Enoch, UT homeowners insurance is about $410 to $560, about $34-$46/month. Our comprehensive guide reveals consumers can save upto $194 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Enoch, UT | Homeowners Insurance Agency Near Enoch, UT | Address |
|---|---|---|
| Allstate | Lgaa Llc | 216 S 200 W, Cedar City, UT, 84720 |
| Allstate | Mark R. Nelson | 331 N 100 W, Cedar City, UT, 84721 |
| Liberty Mutual Independent | Certified Ins Services Inc | 239 S MAIN ST STE 300, CEDAR CITY, UT, 84720 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cedar City CCD, Iron County, Utah | $74 | $98 | $147 |
| Summit CDP, Utah | $71 | $94 | $141 |
| Iron County, Utah | $74 | $98 | $147 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Enoch, UT | 3.2% | 13.0% |
| Cedar City | 3.19% | 12.91% |
| Iron County | 3.22% | 12.92% |
| Paragonah | 4.87% | 14.93% |
| Enoch Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 16 | 9.0% | $342 |
| $300 to $499 | 9 | 5.0% | $1242 |
| $500 to $749 | 20 | 11.0% | $1917 |
| $750 to $999 | 55 | 32.0% | $2667 |
| $1,000 to $1,499 | 67 | 40.0% | $3792 |
| Streets in Enoch Area | Homeowners Insurance Cost |
|---|---|
| D L Sargent Dr, W 6300 N, 975 E, Highland Trls Dr, E 4960 N, W 1400 N, N 175 W, 4440 N, 1350 E, W 4950 N | $487 |
| 630W, Grimshaw Ln, Half Mile Rd, N 3100 W, E Smokey Trail Way N, Cottontail Ln, N Parkside Dr, E Fiddlers Canyon Rd, Quarterhorse Ln, 490 E | $484 |
| W 560 N, Halterman Rd, W 5900 N, Morgan Dr, 4890 E, Frontier Cir, Highnoon St, N 900 W, 450 E, N 625 W | $484 |
| Northfield Rd, Gold Dust Trl, 3380 N, Enoch Rd, Prospector Ln, W 1450 N, N 900 E, W 4875 N, Hampshire Cir, 1580 E | $483 |
| W 5700 N, E 275 N, E Ashdown Forest Ln, 1525 N, Dirt Foothills Dr, Ridge View Cir, Tumble Weed Dr, Ashdown Forest Rd, W 6200 N, N Highland Dr | $486 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Enoch | $72 to $75 |
| Cedar City | $73 |
| Summit | $70 |
| Brian Head | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Enoch Homeowner Insurance Premium Example | $1,200 | $800 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,300 | $9,100 |
| Net Savings to Enoch Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Enoch, UT Home Replacement Value MORE than Home Value | Enoch, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $199,500 | $139,000 |
| Insurance Premium based on Replacement Value | $625 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,500 | Risk Exposure from Under Insuring Coverage is $36,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $75/year |
| Insurance Company | Amica Mutual Insurance Company | Travelers | Liberty Mutual |
| Monthly Premium | 44 | 52 | 38 |
| Year Built | 2004 | 2013 | 1982 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $175000-$200000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |