Essex Insurance Rates:

Essex, MD homeowners insurance is nearly $579 to $789, about $48-$65/month. Our comprehensive analysis indicates shoppers can save upto $273 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I wish there was a better-discounted bundle cost. currently, the company does not offer a bundle discount for having other insurances through them.
Usaa
There website to apply for insurance is a little clunky, but they are very helpful and provide great, competitive insurance rates.
Usaa
My insurance offers many services that fits my needs. From flood insurance to renters insurance at reasonable prices. I have been with them for a while now.
Nationwide
I would recommend Nationwide to other customers. They seem to compare when it comes to price and coverage.
Usaa
USAA has always provided me with the best customer service I have ever gotten from any company. They offer a wide variety of products, and by bundling my home and auto insurance I save hundreds of dollars a year.
Farmer's Insurance
Overall, their rates are average at best. The premium, given the area and age of my home, was a little lower than their competitors. But the payment plan we worked out isn't bad and the incentives that come with timely payments are nice too!
Allstate
One last point that i would like to make about all state is their advertising. based on what i have seen, i don't believe their advertising truly matches up with what they are like in person.
Usaa
I like my company's customer service. they have by and far the best customer service in the industry. the people i talk to address me by my military rank and are always extremely competent courteous and professional. they have always been able to quickly resolve any issues that i have.
Usaa
It's slightly higher than my previous company, state farm. However, the service is much better and state farm screwed me over pretty bad and then dropped me.
Erie Insurance
I dislike that there are so many options on their site, and you have to read all of them to really pinpoint what you are trying to get to. It's almost too detailed. However, I do like the clean layout of the site and how easy it is to navigate and get back to other areas.
Usaa
I honestly don't find much fault with the company. The rates could be a bit more competitive, but I don't mind paying for the great service
Usaa
1.It's Flexible schedule 2.helping people 3.own boss 4.The daily challenges. No two days are the same.
Usaa
It's easy to use and very simple to find the information I am looking for. I am able to keep track of my banking and insurance information in one place.
Allstate
I think i am much batter then other companies because i have very good skills and also work hard to be successful man.
Nationwide
good rates and good timing of changing polices I like that it works well with the home owner giving good deals and accurate rates

Essex, MD Homeowners Insurance By Home Value

Essex, MD Home Value Total Homes % of Total Average Essex, MD Homeowners Insurance
Less than $50,000 213 2.0% $82
$80,000 to $89,999 103 1.0% $287
$90,000 to $99,999 170 2.0% $321
$100,000 to $124,999 802 10.0% $376
$125,000 to $149,999 924 11.0% $465
$150,000 to $174,999 1,346 17.0% $554
$175,000 to $199,999 633 8.0% $636
$200,000 to $249,999 1,435 18.0% $766
$250,000 to $299,999 934 12.0% $937
$300,000 to $399,999 1,063 13.0% $1197

Top Home Insurance Agents Near Essex, MD

Home Insurance Company Near Essex, MD Homeowners Insurance Agency Near Essex, MD Address
Travelers Champion Realty Insurance 541 BALTIMORE ANNAPOLIS BLVD STE B, SEVERNA PARK, MD, 21146
Nationwide Corrigan Ins Agency Inc 8951 Edmonston Rd Ste 202, Greenbelt, MD, 20770
State Farm Jim Mccauley 11200 Scaggsville Road #115B, Laurel, MD, 20723-2024
Travelers Montgomery Premier Insurance Llc 2275 RESEARCH BLVD SUITE 500, ROCKVILLE, MD, 20850
Allstate Rowe Insurance Agency 110 W Sunset, Greensboro, MD, 21639

Essex, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Essex, MD

Streets in Essex Area Homeowners Insurance Cost
North Ave, Seawall Rd, N Marlyn Ave, Holly Beach Rd, Old Eastern Ave, Elk Rd, Foote Rd, Pine Branch Pl, Rocky Point Rd, Bladen Rd$667
S Woodlynn Rd, Denton Rd, Henry Ave, Pine Rd, Luciano Rd, Southeastern Ct, Creek Rd, Hopewell Ave, Myrth Ave, Savannah Rd$746
Delaware Ave, Antietam Rd, Lutz Ave, Mars Rd, Magnolia Ter, Glenwood Rd, Middlesex Rd, Winter Park Cir, Canberra Dr, James St$671
Frenchs Ave, Anne Ave, Beachwood Ave, Commodore Dr, John Ave, Luffing Ct, Galena Rd, Marice Cir, St George Rd, Glen Curtis Rd$668
Sandalwood Rd, Mansfield Rd, Timber Creek Ct, Beck St, Laske Ave, Vale Crest Ct, Sun Ct, Bridge Crossing Rd, Bauernschmidt Dr, Harrison Ave N$662

Essex, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Essex$102 to $105
Middle River$101
Bowleys Quarters$105
Rosedale$103

Essex, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Middle River CDP, Maryland $101 $135 $203
Bowleys Quarters CDP, Maryland $106 $141 $212
Rosedale CDP, Maryland $104 $138 $207

Essex, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Essex, MD3.7%12.4%
Middle River3.92%10.98%
Bowleys Quarters3.16%9.91%
Rosedale3.81%11.71%

Essex Renters Insurance as a Percentage of Rent

Essex Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 87 1.0% $343
$200 to $299 104 1.0% $793
$300 to $499 239 3.0% $1243
$500 to $749 941 14.0% $1918
$750 to $999 2,518 39.0% $2668
$1,000 to $1,499 1,997 31.0% $3793
$1,500 or more 492 7.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Essex For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
380,000 1,000 Frame 10 Allied Property & Casualty Insurance Co. 1,017
280,000 500 Frame 25 American National Property & Casualty Co 1,099
330,000 1,000 Masonry 15 American Security Insurance Co. 2,307
280,000 500 Frame 25 Brethren Mutual Insurance Co. 657
380,000 1,000 Frame 10 Csaa Affinity Insurance Co. 1,275
330,000 1,000 Masonry 15 Penn National Insurance Co. 879
280,000 500 Frame 25 Praetorian Insurance Co. 1,292
330,000 1,000 Masonry 15 Praetorian Insurance Co. 1,307
240,000 500 Frame 35 Safeco Insurance Co. Of America 697
330,000 1,000 Masonry 15 Vigilant Insurance Co. 1,452

Essex, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Essex Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$10,700
Net Savings to Essex Home Owner from High Deductible Plan $1,200

Essex, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Essex, MD Home Replacement Value MORE than Home Value Essex, MD Home Replacement Value LESS than Home Value
Replacement Value $213,000 $155,000
Insurance Premium based on Replacement Value $1,200 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Essex Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateTravelers
Monthly Premium 1655253
Year Built 198719931952
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $400000-$500000$125000-$150000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Essex, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 160,000 Slate Shingles Roof 1,690 4 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
1986 310,000 Metal Roof 2,310 3 > $10,000 Deductible 770 9 Wood siding No
1966 115,000 Asphalt Shingles Roof 1,170 2 $500- $1000 Deductible 240 7 Stucco siding yes
1992 300,000 Wood Shake Roof 2,800 5 $1000-$2500 Deductible 510 6 Stucco siding yes
1996 335,000 Shingles Roof 2,530 4 > $10,000 Deductible 510 7 Wood siding yes
1973 330,000 Shingles Roof 2,570 5 > $10,000 Deductible 430 7 Brick siding No
1962 230,000 Metal Roof 1,760 3 $500 Deductible 780 10 Brick siding yes
1971 250,000 Tile Roof 2,020 5 $1000-$2500 Deductible 670 8 Vinyl siding yes
1980 185,000 Asphalt Shingles Roof 2,000 3 $1000-$2500 Deductible 370 5 Stone Siding yes
1979 520,000 Slate Shingles Roof 4,200 5 $1000-$2500 Deductible 170 1 Brick siding yes
1981 230,000 Membrane Roof 1,790 3 $2500-$5000 Deductible 190 3 Stone Siding yes
1954 195,000 Shingles Roof 2,180 3 $1000-$2500 Deductible 170 2 Wood siding No
1968 395,000 Metal Roof 3,170 4 $1000-$2500 Deductible 1660 9 Vinyl siding yes
1969 435,000 Asphalt Shingles Roof 4,240 5 $500- $1000 Deductible 830 6 Stone Siding yes
1973 285,000 Membrane Roof 2,730 4 $500- $1000 Deductible 1500 12 Stone Siding yes
1998 340,000 Membrane Roof 2,570 4 $5000 to $10,000 Deductible 1010 12 Fiber-Cement Siding No
1956 200,000 Shingles Roof 1,590 5 $5000 to $10,000 Deductible 430 12 Vinyl siding yes
1978 175,000 Asphalt Shingles Roof 1,330 3 $5000 to $10,000 Deductible 280 6 Stucco siding yes
1962 315,000 Composition Roof 2,360 3 $5000 to $10,000 Deductible 800 9 Stone Siding yes
1967 325,000 Shingles Roof 2,900 5 > $10,000 Deductible 610 8 Stone Siding yes
1965 225,000 Wood Shake Roof 2,430 4 $500 Deductible 550 5 Brick siding No
1979 160,000 Wood Shake Roof 1,490 2 $500 Deductible 480 7 Stucco siding No
1980 235,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 510 7 Stucco siding No
1986 195,000 Composition Roof 1,840 4 $500- $1000 Deductible 350 6 Fiber-Cement Siding No
1974 155,000 Composition Roof 1,440 2 $2500-$5000 Deductible 40 1 Fiber-Cement Siding No
1973 175,000 Tile Roof 1,660 3 $1000-$2500 Deductible 50 1 Wood siding yes
1999 280,000 Composition Roof 2,380 3 $5000 to $10,000 Deductible 700 8 Vinyl siding No
1975 280,000 Slate Shingles Roof 2,070 4 $2500-$5000 Deductible 280 3 Stone Siding No
1982 195,000 Metal Roof 2,150 3 $1000-$2500 Deductible 520 9 Vinyl siding yes
1982 490,000 Wood Shake Roof 4,830 5 $500 Deductible 2060 12 Wood siding No
1978 255,000 Wood Shake Roof 2,180 4 $2500-$5000 Deductible 190 2 Fiber-Cement Siding No
1980 490,000 Wood Shake Roof 3,780 5 $500- $1000 Deductible 1680 10 Wood siding No
1956 410,000 Tile Roof 3,260 4 $500 Deductible 380 3 Stone Siding No

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