How To Make Your Eugene, OR Home Insurance Cheaper
Eugene, OR, homeowners insurance is about $651. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Eugene, OR Home Insurance Rates with the Lane County Average
| Place | Lane County Average: $1,006.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Eugene, OR | $651.0 | -355.0 | -0.35 | 156,222 | 257,200 |
Cost of Eugene, OR Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Springfield | 230,400 | 2,372 | $621 |
| Pleasant Hill | 298,600 | 39,004 | $702 |
| Badger Mountain | 237,300 | 14,158 | $628 |
| Sweet Home | 150,600 | 11,846 | $753.5 |
Homeowners Insurance Comparison for the Cheapest Premiums in Eugene, OR
| Amica Mutual Insurance | Century National | MetLife | |
| Median Home Value ($) | 257,200 | 257,200 | 257,200 |
| Age of Home | Year 40 Old | Year 50 Old | Year 50 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $750,000 -$999,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $2,546.9 | $2,342.9 | $2,636.2 |
Cost of Eugene, OR Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 2000 | $1500,000-$2000,000 | 1,832.0 |
| American Family Insurance | 1000 | $100,000-$124,999 | 254.4 |
| Encompass Insurance | 1500 | $150,000-$174,999 | 335.0 |
| MAPFRE Insurance | 2500 | $400,000-$499,999 | 919.2 |
| MetLife | 500 | $1000,000-$1499,999 | 2,018.5 |
| Amica Mutual Insurance | 1000 | $400,000-$499,999 | 1,187.3 |
| American National Property and Casualty Company | 1500 | $400,000-$499,999 | 1,123.4 |
| State Farm | 500 | $750,000-$999,999 | 1,832.7 |
| The Hartford | 1000 | $150,000-$174,999 | 354.0 |
| Country Financial | 2500 | $300,000-$399,999 | 745.7 |