Enterprise Insurance Rates:

Enterprise, AL homeowners insurance is approximately $828 to $1,125, about $69-$93/month. Our detailed research indicates shoppers can save upto $390 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Progressive overall is my favorite choice for home insurance. there are a few things i dislike about them, but price and reputation overrule the negatives.
State Farm
Earthquake insurance through state farm is notoriously high for some strange reason. not a big deal to everyone, but in the western united states, this can be a pain point.
Liberty Mutual
There is not much to dislike other than the price.
All State
I dislike having to pay for the service but I guess it's a necessary evil. I don't dislike my company - just how much goes to homeowners insurance in general. I don't know the amount since it's included in my mortgage payment.

Enterprise, AL Homeowners Insurance By Home Value

Enterprise, AL Home Value Total Homes % of Total Average Enterprise, AL Homeowners Insurance
Less than $50,000 1,076 12.0% $156
$50,000 to $59,999 197 2.0% $331
$60,000 to $69,999 347 3.0% $409
$70,000 to $79,999 378 4.0% $478
$80,000 to $89,999 429 4.0% $536
$90,000 to $99,999 463 5.0% $605
$100,000 to $124,999 729 8.0% $702
$125,000 to $149,999 814 9.0% $878
$150,000 to $174,999 1,122 12.0% $1034
$175,000 to $199,999 617 7.0% $1190
$200,000 to $249,999 1,189 13.0% $1434
$250,000 to $299,999 815 9.0% $1756
$300,000 to $399,999 576 6.0% $2235

Top Home Insurance Agents Near Enterprise, AL

Home Insurance Company Near Enterprise, AL Homeowners Insurance Agency Near Enterprise, AL Address
NA Acentria, Inc. 776 Baldwin Ave Ste A , Defuniak Springs, FL, 32435
NA Turner & Hamrick, Llc 440 Us Hwy 231 North, Troy, AL, 36081
Liberty Mutual Independent Ins Ctr Of The Southeast Inc 1296 WESTGATE PKWY, DOTHAN, AL, 36303
Farmers Joann Bulger 2 E Court Sq, Andalusia, AL, 36420
State Farm Kenneth Calhoun 324 Simmons St, Elba, AL, 36323-1758

Cost Of Homeowners Insurance By Street Near Enterprise, AL

Streets in Enterprise Area Homeowners Insurance Cost
Anthony Cir, Martin Luther King Jr Dr, Co Rd 665, Rachel Dr, Cherry Hill Cir, Blackhawk Dr, Rosewood Dr, Church St, Friendship St, Co 730$938
Pruitt St, Chambers St, Mockingbird Ln, Bay St, Co Rd 45, Damascus Apt Rd, Co Rd 710, Valley Stream Dr, Oakwood Dr, Highland Dr$1,005
Joshua Dr, Speak Point Dr, Pinecrest Loop, Barbara Dr, Indian Camp Xing, Co 622, E Russell St, Windcreek Way, Grants Rd, E Watts St$1,002
Co Rd 731, Clover St, Red Dirt Rd, Gilmore St, Plaza Dr, Lakewood Dr, Rowe St, Brentwood Pl, Foxhill Dr, Windsor Garden Dr$1,005
Benson St, Co Rd 708, Harwood Pl, Co Rd 700, Key Bend Dr, Windover Way, Commerce Dr, Fairfield Dr, Christopher Dr, S Edwards St$1,017

Enterprise, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Enterprise$145 to $147
New Brockton$140
Level Plains$142
Coffee County$144

Enterprise, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Brockton town, Alabama $117 $156 $234
Level Plains town, Alabama $119 $158 $237
Coffee County, Alabama $120 $160 $240

Enterprise, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Enterprise, AL6.6%26.0%
New Brockton8.4%24.92%
Level Plains7.83%23.92%
Coffee County7.02%24.92%

Enterprise Renters Insurance as a Percentage of Rent

Enterprise Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 68 1.0% $350
$200 to $299 198 5.0% $800
$300 to $499 734 18.0% $1250
$500 to $749 1,248 31.0% $1925
$750 to $999 793 20.0% $2675
$1,000 to $1,499 743 19.0% $3800
$1,500 or more 123 3.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Enterprise For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Coastal American Insurance Company 984
$500 $150,000 Farmers Insurance Exchange 1314
$500 $150,000 Fire Insurance Exchange 1110
$500 $150,000 Nationwide Property & Casualty Ins Company 1134
$500 $300,000 Guideone Mutual Insurance Company 1420
$500 $300,000 Mid Century Ins Co 2190
$500 $300,000 Nationwide Mutual Fire Ins Company 1881
$500 $300,000 Safeco Insurance Company Of America 1745
$500 $300,000 Travelers Home And Marine Insurance Company 1030

Enterprise, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Enterprise Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,000$10,400
Net Savings to Enterprise Home Owner from High Deductible Plan $600

Enterprise, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Enterprise, AL Home Replacement Value MORE than Home Value Enterprise, AL Home Replacement Value LESS than Home Value
Replacement Value $140,500 $92,500
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Enterprise Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualGEICO Insurance
Monthly Premium 5459163
Year Built 201319711987
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$350000-$400000
Deductible > $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Enterprise, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 185,000 Metal Roof 1,750 3 $500- $1000 Deductible 180 3 Stucco siding yes
2004 360,000 Asphalt Shingles Roof 4,380 5 $1000-$2500 Deductible 1860 10 Stone Siding yes
2007 355,000 Membrane Roof 3,330 5 > $10,000 Deductible 690 8 Stucco siding No
1981 390,000 Shingles Roof 4,490 5 $500 Deductible 1120 6 Fiber-Cement Siding No
1994 130,000 Asphalt Shingles Roof 1,430 3 $500 Deductible 170 4 Wood siding yes
1993 260,000 Shingles Roof 3,080 4 $5000 to $10,000 Deductible 590 8 Stucco siding No
2008 145,000 Asphalt Shingles Roof 1,980 3 $1000-$2500 Deductible 60 1 Stucco siding No
2003 125,000 Composition Roof 1,670 4 $2500-$5000 Deductible 470 12 Brick siding yes
1982 170,000 Membrane Roof 1,970 3 $5000 to $10,000 Deductible 420 9 Stone Siding yes
2005 100,000 Wood Shake Roof 1,250 3 $500 Deductible 80 2 Fiber-Cement Siding yes
1990 255,000 Shingles Roof 2,350 3 > $10,000 Deductible 370 7 Wood siding yes
2003 270,000 Composition Roof 3,080 4 $500- $1000 Deductible 680 8 Brick siding yes
1990 185,000 Slate Shingles Roof 1,800 5 $1000-$2500 Deductible 330 9 Stone Siding yes
2007 115,000 Metal Roof 1,470 3 $500- $1000 Deductible 370 10 Fiber-Cement Siding yes
1998 120,000 Tile Roof 1,620 4 $500- $1000 Deductible 260 6 Vinyl siding No
1976 300,000 Tile Roof 3,340 5 $2500-$5000 Deductible 390 4 Fiber-Cement Siding yes