Evanston Insurance Rates:

Evanston, IL homeowners insurance is roughly $726 to $994, about $60-$82/month. Our thorough guide shows customers can save as much as $344 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Evanston, IL Homeowners Insurance By Home Value

Evanston, IL Home Value Total Homes % of Total Average Evanston, IL Homeowners Insurance
Less than $50,000 178 1.0% $51
$80,000 to $89,999 127 1.0% $197
$100,000 to $124,999 306 3.0% $249
$125,000 to $149,999 298 3.0% $318
$150,000 to $174,999 1,017 11.0% $378
$175,000 to $199,999 854 9.0% $430
$200,000 to $249,999 1,634 18.0% $524
$250,000 to $299,999 1,633 18.0% $636
$300,000 to $399,999 2,816 31.0% $817

Top Home Insurance Agents Near Evanston, IL

Home Insurance Company Near Evanston, IL Homeowners Insurance Agency Near Evanston, IL Address
NA The Bud Insurance Agency, Inc 615 W 3Rd St, Hobart, IN, 46342
NA Shewchuck Insurance Agency 1545 Waukegan Road Suite 1-1, Glenview, IL, 60025
Travelers Hylant Group Inc 150 N WACKER DR STE 1500, CHICAGO, IL, 60606
Farmers Timothy Engel 76 S Main St Unit B, Sugar Grove, IL, 60554
Liberty Mutual Timothy Fallon 24402 W Lockport Street Ste 124, Plainfield, IL, 60544

Evanston, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Evanston, IL

Streets in Evanston Area Homeowners Insurance Cost
Marcy Ave, Livingston St, Euclid Park Pl, Judson Ave, Fowler Ave, Bradley Pl, Sheridan Pl, Bernard Pl, Elinor Pl, Terry Pl$977
Library Pl, Wade St, Linden Pl, Barton Ave, Wilder St, Milburn St, Leon Pl, Lakeside Ct, Judson Ave, Orrington Ave$856
Marcy Ave, Monticello St, Fowler Ave, Garnett Pl, Clinton Pl, Colfax Ct, Woodland Rd, Harvard Ter, Barton Ave, Mc Daniel Ave$954
Hillside Ln, Callan Ave, Girard Ave, Hastings Ave, Croft Ln, Knox Cir, Hamlin St, Ridge Ter, Gaffield Pl, Reese Ave$924
Hull Ter, Jenks St, Mulford St W, Garrett Pl, Clifford St, Benson Ave, Mulford St W, Sherman Pl, Jenks St, Sheridan Sq$803

Evanston, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Evanston$128 to $131
Skokie$125
Wilmette$148
Kenilworth$174

Evanston, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Skokie village, Illinois $104 $139 $208
Wilmette village, Illinois $124 $165 $248
Kenilworth village, Illinois $145 $193 $290

Evanston, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Evanston, IL2.9%7.4%
Skokie2.97%9.38%
Wilmette2.38%8.26%
Kenilworth2.42%9.67%

Evanston Renters Insurance as a Percentage of Rent

Evanston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 155 1.0% $287
$200 to $299 231 1.0% $737
$300 to $499 201 1.0% $1187
$500 to $749 664 5.0% $1862
$750 to $999 3,161 26.0% $2612
$1,000 to $1,499 4,477 36.0% $3737
$1,500 or more 3,217 26.0% $5387

Evanston, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Evanston Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,500$14,000
Net Savings to Evanston Home Owner from High Deductible Plan $500

Evanston, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Evanston, IL Home Replacement Value MORE than Home Value Evanston, IL Home Replacement Value LESS than Home Value
Replacement Value $699,500 $532,000
Insurance Premium based on Replacement Value $2,800 $2,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,000 Risk Exposure from Under Insuring Coverage is $101,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Evanston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAllstate
Monthly Premium 11476135
Year Built 196119791947
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$175000-$200000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Evanston, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 260,000 Wood Shake Roof 1,430 2 > $10,000 Deductible 300 7 Stucco siding yes
1948 310,000 Wood Shake Roof 1,480 3 $500 Deductible 690 7 Stucco siding No
1964 320,000 Tile Roof 1,700 2 $1000-$2500 Deductible 600 5 Wood siding No
1944 335,000 Slate Shingles Roof 1,690 5 > $10,000 Deductible 90 1 Stone Siding No
1945 660,000 Wood Shake Roof 3,080 5 > $10,000 Deductible 760 4 Fiber-Cement Siding No
1962 370,000 Membrane Roof 2,100 3 $500- $1000 Deductible 940 9 Brick siding No
1968 175,000 Asphalt Shingles Roof 1,160 2 $1000-$2500 Deductible 410 7 Stucco siding No
1943 350,000 Slate Shingles Roof 1,890 3 $2500-$5000 Deductible 950 10 Vinyl siding No
1962 260,000 Wood Shake Roof 1,470 2 > $10,000 Deductible 160 2 Vinyl siding No
1976 210,000 Shingles Roof 1,370 2 $1000-$2500 Deductible 370 5 Vinyl siding yes
1967 830,000 Wood Shake Roof 4,450 5 $2500-$5000 Deductible 2770 9 Stone Siding yes
1947 540,000 Asphalt Shingles Roof 2,540 4 $500- $1000 Deductible 1150 6 Brick siding No
1941 245,000 Asphalt Shingles Roof 1,520 2 $5000 to $10,000 Deductible 140 2 Vinyl siding No
1941 625,000 Shingles Roof 3,160 4 $500- $1000 Deductible 2050 7 Vinyl siding No
1948 235,000 Metal Roof 1,230 3 $5000 to $10,000 Deductible 620 7 Wood siding yes
1962 210,000 Composition Roof 970 2 $500 Deductible 180 2 Vinyl siding yes
1973 245,000 Asphalt Shingles Roof 1,450 3 $500- $1000 Deductible 390 5 Fiber-Cement Siding yes
1947 775,000 Composition Roof 4,340 5 $500 Deductible 2680 10 Brick siding yes
1961 525,000 Tile Roof 2,600 4 $500- $1000 Deductible 680 3 Stone Siding yes
1960 460,000 Metal Roof 2,150 3 $500- $1000 Deductible 310 2 Vinyl siding yes
1944 255,000 Asphalt Shingles Roof 1,680 2 > $10,000 Deductible 720 12 Fiber-Cement Siding No
1942 225,000 Asphalt Shingles Roof 1,390 2 $1000-$2500 Deductible 230 2 Vinyl siding No
1974 360,000 Composition Roof 1,730 4 $500 Deductible 860 5 Stucco siding No
1941 400,000 Composition Roof 2,220 3 $1000-$2500 Deductible 360 2 Stone Siding yes
1948 275,000 Wood Shake Roof 1,270 2 > $10,000 Deductible 70 1 Fiber-Cement Siding No
1947 920,000 Slate Shingles Roof 4,600 5 $500 Deductible 1770 5 Vinyl siding yes
1976 360,000 Tile Roof 1,780 5 $5000 to $10,000 Deductible 1110 9 Vinyl siding No
1966 460,000 Metal Roof 2,200 5 > $10,000 Deductible 650 6 Brick siding No
1948 630,000 Composition Roof 3,850 5 $5000 to $10,000 Deductible 200 1 Vinyl siding No
1967 560,000 Composition Roof 2,920 4 $5000 to $10,000 Deductible 1170 10 Brick siding yes
1962 420,000 Composition Roof 2,810 4 $500- $1000 Deductible 580 4 Fiber-Cement Siding No
1977 695,000 Tile Roof 4,420 5 > $10,000 Deductible 1020 8 Stucco siding yes
1942 435,000 Composition Roof 1,990 5 > $10,000 Deductible 280 3 Fiber-Cement Siding yes
1973 260,000 Slate Shingles Roof 1,710 3 $500- $1000 Deductible 70 1 Stone Siding yes

Latest Home Insurance Reviews

State Farm
The customer service of this company is really great and they gave immediate response to the customers.this will be really help full for the customers when they try to contact the customer care.
State Farm
I think the company has earned a fair reputation for trust in a lot of ways. They consistently meet expectations and strive for excellence in all capacities.
Erie Insurance
The prices offered for home insurance are affordable and competitive. They are rates in which anyone can afford with exceptional coverage. Also, the customer service department at this agency is superb.
Erie Insurance
Overall, I would recommend our insurance company. It was recommended to me from a family friend and I have recommended it before because of our agent and the prices.
Geico
I would recommend Geico to anyone who has anything from their car to their home to insure. I would also recommend them to just do a bundle package type of deal.
Homesite Insurance
After filing the claim for our water damage, homesite increased our yearly premium by almost $1000 without providing an explanation.
Aaa
I don't like the fact that my insurance company provides warranties for certain home items. but it is limited to what they say
Erie Insurance
Erie does not spend a lot of money advertising, unlike GEICO and other popular insurances, so I believe they are more focused on their clients and provide more personalized service.
Homesite Insurance
My home insurance offers many online options. You can complete several tasks online without having to speak to a customer service representative. They are very high tech and they want to be as convenient as possible.
American Family Insurance
the first day i visited my insurance firm, the customer care service on duty that day treated me really nice, offered me a seat, asked if i need anything ? i only asked fr water. i like the service she offered.
Allstate
I love the coverage that they provide me with no matter what type of claim i file they have my back.
Geico
Sometimes when I attempt to make a payment or change coverage using the app, I get an error. I am then prompted to call customer service, which I hate
State Farm
I like that they don't raise rate on a yearly basis like the rest of them.
Erie Insurance
They really take the care. I am proud of my company for what they are capable of and hope that they can continue to provide great service for what I am paying.
Nationwide
They are greedy. They raise their rates a lot every year even when it is a mild hurricane season. Them they exaggerate about why they need to raise rates.
Allstate
The interaction and communication with Allstate are great. They communicate through email, text and through their site. They warn me about freeze days and to let my water drip that day and different ways to even cut back on my energy bill.
American Family Insurance
MY HOME INSURANCE COMPANY IS COMPARED TO OTHER PROVIDERS MY COMPANY IS BEST AND STATISFY BECAUSE IN MY COMPANY MANY NEW PLANS ARE AVAILABLE.
State Farm
Based on the interactions I have had so far with State Farm, I would recommend them for home and auto insurance.

How To Make Your Evanston, IL Home Insurance Cheaper

How Much Does Evanston, IL Home Insurance Cost?