Erwin, TN homeowners insurance is nearly $671 to $926, about $55-$77/month. Our exhaustive research indicates shoppers can save as much as $319 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Erwin, TN | Homeowners Insurance Agency Near Erwin, TN | Address |
|---|---|---|
| Erie | Burnette & Associates Insurance Agency Inc. | 1135 Volunteer Parkway, Bristol, TN, 37620 |
| Travelers | Charles D Fisher Company Inc | 315 E MAIN ST, NEWPORT, TN, 37821 |
| Nationwide | Debra R Whittemore | 81 W Court St, Marion, NC, 28752-3907 |
| Erie | Jenkins Insurance Services | 201 E Center Street, Kingsport, TN, 37660 |
| Nationwide | Johnson Insurance Agency Inc. | 100 New Leicester Hwy, Asheville, NC, 28806-1918 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Banner Hill CDP, Tennessee | $97 | $129 | $193 |
| Unicoi County, Tennessee | $100 | $133 | $199 |
| Poplar township, Mitchell County, North Carolina | $72 | $96 | $144 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Erwin, TN | 7.9% | 20.8% |
| Banner Hill | 8.12% | 22.95% |
| Unicoi County | 7.08% | 23.53% |
| Poplar | 6.32% | 24.13% |
| Erwin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 53 | 7.0% | $359 |
| $200 to $299 | 98 | 13.0% | $809 |
| $300 to $499 | 155 | 21.0% | $1259 |
| $500 to $749 | 289 | 39.0% | $1934 |
| $750 to $999 | 113 | 15.0% | $2684 |
| $1,000 to $1,499 | 15 | 2.0% | $3809 |
| Streets in Erwin Area | Homeowners Insurance Cost |
|---|---|
| Stone Place Rd, Rice Rd, Rutter Ln, Johnson Ave, Jw Way, Diana Ave, Hampton Ln, Sycamore St, Williams St, S Buffalo St | $783 |
| 10th St, Rolling Hills Rd, Hensley Grove Rd, Zane Whitson Dr, Sparrow Dr, Stockton Dr, White Oak Ridge, Norris St, Hopson Ln, Greenbrier St | $800 |
| Old Stage Rd, School St, S Industrial Dr, John F Hensley Rd, Linville Rd, Prince Ave, Government Rd, Holston Pl, Kerns St, Rock Creek Rd | $796 |
| Liberty Ln, Levelin St, J B Griffith Rd, Richard Jones Ln, Guard Banner, N Elm Ave, Love St, Blaine White Rd, Quail Run, Candy Ln | $800 |
| Four Wheel Dr, Thunder Creek Rd, Taxety Hill, Old Asheville Rd, Black Bear Ridge, Holly Ave, Ledford Rd, Oak St, Hardin Ln, Long Branch Dr | $791 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Erwin | $118 to $121 |
| Banner Hill | $116 |
| Unicoi County | $119 |
| Poplar | $86 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Erwin Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $8,300 | $7,800 |
| Net Savings to Erwin Home Owner from High Deductible Plan | $500 | |
| Scenario | Erwin, TN Home Replacement Value MORE than Home Value | Erwin, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $129,000 | $90,500 |
| Insurance Premium based on Replacement Value | $575 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,500 | Risk Exposure from Under Insuring Coverage is $17,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $100/year |
| Insurance Company | GEICO Insurance | Amica Mutual Insurance Company | Travelers |
| Monthly Premium | 57 | 56 | 73 |
| Year Built | 1942 | 1960 | 1973 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $175000-$200000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |