Essex, CT homeowners insurance is about $765 to $1,059, about $63-$88/month. Our all inclusive guide shows customers can save as much as $364 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Essex, CT | Homeowners Insurance Agency Near Essex, CT | Address |
|---|---|---|
| Travelers | Alton E Woodford Inc | 10 N Main St W Hartford, West Hartford, CT, 6107 |
| Travelers | Connecticut Ins Exchange Of Southington Llc | 1133 MERIDEN WATERBURY TNPKE, PLANTSVILLE, CT, 6479 |
| Travelers | Founders Insurance Group Inc | 1300 WINSTED RD, TORRINGTON, CT, 6790 |
| Liberty Mutual | Stephen Burlingame Lutcf | 95 Glastonbury Blvd. Ste 204, Glastonbury, CT, 6033 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Essex Village CDP, Connecticut | $146 | $194 | $291 |
| Deep River Center CDP, Connecticut | $128 | $171 | $257 |
| Deep River town, Middlesex County, Connecticut | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Essex, CT | 3.2% | 9.1% |
| Essex Village | 3.07% | 8.11% |
| Deep River Center | 3.71% | 8.85% |
| Deep River | 3.66% | 9.64% |
| Essex Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 14 | 2.0% | $315 |
| $500 to $749 | 16 | 3.0% | $1890 |
| $750 to $999 | 160 | 30.0% | $2640 |
| $1,000 to $1,499 | 218 | 40.0% | $3765 |
| $1,500 or more | 124 | 23.0% | $5415 |
| Streets in Essex Area | Homeowners Insurance Cost |
|---|---|
| Riverview St, Beechwood Dr, Cove Hill Rd, Ox Bow Ln, Essex Hills Dr, West Ave, New City St, Truebe Rd, Ferry St, Piney Branch Rd | $919 |
| Captains Walk, State Hwy 602, Pratt St, Fordham Rd, Foxboro Rd, Sheagren Hill, Laurel Rd, River Rd Dr, Dennison Ln, Harbor Vw N | $923 |
| Carol Dr, Farm Ln, Orchard Heights Rd, Harbor View Dr, W Hills Rd, Kings Ln, Mitchel Ter, Old West St, Bank Ln, Chestnut St | $907 |
| Mill Rd, Conklin Ave, S Winds Dr, Terrace Ln, Summitt St, Navy Ln, Earl St Exd, Falls River Dr, Book Hill Rd, Mikes Ter | $909 |
| Eagle Ridge Dr, Birch Cir, Gates Rd, W Hills Rd No 2, Comstock Ave, Hilltop Ave, State Hwy 153, Blake St, Melody Ln, Ebony Ln | $922 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Essex | $134 to $138 |
| Essex Village | $146 |
| Deep River Center | $128 |
| Deep River | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $7,800 |
| Yearly Essex Homeowner Insurance Premium Example | $6,600 | $5,400 |
| Out of Pocket Expense During Claim | $1,800 | $7,800 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $41,400 | $40,200 |
| Net Savings to Essex Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Essex, CT Home Replacement Value MORE than Home Value | Essex, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $518,000 | $352,500 |
| Insurance Premium based on Replacement Value | $4,350 | $2,950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $62,000 | Risk Exposure from Under Insuring Coverage is $103,500 |
| Premium Impact | Insurance cheaper by $875/year | Insurance costlier by $525/year |
| Insurance Company | Nationwide Insurance | Travelers | GEICO Insurance |
| Monthly Premium | 318 | 485 | 460 |
| Year Built | 1994 | 1971 | 1941 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $350000-$400000 | $500000-$600000 | $700000-$800000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |