Enfield, CT homeowners insurance is approximately $714 to $967, about $59-$80/month. Our in depth guide indicates shoppers can save upto $336 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Enfield, CT | Homeowners Insurance Agency Near Enfield, CT | Address |
|---|---|---|
| Travelers | A & P Insurance | 107 S MAIN ST, UXBRIDGE, MA, 1569 |
| Liberty Mutual Independent | George Lundberg Insurance Agen | 101B ENFIELD ST, ENFIELD, CT, 6082 |
| Travelers | Royko-Charamut Insurance | 154 NEW BRITAIN AVE, ROCKY HILL, CT, 6067 |
| Travelers | Sloan & Rak Insurance Group Llc | 2389 MAIN ST, GLASTONBURY, CT, 6033 |
| Liberty Mutual | William D. Dulchinos Lutcf | 11 Village Hill Rd. Suite 103, Northampton, MA, 1060 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hazardville CDP, Connecticut | $125 | $167 | $251 |
| Southwood Acres CDP, Connecticut | $126 | $168 | $252 |
| Thompsonville CDP, Connecticut | $125 | $167 | $251 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Enfield, CT | 3.9% | 10.6% |
| Hazardville | 4.04% | 11.21% |
| Southwood Acres | 3.82% | 10.93% |
| Thompsonville | 4.06% | 10.15% |
| Enfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 86 | 2.0% | $796 |
| $300 to $499 | 186 | 5.0% | $1246 |
| $500 to $749 | 445 | 12.0% | $1921 |
| $750 to $999 | 1,070 | 30.0% | $2671 |
| $1,000 to $1,499 | 1,561 | 44.0% | $3796 |
| $1,500 or more | 195 | 5.0% | $5446 |
| Streets in Enfield Area | Homeowners Insurance Cost |
|---|---|
| Charnley Rd, Ernest St, Carriage House Rd, Trinity Dr, Cooper St, Sanford Ave, Cleveland St, Field Rd, Gordon Ln, Westerly Dr | $867 |
| Oakmont St, Highland Park, Simon Rd, Indian Run, W Forest Dr, Moon St, Bass Dr, Windsor Ct, Grove Rd, Renee Ln | $838 |
| Cheryl Dr, Birchwood Ter, Rocket Run, Columbia Rd, Oliver Rd, Quaker Ln, Theodore St, Dorothy St, Memorial Dr, University Pl | $840 |
| Shaft Dr, Crystal Cors, Robbin Rd, Madison Rd, Hollywood Dr, Meadowlark Rd, Eleanor Rd, Still Ln, Peggy Ln, Brookside Village | $849 |
| Enfield Ter, Woodlawn Ave, Harris St, Willard Dr, Arrow St, Leary Rd, Welch Dr, South St Exn, Deepwood Rd, S Maple St | $842 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Enfield | $125 to $128 |
| Hazardville | $125 |
| Southwood Acres | $126 |
| Suffield Depot | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Enfield Homeowner Insurance Premium Example | $2,900 | $2,700 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $25,100 | $24,500 |
| Net Savings to Enfield Home Owner from High Deductible Plan | $600 | |
| Scenario | Enfield, CT Home Replacement Value MORE than Home Value | Enfield, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $336,500 | $199,000 |
| Insurance Premium based on Replacement Value | $3,975 | $2,350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $70,000 | Risk Exposure from Under Insuring Coverage is $67,500 |
| Premium Impact | Insurance cheaper by $800/year | Insurance costlier by $825/year |
| Insurance Company | Farmers Insurance | Hartford Insurance Group | Chubb Group of Insurance |
| Monthly Premium | 93 | 347 | 327 |
| Year Built | 1966 | 1940 | 1993 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $400000-$500000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |