Escalon Insurance Rates:

Escalon, CA homeowners insurance is approximately $515 to $703, about $42-$58/month. Our all inclusive research reveals consumers can save as much as $243 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Escalon, CA Homeowners Insurance By Home Value

Escalon, CA Home Value Total Homes % of Total Average Escalon, CA Homeowners Insurance
Less than $50,000 157 6.0% $54
$50,000 to $59,999 42 1.0% $121
$90,000 to $99,999 50 2.0% $219
$100,000 to $124,999 171 6.0% $255
$125,000 to $149,999 73 2.0% $316
$150,000 to $174,999 254 10.0% $377
$175,000 to $199,999 194 7.0% $432
$200,000 to $249,999 599 24.0% $523
$250,000 to $299,999 358 14.0% $639
$300,000 to $399,999 556 22.0% $809

Top Home Insurance Agents Near Escalon, CA

Home Insurance Company Near Escalon, CA Homeowners Insurance Agency Near Escalon, CA Address
Liberty Mutual Independent Gene Morgan Insurance Agency 2020 FOURTH ST, LIVERMORE, CA, 94550
Allstate Jeff Beck 8355 Elk Grove Blvd Ste 400, Elk Grove, CA, 95758
Travelers Mulholland Insurance Agency Inc 2358 MARITIME DR STE 100, ELK GROVE, CA, 95758
Allstate Tim Delaney 221 Tuxedo Ct Ste A, Stockton, CA, 95204
Travelers Vaught And Muela Ins Services 2291 W MARCH LN D-100, STOCKTON, CA, 95207

Cost Of Homeowners Insurance By Street Near Escalon, CA

Streets in Escalon Area Homeowners Insurance Cost
la Mesa St, Burgundy Dr, Emperor Ct, Vine Ave, San Miguel St, Edgetown St, Wildwood Rd, Santa Fe Rd, Nfarinelli Pkwy, Coley Ave$603
Skiff Rd, Reile Ave, Meyers Ave, Biederman Way, Arroyo St, Magnolia Rd, Swanson Dr, Zinfandel Dr, E Lydia St, Grooms Rd$602
Mission St, Lemon Ave, S Santa Fe Rd, Strong Ave, River Rd, Catherine Way, Mahon Rd, Cometa Rd, Farinelli Pkwy, Ayers Ave$645
Briarwood Ave, Carrolton Ave, Riesling Way, Farinelli Pkwy N, Judith Ct, Vernon Dr, Jonathan Dr, Thompson Way, Mahon Rd, Hall Rd$602
Miller Ave, Jerry Ave, S Henry Rd, Arthur Rd, Temple Creek Rd, Tiffani Ln, Matthew Ln, Enterprise Rd, Escalon Ave, Saint John Rd$602

Escalon, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Escalon$90 to $93
Del Rio$101
Valley Home$93
Ripon$92

Escalon, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Del Rio CDP, California $101 $135 $203
Valley Home CDP, California $94 $125 $188
Ripon CCD, San Joaquin County, California $92 $123 $185

Escalon, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Escalon, CA2.4%11.2%
Del Rio1.61%7.09%
Valley Home2.68%10.07%
Ripon2.15%11.09%

Escalon Renters Insurance as a Percentage of Rent

Escalon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 50 4.0% $795
$300 to $499 30 2.0% $1245
$500 to $749 226 22.0% $1920
$750 to $999 289 28.0% $2670
$1,000 to $1,499 271 26.0% $3795
$1,500 or more 155 15.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Escalon For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHomesite748
1500002501-3 YearsMAPFRE Group418
1500002504-6 YearsAmerican Modern570
15000025016-25 YearsCSAA Ins Exch626
150000500NewTokio Marine America193
1500005004-6 YearsKemper481
1500005007-15 YearsTokio Marine America247
15000050016-25 YearsGrange419
15000050026-40 YearsSafeco390
15000050041-70 YearsCalifornia Casualty628
2000005001-3 YearsCSAA Ins Exch538
2000005007-15 YearsEncompass1064
2000005007-15 YearsMetropolitan Direct572
20000050026-40 YearsStillwater Prop & Cas Co830
2500001000NewAAA (Interinsurance Exchange)381
25000010007-15 YearsUSAA640
250000100016-25 YearsHorace Mann P & C931
250000100041-70 YearsAmco920
250000500NewEncompass930
250000500NewOregon Mutual403
2500005004-6 YearsMAPFRE Group642
2500005004-6 YearsTravelers534
2500005007-15 YearsKemper787
2500005007-15 YearsMercury Ins Group575

Escalon, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Escalon Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,300$13,100
Net Savings to Escalon Home Owner from High Deductible Plan $1,200

Escalon, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Escalon, CA Home Replacement Value MORE than Home Value Escalon, CA Home Replacement Value LESS than Home Value
Replacement Value $507,500 $316,000
Insurance Premium based on Replacement Value $1,325 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $129,000 Risk Exposure from Under Insuring Coverage is $62,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $325/year

Example Escalon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceGEICO Insurance
Monthly Premium 3448133
Year Built 197320142000
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$600000-$700000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Escalon, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 210,000 Asphalt Shingles Roof 1,800 3 $1000-$2500 Deductible 620 12 Fiber-Cement Siding No
2007 260,000 Tile Roof 2,110 4 $500 Deductible 740 9 Wood siding yes
2012 220,000 Wood Shake Roof 1,510 5 $2500-$5000 Deductible 40 1 Stone Siding yes
1950 320,000 Shingles Roof 2,400 3 $2500-$5000 Deductible 320 5 Stucco siding No
1979 315,000 Tile Roof 2,320 3 $2500-$5000 Deductible 370 7 Brick siding No
2011 185,000 Membrane Roof 1,530 5 $500 Deductible 70 1 Vinyl siding yes
2005 155,000 Asphalt Shingles Roof 1,330 3 $5000 to $10,000 Deductible 240 10 Fiber-Cement Siding yes
2013 255,000 Shingles Roof 1,790 4 $500 Deductible 90 2 Vinyl siding yes
2002 200,000 Wood Shake Roof 1,670 5 $2500-$5000 Deductible 480 12 Fiber-Cement Siding No
2012 375,000 Membrane Roof 2,370 4 $500- $1000 Deductible 510 7 Vinyl siding yes
2001 620,000 Shingles Roof 4,500 5 $500- $1000 Deductible 970 7 Vinyl siding yes
2007 380,000 Slate Shingles Roof 3,240 5 $5000 to $10,000 Deductible 500 6 Stucco siding No
1976 235,000 Wood Shake Roof 1,430 3 $2500-$5000 Deductible 90 3 Stucco siding No