Erie Insurance Rates:

Erie, PA homeowners insurance is about $590 to $797, about $49-$66/month. Our detailed research indicates shoppers can save as much as $277 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The website is well put together and they make it easy to make payments! they also offer discounts for paying in one lump sum instead of making monthly payments!
Allstate
They were late in processing a payment made by our mortgage company and tried to say we were late. they did manage to resolve the issue, though.
State Farm
State farm has excellent ratings and seems to be very dedicated to assisting a client with all aspects of the insurance process from purchasing the policy through renewal and claims.
Erie Insurance
This was the lowest premium that I could find when getting quotes. I don't have perfect credit so I think most companies don't want to offer me the best rates.
Geico
I wish they had more discounted offers from time to time and perhaps other coverage benefits that other insurance companies provide without having to pay a lot more money.
State Farm
My agent is polite and has good manners. I like that I can speak with her personally and I'm not directed through a string of people I don't know.
Goodville Mutual
We had some damage from a storm and were able to quickly get money to have it repaired. We also had water damage from a sewer backup which destroyed the floor in the downstairs bathroom. Both claims were handled quickly.
Progressive
I love Progressive. I have never had a problem with them and I feel like they really value my service.
Nationwide
Fast and friendly service. Responds to my phone calls right away. Decent payments. Easy to use web page. Offers auto pay. The quick claims process
State Farm
The website is useful, and provides the information on what I need but it was sort of hard to log into. The setup process was lengthier than I would've liked.
Erie Insurance
There are only two cons I have about this insurance company. One of which is the pricing. The other is that they are fairly strict. There was a time they wouldn't carry me (with sports) car under my parent's plan. It wasn't until a few years later after owning the car, they allowed me to get my own insurance through them.
Allstate
There is nothing that I dislike. My agent has always been available to discuss my concerns and questions.
State Farm
I like that they are easy to work with, they keep it simple, and they did not haggle me over my claim. I also like that their website and mobile app are easy to use.
Geico
I would definitely recommend Geico. They have great customer service and their prices seem lower than their competitors without taking a hit on coverage.
Farmer's Insurance
Again, even though I have never needed to use it since purchasing the home insurance, I feel from the excellent service provided when setting it up that they would provide equally friendly service if I ever need to submit a claim.
Travelers
I honestly don't have anything bad to say about them. I have never had a major claim through or any major problems. They seem to be a good company.
Farmer's Insurance
My only dislike about the company is their location. They are a small company located out of state, so personal meetings are not possible.
Amica Mutual Insurance
Overall i like this company except in terms of premium and the rest of the things are really too good and appreciable

Erie, PA Homeowners Insurance By Home Value

Erie, PA Home Value Total Homes % of Total Average Erie, PA Homeowners Insurance
Less than $50,000 3,361 15.0% $201
$50,000 to $59,999 1,277 5.0% $430
$60,000 to $69,999 2,558 12.0% $534
$70,000 to $79,999 2,551 11.0% $617
$80,000 to $89,999 2,954 13.0% $700
$90,000 to $99,999 1,909 8.0% $784
$100,000 to $124,999 3,010 14.0% $909
$125,000 to $149,999 1,350 6.0% $1138
$150,000 to $174,999 829 3.0% $1346
$175,000 to $199,999 398 1.0% $1554
$200,000 to $249,999 427 2.0% $1866
$250,000 to $299,999 268 1.0% $2283
$300,000 to $399,999 393 1.0% $2900

Top Home Insurance Agents Near Erie, PA

Home Insurance Company Near Erie, PA Homeowners Insurance Agency Near Erie, PA Address
Travelers Bush Agencies Inc 215 S MAIN ST, CAMBRIDGE SPRINGS, PA, 16403
Travelers C Kenneth Johnson Agency Llc 62 CHAUTAUQUA AVE, LAKEWOOD, NY, 14750
State Farm Chris Hobbs 4546 W Ridge Rd, Erie, PA, 16506-1436
Nationwide Kenneth Wisniewski Agency 5003 East Lake Rd, Erie, PA, 16511-1418
Travelers Lipsey David I & Assoc Inc 125 W MAIN ST PO BOX 250, SHERMAN, NY, 14781

Cost Of Homeowners Insurance By Street Near Erie, PA

Streets in Erie Area Homeowners Insurance Cost
Thompson St, E 13th St, Clayton Ave, Hampton Ave, Wagner Ave, E 20th St, Skyline Dr, State Rte 505, Tower Ln, Superior Ave$716
Brewster St, Downing Ave, Scott St, Florida Ave, Norman Way, E 18th St, Goodrich St, Burton Ave, Pierpont Ave, Lovell Pl$688
Bolivar St, Amber Ct, Devoe Ave, Nancy Ave, Merline Ave, Ross St, Anna Ct, Columbia Cir Ave, Crescent Dr, Woodland Hills Dr$694
Cranch Ave, Southgate Dr, E 22nd St, E 34th St, Schaal Ave, Miller Ave, Glendale Ave, Hess Ave, Grimm Dr, E 18th St$683
Monoca Dr, Colorado Dr, Columbia Cir, Cottage Ave, E Metcalf St, Shenley Dr, Groveland Ave, Camphausen Ave, E 36th St, E 42nd St$713

Erie, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Erie$103 to $106
Erie County$106
Millcreek$108
Wesleyville$103

Erie, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Erie County, Pennsylvania $88 $117 $176
Millcreek township, Erie County, Pennsylvania $90 $120 $180
Wesleyville borough, Pennsylvania $87 $115 $173

Erie, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Erie, PA5.9%13.4%
Erie County5.12%13.12%
Millcreek4.54%13.15%
Wesleyville5.57%12.81%

Erie Renters Insurance as a Percentage of Rent

Erie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 345 1.0% $356
$200 to $299 1,314 7.0% $806
$300 to $499 3,269 18.0% $1256
$500 to $749 7,726 42.0% $1931
$750 to $999 3,566 19.0% $2681
$1,000 to $1,499 1,357 7.0% $3806
$1,500 or more 402 2.0% $5456

Erie, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Erie Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,800
Net Savings to Erie Home Owner from High Deductible Plan $600

Erie, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Erie, PA Home Replacement Value MORE than Home Value Erie, PA Home Replacement Value LESS than Home Value
Replacement Value $55,500 $39,500
Insurance Premium based on Replacement Value $275 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $4,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Erie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceState Farm
Monthly Premium 263851
Year Built 195619631949
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $50000-$75000$150000-$175000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Erie, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1956 140,000 Wood Shake Roof 1,970 5 $1000-$2500 Deductible 370 9 Stucco siding No
1964 255,000 Shingles Roof 3,660 5 $5000 to $10,000 Deductible 170 3 Vinyl siding yes
1949 160,000 Shingles Roof 2,550 4 $500 Deductible 400 5 Stucco siding No
1968 290,000 Slate Shingles Roof 4,290 5 $500 Deductible 1310 9 Stone Siding No
1959 155,000 Slate Shingles Roof 2,380 3 $2500-$5000 Deductible 380 8 Brick siding yes
1954 90,000 Composition Roof 1,350 3 $1000-$2500 Deductible 220 8 Wood siding No
1941 190,000 Membrane Roof 2,500 4 $1000-$2500 Deductible 200 3 Stone Siding yes
1950 135,000 Composition Roof 1,790 4 $500- $1000 Deductible 680 9 Brick siding yes
1944 110,000 Tile Roof 1,780 5 $500 Deductible 200 5 Wood siding yes
1966 225,000 Composition Roof 3,380 4 $500 Deductible 1060 10 Vinyl siding yes
1966 145,000 Membrane Roof 1,930 4 $500- $1000 Deductible 210 4 Brick siding No
1947 195,000 Asphalt Shingles Roof 2,970 4 $5000 to $10,000 Deductible 140 4 Brick siding No
1963 250,000 Wood Shake Roof 4,740 5 $2500-$5000 Deductible 640 9 Stucco siding No
1941 110,000 Shingles Roof 1,460 2 $1000-$2500 Deductible 170 6 Brick siding yes
1948 165,000 Metal Roof 3,210 5 $1000-$2500 Deductible 190 3 Vinyl siding yes
1950 70,000 Slate Shingles Roof 940 2 $500 Deductible 120 4 Wood siding yes
1945 295,000 Membrane Roof 4,830 5 $1000-$2500 Deductible 390 3 Stone Siding No
1968 105,000 Metal Roof 1,730 4 $500- $1000 Deductible 470 12 Wood siding No
1969 140,000 Composition Roof 2,340 4 $2500-$5000 Deductible 300 7 Stone Siding No
1969 155,000 Shingles Roof 2,410 5 $2500-$5000 Deductible 470 10 Fiber-Cement Siding yes
1947 185,000 Composition Roof 2,780 5 $2500-$5000 Deductible 110 2 Brick siding yes
1950 210,000 Metal Roof 2,920 5 $1000-$2500 Deductible 60 1 Stucco siding No
1967 90,000 Membrane Roof 1,390 3 $500- $1000 Deductible 40 1 Wood siding No
1943 245,000 Metal Roof 4,150 5 > $10,000 Deductible 700 12 Brick siding yes
1952 85,000 Composition Roof 1,170 3 $1000-$2500 Deductible 350 10 Fiber-Cement Siding yes