Eureka Insurance Rates:

Eureka, IL homeowners insurance is about $635 to $870, about $52-$72/month. Our complete research indicates shoppers can save upto $300 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Eureka, IL Homeowners Insurance By Home Value

Eureka, IL Home Value Total Homes % of Total Average Eureka, IL Homeowners Insurance
Less than $50,000 83 6.0% $127
$60,000 to $69,999 30 2.0% $338
$70,000 to $79,999 66 5.0% $391
$80,000 to $89,999 87 7.0% $443
$90,000 to $99,999 85 6.0% $496
$100,000 to $124,999 140 11.0% $579
$125,000 to $149,999 165 13.0% $721
$150,000 to $174,999 202 16.0% $849
$175,000 to $199,999 222 18.0% $985
$200,000 to $249,999 70 5.0% $1188
$250,000 to $299,999 51 4.0% $1451

Top Home Insurance Agents Near Eureka, IL

Home Insurance Company Near Eureka, IL Homeowners Insurance Agency Near Eureka, IL Address
NA Ulrich Insurance Agency 1407 W Front St, Roanoke, IL, 61561
NA Vercruysse Insurance Agency, Llc 1713 Fort Jesse Rd Ste C Normal, Bloomington, IL, 61761
NA Straughn Insurance Agency 308 Main St, lostant, IL, 61334
State Farm Aaron Simmons 318 W McClure Ave, Peoria, IL, 61604-3557
State Farm Steve Mueller 307 W Madison St, Pontiac, IL, 61764-1705

Cost Of Homeowners Insurance By Street Near Eureka, IL

Streets in Eureka Area Homeowners Insurance Cost
Co Rd 1300 E, S Callender St, E Harrison St, Lakeview Dr, Lake Rd, E Bullock St, E James St, Enchanted Garden Park, Dennis Dr, Redbud Ln$751
Zion Ridge Ct, S Liberty St, N Clinton Dr, Bowald St, S Farm St, Co Rd 1020 N, N Jones St, N Shaft St, Co Rd 1600 E, Church Rd$758
W Gloria Dr, Co Rd 1375 E, W Center St, Co Rd 1420 E, Co Rd 1850 E, N Meek St, Co Rd 1250 E, W Sunny Ln, Co Rd 600 N, S Hamilton St$758
US Hwy 24, Reagan Dr, W Hill St, Greenview Rd, 4h Park Rd, S Henry St, Co Hwy 3, Mount Zion Rd, E College Ave, E Center St$753
Cobblestone Way, E Graham St, E Conover Ave, Tazewood Rd, Lake Ave, S Hilldale Ave, Zion Ridge, E Eureka St, Co Hwy 13, Parkway Dr$753

Eureka, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Eureka$111 to $113
Cruger$115
Olio$111
Goodfield$117

Eureka, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cruger township, Woodford County, Illinois $116 $154 $231
Olio township, Woodford County, Illinois $112 $149 $224
Goodfield village, Illinois $117 $156 $234

Eureka, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Eureka, IL5.3%12.4%
Cruger4.24%11.92%
Olio5.32%14.57%
Goodfield4.29%10.37%

Eureka Renters Insurance as a Percentage of Rent

Eureka Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 6.0% $793
$300 to $499 157 27.0% $1243
$500 to $749 265 47.0% $1918
$750 to $999 70 12.0% $2668
$1,000 to $1,499 30 5.0% $3793

Eureka, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Eureka Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,700$6,200
Net Savings to Eureka Home Owner from High Deductible Plan $500

Eureka, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eureka, IL Home Replacement Value MORE than Home Value Eureka, IL Home Replacement Value LESS than Home Value
Replacement Value $186,000 $125,500
Insurance Premium based on Replacement Value $825 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Eureka Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 432998
Year Built 198019632010
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Eureka, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 130,000 Slate Shingles Roof 1,450 2 $2500-$5000 Deductible 30 1 Brick siding yes
1967 130,000 Asphalt Shingles Roof 1,650 3 $2500-$5000 Deductible 560 12 Fiber-Cement Siding yes
1974 95,000 Asphalt Shingles Roof 1,200 2 $500- $1000 Deductible 40 1 Stone Siding yes
1986 240,000 Membrane Roof 3,210 5 $2500-$5000 Deductible 330 4 Vinyl siding No
1982 210,000 Tile Roof 2,680 4 $1000-$2500 Deductible 920 9 Stone Siding No
1976 155,000 Asphalt Shingles Roof 2,100 3 $5000 to $10,000 Deductible 160 4 Stone Siding yes
1968 130,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 40 1 Stucco siding No
2012 250,000 Membrane Roof 2,980 4 $5000 to $10,000 Deductible 220 4 Stucco siding yes
1944 160,000 Slate Shingles Roof 1,650 2 $2500-$5000 Deductible 260 6 Wood siding yes
2011 325,000 Wood Shake Roof 3,230 4 $500 Deductible 470 5 Stucco siding No
1964 245,000 Asphalt Shingles Roof 2,570 5 $5000 to $10,000 Deductible 270 7 Stone Siding No
2011 290,000 Membrane Roof 3,210 4 $1000-$2500 Deductible 310 3 Stucco siding No
2010 220,000 Shingles Roof 2,320 3 > $10,000 Deductible 220 4 Fiber-Cement Siding No
1981 140,000 Slate Shingles Roof 1,380 2 $1000-$2500 Deductible 70 2 Stucco siding No
1968 195,000 Metal Roof 1,880 4 $500 Deductible 190 2 Fiber-Cement Siding yes
1983 235,000 Membrane Roof 2,260 3 $1000-$2500 Deductible 200 2 Vinyl siding No
1985 195,000 Wood Shake Roof 1,900 5 $5000 to $10,000 Deductible 260 4 Stone Siding yes
1970 465,000 Composition Roof 4,700 5 $500 Deductible 1580 8 Vinyl siding No
1945 195,000 Composition Roof 2,210 5 $1000-$2500 Deductible 240 4 Vinyl siding yes
1974 85,000 Slate Shingles Roof 1,050 2 $500- $1000 Deductible 280 8 Stucco siding yes
1945 245,000 Asphalt Shingles Roof 2,740 5 $5000 to $10,000 Deductible 130 2 Vinyl siding No
1963 170,000 Asphalt Shingles Roof 1,910 3 $500 Deductible 360 6 Brick siding yes
1966 210,000 Slate Shingles Roof 2,420 4 $500- $1000 Deductible 130 2 Stucco siding No
1980 190,000 Metal Roof 2,030 3 $500 Deductible 900 12 Vinyl siding yes
1966 100,000 Shingles Roof 1,100 2 $2500-$5000 Deductible 90 3 Stucco siding yes
1969 195,000 Composition Roof 2,390 4 $5000 to $10,000 Deductible 90 2 Vinyl siding No
1946 75,000 Slate Shingles Roof 980 2 $500- $1000 Deductible 460 12 Fiber-Cement Siding yes
1988 175,000 Shingles Roof 2,110 3 $500 Deductible 100 1 Stone Siding yes