Erie Insurance Rates:

Erie, PA homeowners insurance is about $590 to $797, about $49-$66/month. Our detailed research indicates shoppers can save as much as $277 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The website is well put together and they make it easy to make payments! they also offer discounts for paying in one lump sum instead of making monthly payments!
Allstate
They were late in processing a payment made by our mortgage company and tried to say we were late. they did manage to resolve the issue, though.
State Farm
State farm has excellent ratings and seems to be very dedicated to assisting a client with all aspects of the insurance process from purchasing the policy through renewal and claims.

Erie, PA Homeowners Insurance By Home Value

Erie, PA Home Value Total Homes % of Total Average Erie, PA Homeowners Insurance
Less than $50,000 3,361 15.0% $201
$50,000 to $59,999 1,277 5.0% $430
$60,000 to $69,999 2,558 12.0% $534
$70,000 to $79,999 2,551 11.0% $617
$80,000 to $89,999 2,954 13.0% $700
$90,000 to $99,999 1,909 8.0% $784
$100,000 to $124,999 3,010 14.0% $909
$125,000 to $149,999 1,350 6.0% $1138
$150,000 to $174,999 829 3.0% $1346
$175,000 to $199,999 398 1.0% $1554
$200,000 to $249,999 427 2.0% $1866
$250,000 to $299,999 268 1.0% $2283
$300,000 to $399,999 393 1.0% $2900

Top Home Insurance Agents Near Erie, PA

Home Insurance Company Near Erie, PA Homeowners Insurance Agency Near Erie, PA Address
Travelers Bush Agencies Inc 215 S MAIN ST, CAMBRIDGE SPRINGS, PA, 16403
Travelers C Kenneth Johnson Agency Llc 62 CHAUTAUQUA AVE, LAKEWOOD, NY, 14750
State Farm Chris Hobbs 4546 W Ridge Rd, Erie, PA, 16506-1436
Nationwide Kenneth Wisniewski Agency 5003 East Lake Rd, Erie, PA, 16511-1418
Travelers Lipsey David I & Assoc Inc 125 W MAIN ST PO BOX 250, SHERMAN, NY, 14781

Cost Of Homeowners Insurance By Street Near Erie, PA

Streets in Erie Area Homeowners Insurance Cost
Thompson St, E 13th St, Clayton Ave, Hampton Ave, Wagner Ave, E 20th St, Skyline Dr, State Rte 505, Tower Ln, Superior Ave$716
Brewster St, Downing Ave, Scott St, Florida Ave, Norman Way, E 18th St, Goodrich St, Burton Ave, Pierpont Ave, Lovell Pl$688
Bolivar St, Amber Ct, Devoe Ave, Nancy Ave, Merline Ave, Ross St, Anna Ct, Columbia Cir Ave, Crescent Dr, Woodland Hills Dr$694
Cranch Ave, Southgate Dr, E 22nd St, E 34th St, Schaal Ave, Miller Ave, Glendale Ave, Hess Ave, Grimm Dr, E 18th St$683
Monoca Dr, Colorado Dr, Columbia Cir, Cottage Ave, E Metcalf St, Shenley Dr, Groveland Ave, Camphausen Ave, E 36th St, E 42nd St$713

Erie, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Erie$103 to $106
Erie County$106
Millcreek$108
Wesleyville$103

Erie, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Erie County, Pennsylvania $88 $117 $176
Millcreek township, Erie County, Pennsylvania $90 $120 $180
Wesleyville borough, Pennsylvania $87 $115 $173

Erie, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Erie, PA5.9%13.4%
Erie County5.12%13.12%
Millcreek4.54%13.15%
Wesleyville5.57%12.81%

Erie Renters Insurance as a Percentage of Rent

Erie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 345 1.0% $356
$200 to $299 1,314 7.0% $806
$300 to $499 3,269 18.0% $1256
$500 to $749 7,726 42.0% $1931
$750 to $999 3,566 19.0% $2681
$1,000 to $1,499 1,357 7.0% $3806
$1,500 or more 402 2.0% $5456

Erie, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Erie Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,800
Net Savings to Erie Home Owner from High Deductible Plan $600

Erie, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Erie, PA Home Replacement Value MORE than Home Value Erie, PA Home Replacement Value LESS than Home Value
Replacement Value $55,500 $39,500
Insurance Premium based on Replacement Value $275 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $4,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Erie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceState Farm
Monthly Premium 263851
Year Built 195619631949
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $50000-$75000$150000-$175000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Erie, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 295,000 Membrane Roof 4,830 5 $1000-$2500 Deductible 390 3 Stone Siding No
1968 105,000 Metal Roof 1,730 4 $500- $1000 Deductible 470 12 Wood siding No
1969 140,000 Composition Roof 2,340 4 $2500-$5000 Deductible 300 7 Stone Siding No
1969 155,000 Shingles Roof 2,410 5 $2500-$5000 Deductible 470 10 Fiber-Cement Siding yes
1947 185,000 Composition Roof 2,780 5 $2500-$5000 Deductible 110 2 Brick siding yes
1950 210,000 Metal Roof 2,920 5 $1000-$2500 Deductible 60 1 Stucco siding No
1967 90,000 Membrane Roof 1,390 3 $500- $1000 Deductible 40 1 Wood siding No
1943 245,000 Metal Roof 4,150 5 > $10,000 Deductible 700 12 Brick siding yes
1952 85,000 Composition Roof 1,170 3 $1000-$2500 Deductible 350 10 Fiber-Cement Siding yes