Estacada Insurance Rates:

Estacada, OR homeowners insurance is roughly $391 to $533, about $32-$44/month. Our in depth analysis shows customers can save as much as $184 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
i like their response time on my claim, they have a simple and easy way to file all claims online.
Geico
I would recommend Geico for anyone's home insurance company because the company and their customer service is very helpful and understanding. They answer all my silly questions and really try to give answers that are easy to understand. They offer a lot of different kinds of policies to meet anyone's needs.

Estacada, OR Homeowners Insurance By Home Value

Estacada, OR Home Value Total Homes % of Total Average Estacada, OR Homeowners Insurance
Less than $50,000 330 10.0% $32
$50,000 to $59,999 43 1.0% $73
$60,000 to $69,999 39 1.0% $92
$80,000 to $89,999 35 1.0% $120
$100,000 to $124,999 91 2.0% $157
$125,000 to $149,999 140 4.0% $198
$150,000 to $174,999 217 6.0% $235
$175,000 to $199,999 128 3.0% $272
$200,000 to $249,999 529 16.0% $328
$250,000 to $299,999 507 15.0% $401
$300,000 to $399,999 1,161 35.0% $508

Top Home Insurance Agents Near Estacada, OR

Home Insurance Company Near Estacada, OR Homeowners Insurance Agency Near Estacada, OR Address
State Farm Damon Burian 2710 SE 182nd Ave, Gresham, OR, 97030-5013
Farmers German Escalante 3865 SW Hall Blvd, Beaverton, OR, 97005
Liberty Mutual Independent Hecht & Hecht Insurance Agency Inc 425 NE HANCOCK ST FL 1, PORTLAND, OR, 97212
Liberty Mutual Independent Montgomery & Graham Property & Casualty Llc 412 JEFFERSON PKWY STE 100, LAKE OSWEGO, OR, 97035
State Farm Pat Healey 3975 Mercantile Dr Ste 230, Lake Oswego, OR, 97035-2589

Cost Of Homeowners Insurance By Street Near Estacada, OR

Streets in Estacada Area Homeowners Insurance Cost
NW Wade St, S Endive Rd, SE Snuffin Rd, Kilowatt Ln, SE Yoder Dr, SE One Oak Ln, S Forest Park Rd, S Locksmith Ln, SE Jackknife Rd, SE Clover Dr$462
S Butte Rd, SE Park Rd, S Springwater Rd, SE Abbott Miller Rd, SE Eagle Creek Rd, S Eagle Point Dr, SE Glover Rd, S Schockley Rd, SE Amisigger Rd, SE Lilian Ln$463
N Eagle Creek Rd, S Metzler Park Rd, NW Standish St, NE 1st Ave, SW 4th Ave, SE Short St, SE Eagle Fern Rd, S Dianne Dr, S Valley View Dr, SE Shady View Ln$456
SE Linde Ln, SE Talons Rd, S Lewellen Rd, SE Log Lebarre Rd, SE Amistad Ln, Becky Ln, S Upper Highland Rd, NW 2nd Pl, SE Trickle Creek Rd, SE 2nd Ave$459
S Overlook Dr, N Broadway St, SE Frontier Rd, SE Country Squire Rd, SE Strubhar Ln, S Shady Forest Ln, NW Industrial Way, S Hillockburn Rd, NE Currin St, SE River Lake Rd$449

Estacada, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Estacada$68 to $71
Clackamas County$69
Mount Hood Village$67
Mount Hood$68

Estacada, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clackamas County, Oregon $58 $77 $115
Mount Hood Village CDP, Oregon $57 $75 $113
Colton CCD, Clackamas County, Oregon $58 $77 $115

Estacada, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Estacada, OR2.1%7.9%
Clackamas County1.97%7.0%
Mount Hood Village2.28%9.51%
Colton2.21%7.75%

Estacada Renters Insurance as a Percentage of Rent

Estacada Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 2.0% $324
$200 to $299 86 7.0% $774
$300 to $499 130 11.0% $1224
$500 to $749 194 17.0% $1899
$750 to $999 275 25.0% $2649
$1,000 to $1,499 290 26.0% $3774
$1,500 or more 101 9.0% $5424

Estacada, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Estacada Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Estacada Home Owner from High Deductible Plan $600

Estacada, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Estacada, OR Home Replacement Value MORE than Home Value Estacada, OR Home Replacement Value LESS than Home Value
Replacement Value $432,500 $252,500
Insurance Premium based on Replacement Value $1,075 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $108,000 Risk Exposure from Under Insuring Coverage is $72,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Estacada Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAmerican Family Insurance
Monthly Premium 659452
Year Built 200519891991
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$500000-$600000$300000-$350000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Estacada, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 525,000 Asphalt Shingles Roof 2,940 4 $2500-$5000 Deductible 930 9 Wood siding yes
1985 265,000 Composition Roof 1,600 3 $5000 to $10,000 Deductible 170 5 Vinyl siding No
1985 360,000 Asphalt Shingles Roof 2,210 3 $5000 to $10,000 Deductible 580 9 Fiber-Cement Siding No
1990 245,000 Tile Roof 1,680 3 $500- $1000 Deductible 380 7 Brick siding No
1940 255,000 Wood Shake Roof 1,690 5 $500 Deductible 810 10 Vinyl siding yes
1997 345,000 Metal Roof 2,140 4 > $10,000 Deductible 340 7 Wood siding No
1993 260,000 Composition Roof 1,420 3 > $10,000 Deductible 260 8 Stucco siding yes
1996 340,000 Shingles Roof 2,070 4 $1000-$2500 Deductible 70 1 Vinyl siding No
1989 580,000 Shingles Roof 3,360 4 $5000 to $10,000 Deductible 100 1 Vinyl siding No
2007 235,000 Wood Shake Roof 1,340 3 $500- $1000 Deductible 340 7 Brick siding yes
2012 305,000 Asphalt Shingles Roof 2,140 4 $2500-$5000 Deductible 500 9 Fiber-Cement Siding yes
2014 210,000 Membrane Roof 1,440 3 $500 Deductible 580 12 Wood siding No
2003 380,000 Membrane Roof 2,020 3 > $10,000 Deductible 360 8 Wood siding No
2013 300,000 Slate Shingles Roof 2,180 3 $1000-$2500 Deductible 650 9 Brick siding No
2005 465,000 Asphalt Shingles Roof 3,210 4 $2500-$5000 Deductible 140 2 Stucco siding yes
1994 395,000 Metal Roof 2,080 3 $2500-$5000 Deductible 430 7 Fiber-Cement Siding No
2002 235,000 Slate Shingles Roof 1,520 5 $500 Deductible 130 2 Brick siding yes
2009 345,000 Metal Roof 1,830 5 $500 Deductible 1270 12 Vinyl siding yes
1991 380,000 Metal Roof 2,120 4 $500- $1000 Deductible 290 4 Stucco siding yes
2009 450,000 Membrane Roof 3,140 5 $1000-$2500 Deductible 860 10 Brick siding yes
1948 510,000 Composition Roof 3,600 5 $5000 to $10,000 Deductible 100 1 Brick siding No
1991 290,000 Slate Shingles Roof 1,860 4 $5000 to $10,000 Deductible 240 5 Brick siding yes
1940 365,000 Shingles Roof 2,040 4 > $10,000 Deductible 430 9 Vinyl siding yes
1986 295,000 Asphalt Shingles Roof 2,230 4 $500- $1000 Deductible 800 10 Vinyl siding No
2011 505,000 Wood Shake Roof 2,800 4 $500 Deductible 780 8 Stone Siding yes
2013 510,000 Slate Shingles Roof 2,700 5 $500 Deductible 580 4 Brick siding yes
2005 390,000 Composition Roof 2,720 4 $500- $1000 Deductible 850 8 Stone Siding yes
2001 350,000 Asphalt Shingles Roof 2,490 4 $500- $1000 Deductible 610 8 Stucco siding yes
1986 325,000 Slate Shingles Roof 2,360 3 $500- $1000 Deductible 480 7 Fiber-Cement Siding No
2012 410,000 Membrane Roof 2,180 3 $2500-$5000 Deductible 160 2 Fiber-Cement Siding No
2009 170,000 Composition Roof 1,300 3 $2500-$5000 Deductible 500 12 Stone Siding No
2006 630,000 Membrane Roof 4,300 5 > $10,000 Deductible 110 1 Stone Siding No
1948 230,000 Shingles Roof 1,240 3 $500 Deductible 320 5 Brick siding yes
1947 350,000 Wood Shake Roof 1,980 5 $500 Deductible 930 9 Wood siding No