Endwell Insurance Rates:

Endwell, NY homeowners insurance is nearly $503 to $682, about $41-$56/month. Our extensive guide indicates shoppers can save upto $237 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Endwell, NY Homeowners Insurance By Home Value

Endwell, NY Home Value Total Homes % of Total Average Endwell, NY Homeowners Insurance
Less than $50,000 71 1.0% $112
$50,000 to $59,999 101 2.0% $237
$60,000 to $69,999 158 4.0% $296
$70,000 to $79,999 204 5.0% $343
$80,000 to $89,999 255 6.0% $385
$90,000 to $99,999 375 10.0% $432
$100,000 to $124,999 642 17.0% $504
$125,000 to $149,999 475 12.0% $628
$150,000 to $174,999 523 14.0% $747
$175,000 to $199,999 271 7.0% $859
$200,000 to $249,999 341 9.0% $1037
$250,000 to $299,999 118 3.0% $1263
$300,000 to $399,999 155 4.0% $1607

Top Home Insurance Agents Near Endwell, NY

Home Insurance Company Near Endwell, NY Homeowners Insurance Agency Near Endwell, NY Address
Travelers Cotterill Agency Inc 78 NORTH ST, DRYDEN, NY, 13053
Allstate Gannon Associates 28 Main Street, Towanda, PA, 18848
Travelers Gates Cole Associates Inc 55 E MAIN ST, NORWICH, NY, 13815
Nationwide Mark Germino Agency Inc 807 Canton St, Troy, PA, 16947-1452
Travelers P W Wood & Son Inc 2333 N Triphammer Rd Ste 501 2333 N Triphammer Rd Ste 501 Ithaca, Ithaca, NY, 14850

Cost Of Homeowners Insurance By Street Near Endwell, NY

Streets in Endwell Area Homeowners Insurance Cost
Twining Cir, S Kelly Ave, N Ave B, Rustic Ridge Rd, Pleasant Dr, Nanticoke Dr, Maplehurst Dr, Dogwood Ct, Alma Pl, Hamilton Dr$600
Winston Dr, Squires Ave, Hilltop Rd, Elliott St, Beatrice Ln, Valleyview Dr, Turner Dr, Odell Ave, Co Rd 56, N McKinley Ave$595
Darlene Dr, Arnold Dr, Buffalo St, Rosewood Ter, N Knight Ave, Irving Ave, Elbon St, Hall St, Robinson Hill Rd, Country Knoll Dr$599
Gabriella Ave, Byford Blvd, Rochester St, Colonial Dr, Stony Hill Dr, Ward Ave, Robins St, Marjorie Ln, Donna Ave, Luther St$600
Knoll Dr, Frazier Dr, Foxboro Ln, Twilight Dr, Twist Run Rd, White Birch Ln, Marion Ave, Matthews Dr, Ivon Ave, Catalina Blvd$597

Endwell, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Endwell$88 to $91
Union$88
Endicott$87
Vestal$89

Endwell, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Union town, Broome County, New York $88 $117 $176
Endicott village, New York $88 $117 $176
Johnson City village, New York $87 $116 $174

Endwell, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Endwell, NY4.1%11.5%
Union4.43%10.82%
Endicott4.84%11.47%
Johnson City4.54%10.06%

Endwell Renters Insurance as a Percentage of Rent

Endwell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 36 2.0% $797
$300 to $499 169 11.0% $1247
$500 to $749 745 52.0% $1922
$750 to $999 244 17.0% $2672
$1,000 to $1,499 222 15.0% $3797

Endwell, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Endwell Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,300$7,500
Net Savings to Endwell Home Owner from High Deductible Plan $800

Endwell, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Endwell, NY Home Replacement Value MORE than Home Value Endwell, NY Home Replacement Value LESS than Home Value
Replacement Value $187,000 $119,000
Insurance Premium based on Replacement Value $2,125 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $325/year

Example Endwell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 238114151
Year Built 198319541941
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$150000-$175000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Endwell, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 100,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 500 9 Brick siding yes
1949 190,000 Composition Roof 1,940 4 $1000-$2500 Deductible 400 3 Vinyl siding yes
1968 290,000 Slate Shingles Roof 3,460 5 $5000 to $10,000 Deductible 320 2 Stone Siding No
1949 185,000 Slate Shingles Roof 2,050 5 $1000-$2500 Deductible 1040 10 Brick siding No
1971 170,000 Wood Shake Roof 2,390 3 $500- $1000 Deductible 1170 10 Fiber-Cement Siding No
1959 80,000 Membrane Roof 930 2 $500 Deductible 130 2 Stucco siding yes
1980 185,000 Shingles Roof 2,020 3 $500- $1000 Deductible 360 2 Brick siding No
1960 155,000 Membrane Roof 1,990 3 $500 Deductible 550 6 Brick siding No
1972 250,000 Composition Roof 2,920 4 $500 Deductible 380 2 Stucco siding yes
1959 175,000 Metal Roof 2,120 4 $500- $1000 Deductible 1740 12 Vinyl siding yes
1946 215,000 Slate Shingles Roof 2,250 3 $500- $1000 Deductible 550 3 Brick siding yes
1985 150,000 Tile Roof 2,090 5 $500 Deductible 1040 7 Brick siding No
1949 140,000 Wood Shake Roof 1,780 2 $500- $1000 Deductible 1280 10 Brick siding yes
1958 125,000 Membrane Roof 1,800 4 $500 Deductible 680 5 Stucco siding No
1959 360,000 Asphalt Shingles Roof 3,850 5 > $10,000 Deductible 550 3 Wood siding No
1966 75,000 Shingles Roof 910 2 $500- $1000 Deductible 110 2 Vinyl siding No
1943 190,000 Asphalt Shingles Roof 2,090 5 $500- $1000 Deductible 1820 9 Wood siding No
1948 240,000 Shingles Roof 2,650 4 $5000 to $10,000 Deductible 290 2 Fiber-Cement Siding yes
1955 160,000 Metal Roof 2,130 3 $1000-$2500 Deductible 630 5 Wood siding yes
1943 165,000 Shingles Roof 1,890 4 $5000 to $10,000 Deductible 320 4 Fiber-Cement Siding yes
1946 180,000 Membrane Roof 1,930 3 $1000-$2500 Deductible 390 4 Wood siding yes
1959 410,000 Asphalt Shingles Roof 4,430 5 > $10,000 Deductible 190 1 Brick siding No
1962 120,000 Shingles Roof 1,340 2 $2500-$5000 Deductible 440 6 Fiber-Cement Siding No
1979 250,000 Asphalt Shingles Roof 3,120 4 $2500-$5000 Deductible 1410 7 Brick siding yes
1969 480,000 Wood Shake Roof 4,850 5 $500- $1000 Deductible 2820 9 Stone Siding No
1984 150,000 Asphalt Shingles Roof 1,540 2 $2500-$5000 Deductible 1010 9 Brick siding yes
1986 125,000 Asphalt Shingles Roof 1,780 4 $2500-$5000 Deductible 270 4 Wood siding No
1968 90,000 Slate Shingles Roof 1,190 2 $2500-$5000 Deductible 250 5 Stucco siding No
1976 110,000 Shingles Roof 1,560 2 $500- $1000 Deductible 500 7 Vinyl siding No
1974 90,000 Membrane Roof 1,270 3 $500- $1000 Deductible 110 2 Vinyl siding yes
1947 75,000 Wood Shake Roof 1,010 2 $500- $1000 Deductible 340 6 Wood siding yes
1971 160,000 Membrane Roof 2,400 4 $5000 to $10,000 Deductible 460 7 Wood siding yes
1970 130,000 Metal Roof 1,650 4 $500 Deductible 700 8 Stone Siding yes
1948 85,000 Slate Shingles Roof 920 2 $500- $1000 Deductible 430 6 Vinyl siding yes