Evans Insurance Rates:

Evans, GA homeowners insurance is approximately $774 to $1,052, about $64-$87/month. Our exhaustive research reveals consumers can save as much as $365 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The state farm insurance company is great when you need to help when i have trouble what it is house something wrong.
Farmer's Insurance
This company is ripping me off big time, i did not increase my coverage but raised my rates for sure.
State Farm
They were there for me during my automobile crash where i got rear-ended, and they helped cover my fees.
Liberty Mutual
I would like more communication whether it's email or mail from month to quarterly on updates or information that may be helpful as a homeowner.
State Farm
I am very satisfied with my premium. It is a great price compared to other companies. I love that I am able to save money by bundling homeowners insurance with car insurance.
Liberty Mutual
I think the premium is higher than what I expect to pay, and maybe slightly than other companies.

Evans, GA Homeowners Insurance By Home Value

Evans, GA Home Value Total Homes % of Total Average Evans, GA Homeowners Insurance
Less than $50,000 727 3.0% $118
$70,000 to $79,999 512 2.0% $356
$80,000 to $89,999 582 2.0% $411
$90,000 to $99,999 839 3.0% $457
$100,000 to $124,999 2,482 10.0% $530
$125,000 to $149,999 2,660 11.0% $667
$150,000 to $174,999 3,341 14.0% $786
$175,000 to $199,999 1,871 8.0% $904
$200,000 to $249,999 4,138 18.0% $1087
$250,000 to $299,999 2,411 10.0% $1334
$300,000 to $399,999 2,766 12.0% $1690

Top Home Insurance Agents Near Evans, GA

Home Insurance Company Near Evans, GA Homeowners Insurance Agency Near Evans, GA Address
Travelers Carswell And Company Llc 2476 WRIGHTSBORO RD, AUGUSTA, GA, 30904
Travelers David Crotts & Associates 422 MONTAGUE AVE STE 7, GREENWOOD, SC, 29649
Liberty Mutual Independent Dawson Taylor & Company 3510 WHEELER RD, AUGUSTA, GA, 30909
Travelers Georgia Farm Bureau Brokerage Inc 619 AUGUSTA HWY, THOMSON, GA, 30824
Travelers The Wilkie Agency Llc 4523 HWY 378 W, MCCORMICK, SC, 29835

Evans, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Martinez CDP, Georgia $134 $178 $267
Columbia County, Georgia $135 $180 $270
Grovetown city, Georgia $134 $178 $267

Evans, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Evans, GA5.0%17.7%
Martinez5.67%19.05%
Columbia County5.25%18.07%
Grovetown5.48%20.96%

Evans Renters Insurance as a Percentage of Rent

Evans Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 87 1.0% $1247
$500 to $749 907 15.0% $1922
$750 to $999 1,499 25.0% $2672
$1,000 to $1,499 2,282 38.0% $3797
$1,500 or more 1,054 17.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Evans For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame American Modern Select Insurance Company N/A $2613.08 $2221.12
$100,000 veneer Esurance Insurance Company N/A $607.06 $569.66
$75,000 veneer Foremost Property And Casualty Insurance Company $986 $966 $931
$75,000 frame Grange Mutual Casualty Company N/A N/A N/A
$200,000 frame Hanover Insurance Company $2426 $1883 $1611
$250,000 frame Hartford Casualty Insurance Company $3248 $3158 $2994
$75,000 veneer Hartford Insurance Company Of The Southeast $1299 $1246 $1140
$300,000 frame Pharmacists Mutual Insurance Company N/A $1436 $1296
$100,000 veneer Safeco Insurance Company Of Indiana $1427.00 $1323.63 $1199.25
$200,000 veneer Safeco Insurance Company Of Indiana $2304.38 $2149.74 $1974.58

Evans, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Evans Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Evans Home Owner from High Deductible Plan $600

Evans, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Evans, GA Home Replacement Value MORE than Home Value Evans, GA Home Replacement Value LESS than Home Value
Replacement Value $192,000 $141,500
Insurance Premium based on Replacement Value $1,050 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Evans Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersAmerican Family Insurance
Monthly Premium 637852
Year Built 200319811996
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$300000-$350000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Evans, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 240,000 Composition Roof 2,660 5 $5000 to $10,000 Deductible 200 3 Stone Siding No
1992 220,000 Membrane Roof 2,330 4 > $10,000 Deductible 310 8 Stucco siding yes
1995 235,000 Shingles Roof 2,000 4 > $10,000 Deductible 200 5 Wood siding No
1983 190,000 Wood Shake Roof 1,730 4 $5000 to $10,000 Deductible 200 4 Wood siding No
2008 440,000 Tile Roof 4,070 5 > $10,000 Deductible 360 3 Wood siding yes
2011 160,000 Slate Shingles Roof 1,830 3 $1000-$2500 Deductible 260 4 Brick siding No
2004 175,000 Metal Roof 1,400 3 $500- $1000 Deductible 260 6 Brick siding No
2011 125,000 Composition Roof 1,370 3 $1000-$2500 Deductible 90 2 Stucco siding yes
1985 330,000 Composition Roof 3,070 4 $2500-$5000 Deductible 490 5 Stucco siding yes
2005 385,000 Tile Roof 3,580 5 $5000 to $10,000 Deductible 350 3 Brick siding No
1991 230,000 Composition Roof 1,820 5 $1000-$2500 Deductible 540 8 Vinyl siding yes
1985 275,000 Tile Roof 2,880 4 $1000-$2500 Deductible 80 1 Vinyl siding yes
2009 205,000 Asphalt Shingles Roof 2,180 3 $5000 to $10,000 Deductible 480 10 Wood siding yes
2011 205,000 Wood Shake Roof 2,090 3 $500 Deductible 160 2 Fiber-Cement Siding yes
1996 230,000 Asphalt Shingles Roof 2,030 3 $1000-$2500 Deductible 520 6 Fiber-Cement Siding No
1998 200,000 Tile Roof 2,020 5 $500- $1000 Deductible 260 4 Brick siding No
1981 210,000 Shingles Roof 2,170 4 > $10,000 Deductible 470 10 Brick siding No
1998 155,000 Composition Roof 1,780 3 $500- $1000 Deductible 280 5 Brick siding No
2012 575,000 Wood Shake Roof 4,930 5 > $10,000 Deductible 1600 10 Stone Siding No
2011 180,000 Composition Roof 1,770 3 $500- $1000 Deductible 130 2 Wood siding No
2012 235,000 Slate Shingles Roof 2,210 5 $500 Deductible 1370 10 Brick siding No
2001 160,000 Metal Roof 1,790 3 $500 Deductible 90 1 Wood siding yes