Evansville Insurance Rates:

Evansville, IN homeowners insurance is about $678 to $918, about $56-$76/month. Our thorough analysis shows customers can save as much as $319 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that the insurance company sends me both electronic emails to my inbox as well as physical mailings to my home address.
Auto Owners
Provides multi-policy discount with auto insurance. provides discount for paying annual payment. local agency to review concerns with an agent.
Auto Owners
Auto-owners offers nice additional riders to their home owners policies which really come in handy. they offer earthquake riders, jewelry riders, college dorm riders, and technology riders.
Country Financial
I like that I have an independent broker at my disposal to cover ask questions about my needs and wants with insurance
Nationwide does a great job of keeping up with me. They call once in awhile to check up on me and tell me if rates have declined. They really do a fantastic job of communicating with me.
Again, interactions with Allstate have been amazing. They are always super helpful and readily available when I need them.
American Family
My premium is a little high compared to what I thought it should be. However, I am still happy with it compared to some other quotes I had received.
Very personable people, they try to relate to your situation and follow up on any questions or claims you have. They handle and settle claims quickly.
Communication about the company is greatest one. Compared to others.so I like about the interaction of our company.

Evansville, IN Homeowners Insurance By Home Value

Evansville, IN Home Value Total Homes % of Total Average Evansville, IN Homeowners Insurance
Less than $50,000 3,226 11.0% $215
$50,000 to $59,999 1,663 6.0% $462
$60,000 to $69,999 2,629 9.0% $566
$70,000 to $79,999 3,111 11.0% $654
$80,000 to $89,999 3,178 11.0% $742
$90,000 to $99,999 2,951 10.0% $829
$100,000 to $124,999 3,997 14.0% $965
$125,000 to $149,999 2,243 8.0% $1204
$150,000 to $174,999 1,861 6.0% $1428
$175,000 to $199,999 900 3.0% $1651
$200,000 to $249,999 945 3.0% $1987
$250,000 to $299,999 540 1.0% $2425
$300,000 to $399,999 305 1.0% $3080

Top Home Insurance Agents Near Evansville, IN

Home Insurance Company Near Evansville, IN Homeowners Insurance Agency Near Evansville, IN Address
State Farm Carrie Divine 701 Us Highway 60 E, Morganfield, KY, 42437-1169
Travelers Carter Family Insurance Llc 7801 BUSSING DR STE 10, EVANSVILLE, IN, 47725
Erie Freeman Will & Niemeier Inc. 1919 W. Franklin St, Evansville, IN, 47712
State Farm Pam Lentz 2727 N 1st Ave, Evansville, IN, 47710-3172
Farmers Scott Schwartz 1416 N Weinbach Ave, Evansville, IN, 47711

Cost Of Homeowners Insurance By Street Near Evansville, IN

Streets in Evansville Area Homeowners Insurance Cost
Clarendon Dr, Fawn Hill Ct, Drake Dr, NW 3rd St, N Villa Dr, Coconut Grove, E Olive St, Henning Ave, Commerce St, Fox Hollow Ct$823
Shamrock Dr, Halford Dr, Birchwood Ct, Lake Rd, Craig Ave, St George Rd, Derrington Dr, Frank Ave, Carolina Ave, Placid Pl$797
Moll Ave, N Boeke Rd, Lenape Ln, Lexington Rd, Winston Rd, E Franklin St, Plaza Dr, Alyssum Dr, Austin Ave, Ascot Ct$799
Omer Pl, Herbert Ave, Peach Ct, Old National Rd, N Lincoln Park Dr, Kings Path, Phelps Ln, Pirates Aly, Richardt Ave, Anguilla Ct$822
Carolwood Dr, Warren Dr, St Joseph Industrial Pk Dr, Riverside Expy, Hicks Dr, Strawberry Hill Rd, Jeanette Ave, Regents Park Rd, Vieth Ln, Grafflock Ave$826
Graff Rd, Audubon Dr, Texas Dr, Huckleberry Ln, Graham St, W Eichel Ave, Olmstead Rd, Blossom Ln, N Faith Way, N Tunis Ave$846
Kingswood Ct, Edson Ave, Morgan Center Dr, Greenfield Pl, Stanford Dr, Northfield Dr, Summerland Ct, Johnson Pl, Woodland Lake Rd, Nehaus Rd$825
Sleepy Hollow Dr, Cypress Ct, Egmont St, Hayes Dr, Lewis Ave, Read St, Nevada Ave, Kuiken Dr, Citadell Cir, S Red Bank Rd$846
Dover Ct, W Haven Dr, Forest Ave, Stanley Ave, Cub Cv, Edgar St, Cottonwood Ct, William L Brooks Dr, Shepherd Dr, Negley Ave$845
N Kelsey Ave, Shoreham Dr, E Waterford Bl, Carlton Ln, Knight Dr, Basil Dr, Sterchi Dr, Driver Dr, Glenmoor Dr, N Lemcke Ave$864

Evansville, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Evansville$119 to $121
Melody Hill$125

Evansville, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pigeon township, Vanderburgh County, Indiana $117 $156 $234
Knight township, Vanderburgh County, Indiana $120 $160 $240
Melody Hill CDP, Indiana $125 $166 $249

Evansville, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Evansville, IN6.9%18.0%
Melody Hill5.69%18.29%

Evansville Renters Insurance as a Percentage of Rent

Evansville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 591 2.0% $359
$200 to $299 857 3.0% $809
$300 to $499 3,219 14.0% $1259
$500 to $749 8,835 38.0% $1934
$750 to $999 6,096 26.0% $2684
$1,000 to $1,499 2,788 12.0% $3809
$1,500 or more 410 1.0% $5459

Evansville, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Evansville Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Evansville Home Owner from High Deductible Plan $600

Evansville, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Evansville, IN Home Replacement Value MORE than Home Value Evansville, IN Home Replacement Value LESS than Home Value
Replacement Value $131,000 $86,000
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Evansville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualState Farm
Monthly Premium 364523
Year Built 195919861960
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$75000-$100000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Evansville, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 75,000 Slate Shingles Roof 1,160 2 $2500-$5000 Deductible 160 6 Wood siding yes
1941 95,000 Composition Roof 1,670 3 $2500-$5000 Deductible 190 8 Wood siding yes
1969 125,000 Metal Roof 1,850 4 $2500-$5000 Deductible 190 6 Wood siding yes
1984 55,000 Asphalt Shingles Roof 910 2 $500- $1000 Deductible 260 12 Stucco siding No
1979 160,000 Composition Roof 2,340 3 $500 Deductible 80 1 Vinyl siding yes
1956 235,000 Shingles Roof 3,110 4 $500 Deductible 210 2 Fiber-Cement Siding No
1977 110,000 Membrane Roof 1,490 2 $2500-$5000 Deductible 190 5 Stucco siding yes
1956 65,000 Composition Roof 1,130 2 $2500-$5000 Deductible 120 5 Stone Siding No
1960 165,000 Slate Shingles Roof 2,320 3 $500- $1000 Deductible 250 5 Fiber-Cement Siding yes
1972 75,000 Shingles Roof 980 2 $500 Deductible 30 1 Brick siding No
1970 120,000 Tile Roof 1,750 2 $500- $1000 Deductible 290 8 Brick siding No
1988 155,000 Composition Roof 2,230 4 $5000 to $10,000 Deductible 80 2 Stucco siding yes
1958 60,000 Tile Roof 910 2 $500- $1000 Deductible 190 7 Stucco siding No