schweid Ct, Backus Rd, Vogel Ter, Sampson Rd, 22nd St$899
Andrew Pl, Mason Pl, Jerome Pl, Norma Ave, Rose Pl, Eberlin Dr, Kershner Pl, Harrison Dr, 32nd St, Hirschklau la$906
Terhune Pl, 34th St, Brighton Pl, Bristol Pl, Gurney Ter, Lindsay Rd, Bryson Rd, Randolph Ter, Manor Ave, Kipp St$906
Menow St, Lenox Dr, Range Rd, Glenfair Rd, Hunter Pl, Abbott Rd, Audubon Pl, Hale Pl, 20th St, Wagaraw Rd$912

Fair Lawn, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fair Lawn$131 to $134
Glen Rock$141
Elmwood Park$131
Rochelle Park$130

Fair Lawn, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glen Rock borough, New Jersey $141 $188 $282
Elmwood Park borough, New Jersey $131 $175 $263
Rochelle Park township, Bergen County, New Jersey $130 $173 $260

Fair Lawn, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fair Lawn, NJ2.6%7.3%
Glen Rock2.09%7.83%
Elmwood Park2.76%7.59%
Rochelle Park3.07%8.39%

Fair Lawn Renters Insurance as a Percentage of Rent

Fair Lawn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 52 1.0% $769
$300 to $499 94 3.0% $1219
$750 to $999 208 7.0% $2644
$1,000 to $1,499 1,322 49.0% $3769
$1,500 or more 973 36.0% $5419

Fair Lawn, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Fair Lawn Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,700$6,700
Net Savings to Fair Lawn Home Owner from High Deductible Plan $1,000

Fair Lawn, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fair Lawn, NJ Home Replacement Value MORE than Home Value Fair Lawn, NJ Home Replacement Value LESS than Home Value
Replacement Value $458,000 $267,000
Insurance Premium based on Replacement Value $2,525 $1,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $93,500 Risk Exposure from Under Insuring Coverage is $97,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $500/year

Example Fair Lawn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 189130133
Year Built 196119541973
Home Details 5 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$300000-$350000$500000-$600000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fair Lawn, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 420,000 Shingles Roof 2,070 4 $500 Deductible 970 6 Stucco siding yes
1968 1,020,000 Composition Roof 4,840 5 $5000 to $10,000 Deductible 900 3 Brick siding yes
1963 230,000 Wood Shake Roof 1,060 2 $500- $1000 Deductible 290 3 Stone Siding No
1940 715,000 Composition Roof 4,330 5 $2500-$5000 Deductible 780 4 Wood siding No
1948 250,000 Wood Shake Roof 1,350 3 $1000-$2500 Deductible 960 10 Wood siding yes
1979 850,000 Wood Shake Roof 4,570 5 $500- $1000 Deductible 340 1 Fiber-Cement Siding No
1945 235,000 Membrane Roof 1,100 2 $500- $1000 Deductible 240 2 Vinyl siding No
1975 325,000 Composition Roof 1,450 2 $1000-$2500 Deductible 970 8 Wood siding yes
1942 975,000 Shingles Roof 4,820 5 $1000-$2500 Deductible 2430 8 Brick siding yes
1977 460,000 Membrane Roof 2,240 3 $5000 to $10,000 Deductible 950 9 Brick siding No
1952 205,000 Slate Shingles Roof 1,200 2 $1000-$2500 Deductible 770 10 Stone Siding No
1944 365,000 Metal Roof 1,610 5 > $10,000 Deductible 350 5 Stucco siding No
1946 615,000 Wood Shake Roof 2,850 4 $1000-$2500 Deductible 160 1 Stucco siding No
1957 380,000 Shingles Roof 2,060 3 $1000-$2500 Deductible 270 2 Brick siding yes
1953 315,000 Shingles Roof 1,520 3 $2500-$5000 Deductible 660 8 Wood siding yes
1960 315,000 Metal Roof 1,860 4 $500 Deductible 230 2 Stucco siding yes
1953 230,000 Shingles Roof 1,210 2 $5000 to $10,000 Deductible 400 8 Stucco siding No
1967 295,000 Slate Shingles Roof 1,330 3 $1000-$2500 Deductible 200 2 Fiber-Cement Siding yes
1978 620,000 Tile Roof 2,860 4 $5000 to $10,000 Deductible 1300 9 Wood siding yes
1971 705,000 Membrane Roof 3,610 5 $500- $1000 Deductible 1410 6 Brick siding yes
1956 375,000 Shingles Roof 2,080 3 $500 Deductible 1080 7 Brick siding yes
1955 300,000 Membrane Roof 1,820 3 $1000-$2500 Deductible 700 6 Vinyl siding No
1959 295,000 Metal Roof 1,560 2 > $10,000 Deductible 460 6 Fiber-Cement Siding yes
1964 450,000 Metal Roof 2,000 4 $2500-$5000 Deductible 1520 12 Vinyl siding yes
1966 210,000 Asphalt Shingles Roof 970 2 $500 Deductible 200 2 Vinyl siding No
1955 470,000 Membrane Roof 2,080 3 $2500-$5000 Deductible 170 1 Brick siding yes
1951 310,000 Tile Roof 1,600 4 $1000-$2500 Deductible 1120 9 Wood siding No
1952 275,000 Wood Shake Roof 1,670 3 $500- $1000 Deductible 330 3 Stucco siding yes
1959 660,000 Shingles Roof 3,160 4 $5000 to $10,000 Deductible 360 2 Brick siding No
1962 425,000 Tile Roof 1,860 3 $500 Deductible 1000 8 Stucco siding yes