Enfield Insurance Rates:

Enfield, CT homeowners insurance is approximately $714 to $967, about $59-$80/month. Our in depth guide indicates shoppers can save upto $336 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the company because they provide good customer service, and they are very friendly which is a big plus.
Travelers
I don't like that after one year of membership, our hail and wind coverage were greatly reduced. since this is one of our primary weather issues, it leaves us open to expensive repairs.
Aaa
I am able to access my policy information via their web site and the site is very easy to navigate and find what i need.
Aaa
Their Customer Service is up to mark even though they don't have a separate department for it. They settle the deal quite fast and not too difficult for the Customer too.
State Farm
It's always a sort of a pain to use in a way because of all the different times they ask for passwords...and various unique usernames... I guess they're being careful which in a way is good but it's quite a battle to get through to the right site.
Allstate
What I like about the company is how nice and easy it was to have a rep help understand home insurance.

Enfield, CT Homeowners Insurance By Home Value

Enfield, CT Home Value Total Homes % of Total Average Enfield, CT Homeowners Insurance
Less than $50,000 215 1.0% $100
$100,000 to $124,999 525 4.0% $462
$125,000 to $149,999 653 5.0% $571
$150,000 to $174,999 2,146 17.0% $680
$175,000 to $199,999 2,627 21.0% $781
$200,000 to $249,999 3,448 28.0% $940
$250,000 to $299,999 1,506 12.0% $1150
$300,000 to $399,999 901 7.0% $1470

Top Home Insurance Agents Near Enfield, CT

Home Insurance Company Near Enfield, CT Homeowners Insurance Agency Near Enfield, CT Address
Travelers A & P Insurance 107 S MAIN ST, UXBRIDGE, MA, 1569
Liberty Mutual Independent George Lundberg Insurance Agen 101B ENFIELD ST, ENFIELD, CT, 6082
Travelers Royko-Charamut Insurance 154 NEW BRITAIN AVE, ROCKY HILL, CT, 6067
Travelers Sloan & Rak Insurance Group Llc 2389 MAIN ST, GLASTONBURY, CT, 6033
Liberty Mutual William D. Dulchinos Lutcf 11 Village Hill Rd. Suite 103, Northampton, MA, 1060

Cost Of Homeowners Insurance By Street Near Enfield, CT

Streets in Enfield Area Homeowners Insurance Cost
Charnley Rd, Ernest St, Carriage House Rd, Trinity Dr, Cooper St, Sanford Ave, Cleveland St, Field Rd, Gordon Ln, Westerly Dr$867
Oakmont St, Highland Park, Simon Rd, Indian Run, W Forest Dr, Moon St, Bass Dr, Windsor Ct, Grove Rd, Renee Ln$838
Cheryl Dr, Birchwood Ter, Rocket Run, Columbia Rd, Oliver Rd, Quaker Ln, Theodore St, Dorothy St, Memorial Dr, University Pl$840
Shaft Dr, Crystal Cors, Robbin Rd, Madison Rd, Hollywood Dr, Meadowlark Rd, Eleanor Rd, Still Ln, Peggy Ln, Brookside Village$849
Enfield Ter, Woodlawn Ave, Harris St, Willard Dr, Arrow St, Leary Rd, Welch Dr, South St Exn, Deepwood Rd, S Maple St$842

Enfield, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Enfield$125 to $128
Hazardville$125
Southwood Acres$126
Suffield Depot$132

Enfield, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hazardville CDP, Connecticut $125 $167 $251
Southwood Acres CDP, Connecticut $126 $168 $252
Thompsonville CDP, Connecticut $125 $167 $251

Enfield, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Enfield, CT3.9%10.6%
Hazardville4.04%11.21%
Southwood Acres3.82%10.93%
Thompsonville4.06%10.15%

Enfield Renters Insurance as a Percentage of Rent

Enfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 86 2.0% $796
$300 to $499 186 5.0% $1246
$500 to $749 445 12.0% $1921
$750 to $999 1,070 30.0% $2671
$1,000 to $1,499 1,561 44.0% $3796
$1,500 or more 195 5.0% $5446

Enfield, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Enfield Homeowner Insurance Premium Example $2,900$2,700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,100$24,500
Net Savings to Enfield Home Owner from High Deductible Plan $600

Enfield, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Enfield, CT Home Replacement Value MORE than Home Value Enfield, CT Home Replacement Value LESS than Home Value
Replacement Value $336,500 $199,000
Insurance Premium based on Replacement Value $3,975 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $67,500
Premium Impact Insurance cheaper by $800/year Insurance costlier by $825/year

Example Enfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceHartford Insurance GroupChubb Group of Insurance
Monthly Premium 93347327
Year Built 196619401993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Enfield, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 230,000 Membrane Roof 1,900 4 $500- $1000 Deductible 1050 5 Stucco siding No
1973 200,000 Tile Roof 1,810 3 $500 Deductible 830 5 Brick siding yes
1948 245,000 Membrane Roof 2,230 3 $2500-$5000 Deductible 270 2 Brick siding yes
1966 235,000 Metal Roof 1,860 3 $500- $1000 Deductible 720 5 Vinyl siding No
1990 230,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 960 6 Brick siding yes
1964 660,000 Shingles Roof 4,870 5 $5000 to $10,000 Deductible 2280 5 Wood siding yes
1994 165,000 Shingles Roof 1,330 3 $5000 to $10,000 Deductible 500 8 Stone Siding yes
1949 445,000 Slate Shingles Roof 4,560 5 $2500-$5000 Deductible 2180 10 Fiber-Cement Siding No
1973 320,000 Slate Shingles Roof 3,230 4 $5000 to $10,000 Deductible 1410 9 Wood siding yes
1970 200,000 Metal Roof 1,700 3 $1000-$2500 Deductible 1460 12 Stone Siding yes
1975 390,000 Slate Shingles Roof 3,050 4 $500 Deductible 1500 4 Brick siding yes
1969 525,000 Tile Roof 4,320 5 > $10,000 Deductible 2390 10 Stone Siding No
1948 325,000 Wood Shake Roof 3,140 5 $500 Deductible 930 4 Vinyl siding No
1946 285,000 Metal Roof 2,570 4 $5000 to $10,000 Deductible 2230 12 Stucco siding yes
1973 290,000 Metal Roof 3,160 4 $1000-$2500 Deductible 710 3 Stucco siding No
1968 180,000 Membrane Roof 1,840 3 $500 Deductible 340 2 Stucco siding No
1978 460,000 Slate Shingles Roof 3,580 5 $2500-$5000 Deductible 2590 10 Fiber-Cement Siding yes
1968 405,000 Shingles Roof 4,170 5 $1000-$2500 Deductible 3280 10 Stucco siding No
1994 170,000 Shingles Roof 1,830 3 $1000-$2500 Deductible 1060 8 Wood siding No
1992 245,000 Metal Roof 2,510 4 $2500-$5000 Deductible 770 5 Stucco siding No
1968 215,000 Wood Shake Roof 1,620 3 $2500-$5000 Deductible 1560 12 Wood siding No
1940 400,000 Membrane Roof 3,010 5 $500- $1000 Deductible 3160 8 Brick siding No