Erie Insurance Rates:

Erie, CO homeowners insurance is roughly $777 to $1,055, about $64-$87/month. Our exhaustive guide reveals consumers can save as much as $366 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Erie, CO Homeowners Insurance By Home Value

Erie, CO Home Value Total Homes % of Total Average Erie, CO Homeowners Insurance
Less than $50,000 194 5.0% $64
$100,000 to $124,999 96 2.0% $293
$125,000 to $149,999 95 2.0% $375
$150,000 to $174,999 185 4.0% $439
$175,000 to $199,999 127 3.0% $512
$200,000 to $249,999 403 10.0% $613
$250,000 to $299,999 847 22.0% $751
$300,000 to $399,999 1,777 47.0% $952

Top Home Insurance Agents Near Erie, CO

Home Insurance Company Near Erie, CO Homeowners Insurance Agency Near Erie, CO Address
NA Lsi Insurance Agency Brighton 667 East Bridge St, Brighton, CO, 80601
Farmers Aimee Skul 6355 Ward Rdnit 307, Arvada, CO, 80004
State Farm Brad Bischoff 1300 Oakridge Dr Ste 100, Fort Collins, CO, 80525-5749
State Farm Kelly Burns 6909 S Holly Cir Ste 320, Centennial, CO, 80112-1045
Allstate Marcy Smith 393 S Harlan St Ste 190, Lakewood, CO, 80226

Cost Of Homeowners Insurance By Street Near Erie, CO

Streets in Erie Area Homeowners Insurance Cost
Prince Cir, Noel Ave, Kenosha Rd, James Way, Wasuteh Pt, Saint John St, Billings Ave, Baxter Farm Ln, Dobbins Run, Stein St$928
S Coffman St, Jasper Rd, Lark St, Snowbird Ln, Balmora Dr, Harris Ct, Titan Pl, S Egrew Ct, Topaz Ct, Marfell St$925
Random Way, Grenfell Ct, Nebraska Way, Stonehenge Dr, Phillips Ct, Diamond Cir, Gordon Ct, Niwot Trl, Avian Ct, Frailey Dr$922
Mathews Cir, Sanders Cir, Crestview Dr, Niwot Ridge Ln, Rendezvous Dr, W Brome Ave, State Hwy 52, S Kimbark St, N 107th Ave, Sedge Way$944
Glenwood Dr, Crossing Dr, Lookout Dr, Dawson Dr, Wasatch Pt, Tyler Pl, Summit Pl, Cooke Ct, Jackson Ln, Brooks Way$927

Erie, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Erie$136 to $139
Lafayette$133
Lafayette-Louisville$138
Dacono$129

Erie, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lafayette city, Colorado $134 $178 $267
Lafayette-Louisville CCD, Boulder County, Colorado $138 $184 $276
Dacono city, Colorado $129 $172 $258

Erie, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Erie, CO3.5%15.6%
Lafayette4.3%15.85%
Lafayette-Louisville3.92%15.86%
Dacono5.03%25.29%

Erie Renters Insurance as a Percentage of Rent

Erie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 39 4.0% $1908
$750 to $999 87 9.0% $2658
$1,000 to $1,499 253 28.0% $3783
$1,500 or more 523 57.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Erie For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Aig Property Casualty Company $923
Masonry $500 Angic $2,267
Masonry $500 Pacific Indemnity Company $2,167
Frame $500 Twin City Fire Insurance Company $1,825
Masonry $500 Twin City Fire Insurance Company $1,837
Masonry $500 Usaa General Indemnity Company $1,450
Frame $500 United Fire & Cas Co $1,077
Masonry $500 Unitrin Auto And Home Insurance Company $1,359

Erie, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Erie Homeowner Insurance Premium Example $1,700$1,100
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,100$12,300
Net Savings to Erie Home Owner from High Deductible Plan $1,800

Erie, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Erie, CO Home Replacement Value MORE than Home Value Erie, CO Home Replacement Value LESS than Home Value
Replacement Value $525,000 $343,000
Insurance Premium based on Replacement Value $2,725 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,500 Risk Exposure from Under Insuring Coverage is $111,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $375/year

Example Erie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateLiberty Mutual
Monthly Premium 7590156
Year Built 200120102004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Erie, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 240,000 Wood Shake Roof 1,310 3 $5000 to $10,000 Deductible 750 9 Fiber-Cement Siding No
2009 630,000 Metal Roof 4,350 5 $1000-$2500 Deductible 360 2 Fiber-Cement Siding yes
2001 435,000 Tile Roof 2,240 3 $2500-$5000 Deductible 890 7 Vinyl siding No
2011 585,000 Metal Roof 3,150 4 $5000 to $10,000 Deductible 610 3 Stone Siding No
2007 230,000 Slate Shingles Roof 1,430 3 $2500-$5000 Deductible 430 6 Brick siding yes
2001 330,000 Tile Roof 2,130 4 $2500-$5000 Deductible 640 8 Wood siding yes
2001 380,000 Shingles Roof 2,480 5 $500 Deductible 860 5 Stucco siding yes
2000 365,000 Slate Shingles Roof 1,940 4 $500- $1000 Deductible 250 2 Vinyl siding yes
2013 650,000 Composition Roof 3,310 5 > $10,000 Deductible 740 4 Brick siding No
2003 325,000 Asphalt Shingles Roof 1,650 3 > $10,000 Deductible 990 10 Brick siding No
2007 405,000 Shingles Roof 2,150 3 $500- $1000 Deductible 810 4 Wood siding No
2004 250,000 Metal Roof 1,810 3 > $10,000 Deductible 510 9 Brick siding No
2008 280,000 Membrane Roof 1,520 3 $500 Deductible 1720 12 Wood siding No