Everett Insurance Rates:

Everett ,WA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Everett, WA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Everett, WA is $1298. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Everett, WA: Customer-Reviewed Options


Everett, WA Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Everett, WA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Everett, WA.

Coverage Level Average Annual Premium
$100,000 $519
$200,000 $883
$300,000 $1,090
$400,000 $1,661
$500,000 $2,090


Everett, WA Homeowners Insurance Rates by ZIP Code

Home insurance costs in Everett can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.

Zipcode Average Insurance Premium
098208 $1,243
98203 $1,224
98205 $1,219
98201 $1,214
98204 $1,191


Everett, WA Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Everett, WA, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $1,331
$1000 Deductible $1,190
$1500 Deductible $1,123
$2500 Deductible $1,012
$5000 Deductible $857



Top Home Insurance Agents Near Everett, WA

Home Insurance Company Near Everett, WA Homeowners Insurance Agency Near Everett, WA Address
NA United Insurance Brokers, Inc. 50 116Th Ave Se, #201, Bellevue, WA, 98004
NA Don Swanson Insurance Inc 4711 44Th Ave Sw, Seattle, WA, 98116
Allstate Dee Briscoeray 16720 116th Ave SE Ste B5, Renton, WA, 98058
Farmers Erik Granroth Lutcf 3131 Smokey Point Dr Ste 7, Arlington, WA, 98223
Allstate Jorge Bermudez 22035 SE Wax Rd Ste 3, Maple Valley, WA, 98038

Everett, WA Home Insurance Agents for Top Companies


Everett, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mukilteo city, Washington $98 $130 $195
Eastmont CDP, Washington $92 $123 $185
Lake Stickney CDP, Washington $92 $122 $183


Everett, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Everett, WA2.6%8.9%
Lake Stickney2.16%18.06%

Everett Renters Insurance as a Percentage of Rent

Everett Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 612 1.0% $338
$200 to $299 770 2.0% $788
$300 to $499 993 3.0% $1238
$500 to $749 3,710 11.0% $1913
$750 to $999 10,715 33.0% $2663
$1,000 to $1,499 10,801 33.0% $3788
$1,500 or more 4,354 13.0% $5438

Cost Of Homeowners Insurance By Street Near Everett, WA

Streets in Everett Area Homeowners Insurance Cost
Summit Ave, 56th Pl SW, Beverly Blvd, 128th Pl SE, 52nd St, Grandview Dr, Cleveland Ave, 14th Dr W, 69th Pl SE, Commando Rd$608
Edwards Ave, Warren Ave, Meadow Rd, S 1st Ave, 49th St SW, E Casino Rd, 110th Pl SE, Friday Ave, 46th St SE, 51st St SW$597
Merrill Creek Pkwy, 155th St SW, 37th St, 113 St SE, 101st Pl SE, Cove Ct, 95th St SE, Pacific Ave, 124th Pl SW, Alki Dr$650
45th St SW, 3rd Pl SE, E Intercity Ave, 91st Pl SE, 56th St SW, 115th St SE, Nels Peters Rd, Park Dr, 59th St SW, 126th St SW$595
43rd St SE, Crescent Ave, 74th St SW, 109th St SW, Wood Pl, Linden St, 39th St, Sunset Ln, 102nd Pl SW, Highland Rd$608
Washington Pl SW, 61st Pl SE, 1st Dr W, 126th Pl SW, Timber Hill Dr, Washington Pl, 77th Pl SW, Admirality Dr, 127th St SE, 142nd Pl SW$646
Jefferson Way, Mukilteo Ln, 123rd St SW, 115th Pl SE, Hillside Ln, 49th Pl SW, Hawthorne St, 107th Pl SE, el Charlee St, Rainier Dr$655
86th St SE, Willow Rd, Marino Ave, 136th Pl SW, 42nd St SW, 55th Dr SE, 3rd Dr W, 16th Ave SE, Glenwood Ave, Alden Pl$605
Magnolia Ave, 117th St SW, Meadow Pl SE, Goat Trail Loop Rd, E Ibberson Dr, 145th St SE, Sharon Crst, Larch St, 5th Dr SE, Railway Ave$584
15th Pl W, Washington Ct, Meadow Rd, Bedal Ln, 92nd Pl SE, Panaview Blvd, Monroe Ave, 130th St SW, 17th Pl, Crown Dr$609

Everett, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Everett$90 to $92
Lake Stickney$91

Everett, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Everett Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Everett Home Owner from High Deductible Plan $600


Everett, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Everett, WA Home Replacement Value MORE than Home Value Everett, WA Home Replacement Value LESS than Home Value
Replacement Value $279,000 $198,500
Insurance Premium based on Replacement Value $750 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year


Example Everett Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceFarmers Insurance
Monthly Premium 5764109
Year Built 197819471987
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$600000-$700000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible