Everett Insurance Rates:

Everett, WA homeowners insurance is roughly $514 to $696, about $42-$58/month. Our all inclusive analysis reveals consumers can save as much as $242 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I love the customer service of allstate. they are always available to talk and are very informative about any questions we might have.
Liberty Mutual
They don't have a separate rider for food spoilage during hurricanes. since we live right in the path of irma, while we're grateful to not be calling them for more serious things, we lost a lot of valuable food and we don't seem to have the same coverage that many of our friends do to pay for spoiled food during an extended power outage for a lower deductible than a standard claim.
Century National
I was glad this company was able to sell me earthquake insurance. i called many companies, and most of them would not even sell a policy for a house made of cinder blocks.
State Farm
The website was pretty easy to navigate around. It had a section for frequently asked questions that really helped out and it was easy to find the 'contact agent' button.
Country Financial
Their office is not close to where I am, that's the only issue I have, but don't have to encounter this problem too much.
Farmer's Insurance
I dislike how none of my premiums have gone down over the years. I haven't had an accident in my car, not claim on my home in over 5 years for both. None in fact for either in the time IÃḃ€™ve had my agent, so it is disappointing to hear that I'm paying more than most.
Liberty Mutual
Customer service has been impeccable since the beginning. The agent I worked with over the phone to set up my policy was knowledgeable and helped me set up the most appropriate plan.
State Farm
The only thing so far that I dislike about them is there is no office close to me it is a inconvenience having to drive 20 miles away.
American Family
Their app is not really widely promoted to me, so I haven't used it much. When I have used the app, I find the layout to be confusing and drab.
Progressive
This company has been very easy to work with for the past few years. Overall, we would definitely recommend this insurance company and will most likely continue to be customer’s long term.
Farmer's Insurance
Insurance itself is a mafia-style business where we pay perpetually in case something happens. It is unfortunate that insurance companies dedicate so much effort to make sure they pay as little as possible for people's claims. Be moral, please.
Geico
What I do not like may be that they do not include 100% damage to the home or the structure there are things that are left in limbo but that are because they have policies to meet the demands of customers.
State Farm
After filing a claim for the first time my rates increased by 20%. They don't have any type of accident or claim forgiveness despite the fact that I had never filed a claim in the 20 plus years I was insured with them. I wish they had some sort of loyalty program.
State Farm
I really dislike that they constantly call and email about everything including sales quotes for things you don't own or for any payments that are slightly late. I also hate that you can't guitar EDM musical a policy over the phone (like when I sold my car.)

Everett, WA Homeowners Insurance By Home Value

Everett, WA Home Value Total Homes % of Total Average Everett, WA Homeowners Insurance
Less than $50,000 2,109 7.0% $54
$100,000 to $124,999 602 2.0% $242
$125,000 to $149,999 1,137 3.0% $302
$150,000 to $174,999 1,913 6.0% $356
$175,000 to $199,999 2,153 7.0% $411
$200,000 to $249,999 5,716 19.0% $496
$250,000 to $299,999 5,870 20.0% $605
$300,000 to $399,999 8,601 29.0% $768

Top Home Insurance Agents Near Everett, WA

Home Insurance Company Near Everett, WA Homeowners Insurance Agency Near Everett, WA Address
NA United Insurance Brokers, Inc. 50 116Th Ave Se, #201, Bellevue, WA, 98004
NA Don Swanson Insurance Inc 4711 44Th Ave Sw, Seattle, WA, 98116
Allstate Dee Briscoeray 16720 116th Ave SE Ste B5, Renton, WA, 98058
Farmers Erik Granroth Lutcf 3131 Smokey Point Dr Ste 7, Arlington, WA, 98223
Allstate Jorge Bermudez 22035 SE Wax Rd Ste 3, Maple Valley, WA, 98038

Cost Of Homeowners Insurance By Street Near Everett, WA

Streets in Everett Area Homeowners Insurance Cost
Summit Ave, 56th Pl SW, Beverly Blvd, 128th Pl SE, 52nd St, Grandview Dr, Cleveland Ave, 14th Dr W, 69th Pl SE, Commando Rd$608
Edwards Ave, Warren Ave, Meadow Rd, S 1st Ave, 49th St SW, E Casino Rd, 110th Pl SE, Friday Ave, 46th St SE, 51st St SW$597
Merrill Creek Pkwy, 155th St SW, 37th St, 113 St SE, 101st Pl SE, Cove Ct, 95th St SE, Pacific Ave, 124th Pl SW, Alki Dr$650
45th St SW, 3rd Pl SE, E Intercity Ave, 91st Pl SE, 56th St SW, 115th St SE, Nels Peters Rd, Park Dr, 59th St SW, 126th St SW$595
43rd St SE, Crescent Ave, 74th St SW, 109th St SW, Wood Pl, Linden St, 39th St, Sunset Ln, 102nd Pl SW, Highland Rd$608
Washington Pl SW, 61st Pl SE, 1st Dr W, 126th Pl SW, Timber Hill Dr, Washington Pl, 77th Pl SW, Admirality Dr, 127th St SE, 142nd Pl SW$646
Jefferson Way, Mukilteo Ln, 123rd St SW, 115th Pl SE, Hillside Ln, 49th Pl SW, Hawthorne St, 107th Pl SE, el Charlee St, Rainier Dr$655
86th St SE, Willow Rd, Marino Ave, 136th Pl SW, 42nd St SW, 55th Dr SE, 3rd Dr W, 16th Ave SE, Glenwood Ave, Alden Pl$605
Magnolia Ave, 117th St SW, Meadow Pl SE, Goat Trail Loop Rd, E Ibberson Dr, 145th St SE, Sharon Crst, Larch St, 5th Dr SE, Railway Ave$584
15th Pl W, Washington Ct, Meadow Rd, Bedal Ln, 92nd Pl SE, Panaview Blvd, Monroe Ave, 130th St SW, 17th Pl, Crown Dr$609

Everett, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Everett$90 to $92
Mukilteo$97
Eastmont$92
Lake Stickney$91

Everett, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mukilteo city, Washington $98 $130 $195
Eastmont CDP, Washington $92 $123 $185
Lake Stickney CDP, Washington $92 $122 $183

Everett, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Everett, WA2.6%8.9%
Mukilteo2.14%7.89%
Eastmont2.34%8.68%
Lake Stickney2.16%18.06%

Everett Renters Insurance as a Percentage of Rent

Everett Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 612 1.0% $338
$200 to $299 770 2.0% $788
$300 to $499 993 3.0% $1238
$500 to $749 3,710 11.0% $1913
$750 to $999 10,715 33.0% $2663
$1,000 to $1,499 10,801 33.0% $3788
$1,500 or more 4,354 13.0% $5438

Everett, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Everett Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Everett Home Owner from High Deductible Plan $600

Everett, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Everett, WA Home Replacement Value MORE than Home Value Everett, WA Home Replacement Value LESS than Home Value
Replacement Value $279,000 $198,500
Insurance Premium based on Replacement Value $750 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Everett Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceFarmers Insurance
Monthly Premium 5764109
Year Built 197819471987
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$600000-$700000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Everett, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 275,000 Slate Shingles Roof 1,760 2 $1000-$2500 Deductible 380 6 Vinyl siding No
1947 335,000 Shingles Roof 2,100 3 $1000-$2500 Deductible 290 4 Brick siding No
1981 540,000 Tile Roof 3,220 5 $1000-$2500 Deductible 520 4 Brick siding yes
1973 200,000 Tile Roof 1,660 4 $1000-$2500 Deductible 290 6 Brick siding No
2010 445,000 Tile Roof 3,390 4 $2500-$5000 Deductible 330 4 Stucco siding No
1980 555,000 Asphalt Shingles Roof 3,310 5 $2500-$5000 Deductible 90 1 Brick siding yes
2000 255,000 Membrane Roof 1,740 3 $1000-$2500 Deductible 170 3 Stucco siding yes
1940 160,000 Wood Shake Roof 1,310 2 $500 Deductible 110 3 Brick siding No
2014 260,000 Metal Roof 1,670 2 > $10,000 Deductible 260 8 Stone Siding yes
1991 210,000 Composition Roof 1,450 3 $1000-$2500 Deductible 220 5 Fiber-Cement Siding No
1991 505,000 Shingles Roof 3,670 5 > $10,000 Deductible 230 3 Vinyl siding No
1980 235,000 Metal Roof 1,680 2 $500 Deductible 520 9 Fiber-Cement Siding yes
2014 210,000 Asphalt Shingles Roof 1,230 2 $500- $1000 Deductible 210 5 Vinyl siding yes
1985 325,000 Composition Roof 2,060 3 $2500-$5000 Deductible 620 8 Wood siding No
2011 350,000 Asphalt Shingles Roof 2,700 4 $1000-$2500 Deductible 310 5 Vinyl siding No
1996 280,000 Shingles Roof 1,890 3 > $10,000 Deductible 310 8 Vinyl siding No
1983 130,000 Metal Roof 980 2 $2500-$5000 Deductible 90 4 Vinyl siding yes
1983 315,000 Slate Shingles Roof 2,390 5 > $10,000 Deductible 350 12 Vinyl siding yes
1971 525,000 Tile Roof 4,440 5 $2500-$5000 Deductible 460 4 Fiber-Cement Siding yes
1999 325,000 Metal Roof 2,220 3 $5000 to $10,000 Deductible 300 6 Brick siding No
1975 360,000 Slate Shingles Roof 2,500 5 $500- $1000 Deductible 660 9 Vinyl siding yes
1970 75,000 Composition Roof 480 1 $2500-$5000 Deductible 970 3 Vinyl siding No