Escondido Insurance Rates:

Escondido, CA homeowners insurance is about $527 to $714, about $43-$59/month. Our detailed research shows customers can save upto $248 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
The progressive insurance company did have some confusing language in the policy descriptions that were a little difficult to understand for normal people such as me.
State Farm
Finally, instead of spending big bills and huge amounts dollars, they help you save your money for your special needs.
Old Republic Home Protection
I wish that they were a bigger company so that they could charge me lower rates, because their service is so good but being a mid size company i think that sort of limits their flexibility with price.
Farmer's Insurance
There isn't anything that I don't like about the insurance company, Again I'm not exceptionally impressed with the insurance agent that took over for my original agent a few years ago...
State Farm
The cost of my coverage isn't too high the deductible is, however. The coverage is less costly than many other companies in the area.
State Farm
Very good service very honest about the premium plan, overall I am very satisfied with them.
Allstate
Any time I have talked to customer service the representative has been helpful and courteous. I have no complaints
Amica Mutual Insurance
I think that the premium charged by the company is a bit higher as compared to other home insurance companies in this segment.
Farmer's Insurance
They are a friendly agency that gave us a better deal than the competition, even though we were very young.
Farmer's Insurance
I like the interaction/communication with my Farmers insurance company. Any time I have an issue or question I contact my agent and he gets back to me quickly.
Progressive
The premium is great, the coverage is great, and the customer service is incredible. I feel really safe with this company.
Allstate
Apart from the high cost, there isn't anything I dislike about them. I have a great sense of security knowing that my house and its contents are insured by Allstate.
Geico
The company overall is great at resolving claims. The claims process is quick, reliable, and gives me the answers I am seeking.
Saferoad Insurance
I like everything from customer support, I like what they offer, the prices, what I get from the prices, would choose another company ever
Esurance
I recommend Esurance for any coverage because they are affordable, easy to contact, easy to apply, and easy to view your coverage plans. They treat their members well and offer all kinds of promotions and rewards for loyalty and safety.
Geico
I would recommend this company to anyone I know because of the ease and help that I have received from them.
Geico
im fairly new to the hearth company as i just recently switched. but i switched due to positive recommendations, affordability, and customer service. my insurance agent also uses them and highly recommended them
State Farm
I actually have no complaints about my insurance company, there has never been a time that I have questioned them or wondered if they have my best interests at heart. I highly recommend State Farm Insurance to anyone who is looking to change companies.
Allstate
Most insurance companies raise their rates and premiums. I find that this is not good for loyal customers who have never had to file a claim before.

Escondido, CA Homeowners Insurance By Home Value

Escondido, CA Home Value Total Homes % of Total Average Escondido, CA Homeowners Insurance
Less than $50,000 1,246 8.0% $43
$60,000 to $69,999 178 1.0% $117
$70,000 to $79,999 153 1.0% $136
$80,000 to $89,999 236 1.0% $155
$90,000 to $99,999 241 1.0% $173
$100,000 to $124,999 460 3.0% $198
$125,000 to $149,999 316 2.0% $254
$150,000 to $174,999 807 5.0% $298
$175,000 to $199,999 798 5.0% $341
$200,000 to $249,999 2,059 13.0% $416
$250,000 to $299,999 3,029 20.0% $509
$300,000 to $399,999 5,357 35.0% $645

Top Home Insurance Agents Near Escondido, CA

Home Insurance Company Near Escondido, CA Homeowners Insurance Agency Near Escondido, CA Address
NA Fusco & Orsini Insurance Services, Inc. 5095 Murphy Canyon Road, Suite 200 San Diego, San Diego, CA, 92123
Farmers James Mitchell 1963 E Florida Ave, Hemet, CA, 92544
Allstate Lisa Frontis Bentley 7510 Clrmt Msa Blvd Ste 106, San Diego, CA, 92111
Travelers Marsh & Mclennan Agency Llc 9171 TOWNE CENTRE DR STE 500, SAN DIEGO, CA, 92122
Allstate Richard Herron 30101 Town Center Dr Ste 105, Laguna Niguel, CA, 92677

Cost Of Homeowners Insurance By Street Near Escondido, CA

Streets in Escondido Area Homeowners Insurance Cost
Hidden Meadows Rd, Jacks Creek Pl, Burned Oak Ter, Graham Pl, Darling Dr, Summit Ln, San Roque Dr, Windyridge Glen, Kiwi Meadow Ln, W 13th Ave$656
3rd Pl, Grand Ct, Singingwood Pl, W 2nd Ave, Saint Sava Pl, Normandy Glen, Rhea Glen, Miller Ave, Alps Ter, Hidden Oaks Ln$636
Seven Oakes Rd, W 2nd Ave, Pickett Glen, Largo Ln, Linsay Pl, Moody Dr, E 14th Ave, E 4th Ave, Foxfire Ct, Tierra de Dios$623
Ave Amorosa, Wyndemere Ct, Las Villas Way, Cherry Pl, Owl Glen, Felicita Ln, Cll Ladera, Norway Ct, Cerveza Dr, Chandler Ct$640
Sprucewood Ln, N Escondido Blvd, Cloverdale Rd, Aspen Glen, Seco Glen, Brookhollow Glen, Oakwood Creek Pl, Erica St, Cmt A Casa, Charise St$639
Anka Ln, Lake Dr, Angeles Glen, Craigmore Ave, el Cielo Ln, Morning View Dr, Alexander Dr, Douglaston Gln, Gabler Dr, Morning Mist Glen$627
Johnston Glen, Bracero Pl, Excitation Glen, Venice Glen, Don Lee Pl, Ginger Way, Camellia St, High Mountain Dr, Pamoosa Ln, Century Way$622
Tanglewood Ln, Cam Hermosa, Conifer Glen, Borra Pl, Ontario St, Cedar Way, Double K Rd, Industrial St, Aliso Pl, la Mirada Way$622
Crestwind Dr, Pear Blossom Pl, E 17th Ave, Stone Valley Pl, Queenston Dr, Prairiestone Way, Trijullo Trl, Via Ramon, High Vista Dr, S Elm St$641
Colley Ln, Superior St, Cerveza Baja Dr, Bancroft Glen, Center Stage Glen, Idaho Ter, Aero Way, Viletta Dr, Woodglen Pl, Wynwood Ct$612

Escondido, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Escondido$92 to $95
San Marcos$94
Hidden Meadows$98
Lake San Marcos$95

Escondido, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Marcos city, California $94 $125 $188
Oceanside-Escondido CCD, San Diego County, California $95 $126 $189
Hidden Meadows CDP, California $98 $131 $197

Escondido, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Escondido, CA2.4%11.4%
San Marcos2.03%12.24%
Oceanside-Escondido2.16%10.52%
Hidden Meadows1.96%8.2%

Escondido Renters Insurance as a Percentage of Rent

Escondido Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 315 1.0% $788
$300 to $499 596 2.0% $1238
$500 to $749 870 4.0% $1913
$750 to $999 4,226 20.0% $2663
$1,000 to $1,499 10,461 49.0% $3788
$1,500 or more 4,563 21.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Escondido For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewUniversal North America300
200000500NewCentury National462
2500001000NewAIG Prop Cas667
2500001000NewFirst American Ins388
250000500NewHartford (Sentinel)685
4000001000NewChubb/Federal1285
4000001000NewPacific Specialty903
7500002500NewQBE (Balboa)908
1500005001-3 YearsHorace Mann P & C328
2000005001-3 YearsCSE Safeguard513
3000005001-3 YearsQBE (Balboa)691
50000010001-3 YearsKemper896
50000025001-3 YearsForemost Insurance1835
50000025001-3 YearsPrivilege Underwriters Exch1400
1500002504-6 YearsFirst American Ins394
50000010004-6 YearsKemper999
75000025004-6 YearsAmco1682
75000025004-6 YearsTravelers1221
2000005007-15 YearsOregon Mutual601
40000010007-15 YearsAIG Prop Cas1252
40000010007-15 YearsAmerican Reliable1073
40000010007-15 YearsMAPFRE Group1143
50000025007-15 YearsUnigard Group863

Escondido, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Escondido Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Escondido Home Owner from High Deductible Plan $600

Escondido, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Escondido, CA Home Replacement Value MORE than Home Value Escondido, CA Home Replacement Value LESS than Home Value
Replacement Value $437,500 $273,000
Insurance Premium based on Replacement Value $1,050 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,000 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $250/year

Example Escondido Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 874099
Year Built 198819732009
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $350000-$400000$150000-$175000$350000-$400000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Escondido, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 415,000 Asphalt Shingles Roof 2,150 5 $5000 to $10,000 Deductible 460 9 Stone Siding No
1978 560,000 Slate Shingles Roof 3,230 4 $2500-$5000 Deductible 810 10 Stone Siding No
2004 255,000 Shingles Roof 1,790 3 $5000 to $10,000 Deductible 270 7 Brick siding yes
1981 320,000 Wood Shake Roof 2,350 4 $2500-$5000 Deductible 340 7 Fiber-Cement Siding No
2006 160,000 Composition Roof 960 2 $500- $1000 Deductible 210 6 Wood siding No
1985 445,000 Tile Roof 2,960 4 $500 Deductible 1340 12 Brick siding yes
1992 235,000 Slate Shingles Roof 1,620 2 $500 Deductible 300 5 Wood siding No
1983 225,000 Membrane Roof 1,430 3 $2500-$5000 Deductible 250 6 Vinyl siding No
1986 870,000 Metal Roof 4,540 5 $500- $1000 Deductible 190 1 Brick siding No
1976 665,000 Tile Roof 4,180 5 > $10,000 Deductible 820 10 Wood siding No
1987 395,000 Composition Roof 2,680 4 $500- $1000 Deductible 1050 9 Stone Siding No
1993 230,000 Metal Roof 1,250 3 > $10,000 Deductible 150 7 Wood siding yes
1990 385,000 Membrane Roof 2,370 4 $1000-$2500 Deductible 760 9 Brick siding yes
1994 320,000 Slate Shingles Roof 1,590 5 $500 Deductible 920 12 Stone Siding yes
1998 300,000 Metal Roof 1,620 3 $500- $1000 Deductible 360 5 Stucco siding yes
1995 170,000 Shingles Roof 1,030 2 $5000 to $10,000 Deductible 180 8 Stucco siding yes
1988 500,000 Shingles Roof 2,930 5 > $10,000 Deductible 960 12 Fiber-Cement Siding yes
1995 510,000 Shingles Roof 2,630 4 > $10,000 Deductible 340 6 Stone Siding yes
1973 480,000 Slate Shingles Roof 2,810 4 > $10,000 Deductible 470 8 Stucco siding yes
2009 405,000 Tile Roof 2,490 4 $5000 to $10,000 Deductible 120 2 Wood siding No
1974 410,000 Membrane Roof 2,340 4 $500- $1000 Deductible 1250 12 Stucco siding yes
1981 215,000 Asphalt Shingles Roof 1,270 2 $500 Deductible 440 7 Vinyl siding No
2005 395,000 Tile Roof 2,000 4 $2500-$5000 Deductible 690 9 Vinyl siding No
1972 315,000 Composition Roof 2,100 3 $2500-$5000 Deductible 340 5 Fiber-Cement Siding No
2002 330,000 Composition Roof 1,960 4 $500 Deductible 230 3 Fiber-Cement Siding No
2009 185,000 Metal Roof 920 2 $500- $1000 Deductible 520 10 Stucco siding yes
1974 210,000 Asphalt Shingles Roof 1,400 3 > $10,000 Deductible 110 3 Fiber-Cement Siding No
1981 630,000 Asphalt Shingles Roof 3,830 5 > $10,000 Deductible 200 3 Wood siding yes
1986 165,000 Shingles Roof 980 2 $500 Deductible 110 3 Brick siding No
1994 320,000 Slate Shingles Roof 1,222 3 $500- $1000 Deductible 820 9 Stone Siding No