Emmett Insurance Rates:

Emmett, ID homeowners insurance is nearly $420 to $575, about $35-$47/month. Our detailed guide reveals consumers can save as much as $198 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Emmett, ID Homeowners Insurance By Home Value

Emmett, ID Home Value Total Homes % of Total Average Emmett, ID Homeowners Insurance
Less than $50,000 195 14.0% $99
$50,000 to $59,999 22 1.0% $208
$60,000 to $69,999 75 5.0% $258
$70,000 to $79,999 14 1.0% $303
$80,000 to $89,999 59 4.0% $342
$90,000 to $99,999 104 7.0% $382
$100,000 to $124,999 252 19.0% $442
$125,000 to $149,999 179 13.0% $556
$150,000 to $174,999 325 24.0% $656
$175,000 to $199,999 50 3.0% $755
$200,000 to $249,999 49 3.0% $909

Top Home Insurance Agents Near Emmett, ID

Home Insurance Company Near Emmett, ID Homeowners Insurance Agency Near Emmett, ID Address
Farmers Brian Frechette 1789 S Broadway Ave, Boise, ID, 83706
Farmers Calley Van Dyke 186 SW 1st St, Ontario, OR, 97914
State Farm Jim Dingman 5205 Cleveland Blvd Ste 102, Caldwell, ID, 83607-5016
State Farm Rob Link 3139 N Cole Rd, Boise, ID, 83704-5921
Travelers The Leavitt Group Of Boise Inc 6220 N DISCOVERY WAY STE 100, BOISE, ID, 83713

Cost Of Homeowners Insurance By Street Near Emmett, ID

Streets in Emmett Area Homeowners Insurance Cost
Star Ln, S Wardwell Ave, E 1st St, Darlene Ln, Cherry Ln, W 6th St, Royalty Ave, Wills Rd, S Mill Rd, Homestead Dr$508
NFD 766 Rd, Montour Main St, School Rd, S Boise Ave, Silver Leaf Rd, W Navajo St, Fernlee St, Celeste Dr, Sundown St, Bowman Rd$510
Princess St, McAuliffe St, Old Freeze Out Rd, E 12th St, Spring Creek Rd, State Hwy 16, Third Fork Rd, Wilson Ln, Darnell Ln, Verdant Ct$508
Scenic Dr, Michael St, E Park St, W Black Canyon Hwy, Sand Hill Ln, N Pine St, Mesa Ave, Lark Ln, Mustang Ln, Fernlee Cir$506
Orchard Ln, Picket Ln, Queen Anne Dr, Brill Rd, Sheri Dr, Thomas Ln, Sunrise St, Butte Shadow St, Laurel Way, Van Dusen Rd$502

Emmett, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Emmett$73 to $75
Emmett Valley$75
Emmett Bench$76
Eagle$81

Emmett, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Emmett Valley CCD, Gem County, Idaho $63 $84 $126
Emmett Bench CCD, Gem County, Idaho $64 $85 $128
Eagle CCD, Ada County, Idaho $68 $90 $135

Emmett, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Emmett, ID3.9%12.8%
Emmett Valley3.49%13.58%
Emmett Bench3.67%14.46%
Eagle2.71%8.87%

Emmett Renters Insurance as a Percentage of Rent

Emmett Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 1.0% $348
$200 to $299 103 9.0% $798
$300 to $499 114 10.0% $1248
$500 to $749 300 28.0% $1923
$750 to $999 328 30.0% $2673
$1,000 to $1,499 207 19.0% $3798

Emmett, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Emmett Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Emmett Home Owner from High Deductible Plan $600

Emmett, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Emmett, ID Home Replacement Value MORE than Home Value Emmett, ID Home Replacement Value LESS than Home Value
Replacement Value $177,500 $109,500
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Emmett Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceAmerican Family Insurance
Monthly Premium 192425
Year Built 198419422001
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Emmett, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 185,000 Shingles Roof 2,850 4 $1000-$2500 Deductible 400 12 Brick siding yes
1945 220,000 Asphalt Shingles Roof 2,770 5 $5000 to $10,000 Deductible 130 4 Stucco siding No
1945 270,000 Wood Shake Roof 3,870 5 $5000 to $10,000 Deductible 250 7 Stucco siding yes
1949 390,000 Wood Shake Roof 4,720 5 $5000 to $10,000 Deductible 500 6 Brick siding yes
1945 315,000 Wood Shake Roof 4,680 5 $500- $1000 Deductible 560 8 Wood siding yes
1947 140,000 Composition Roof 1,640 4 $500- $1000 Deductible 80 2 Vinyl siding No
2014 120,000 Slate Shingles Roof 1,320 3 $500 Deductible 70 2 Stone Siding No
2012 325,000 Wood Shake Roof 3,840 5 > $10,000 Deductible 390 8 Wood siding No
2000 265,000 Tile Roof 3,070 4 $2500-$5000 Deductible 60 1 Wood siding yes
1981 115,000 Slate Shingles Roof 1,410 3 $1000-$2500 Deductible 130 4 Wood siding No
2014 150,000 Membrane Roof 1,850 3 $500 Deductible 470 12 Stone Siding No
2004 125,000 Composition Roof 1,870 5 $1000-$2500 Deductible 160 7 Fiber-Cement Siding No
1949 185,000 Wood Shake Roof 1,970 3 $500 Deductible 380 8 Wood siding No
2006 160,000 Slate Shingles Roof 1,940 4 $500- $1000 Deductible 160 5 Vinyl siding No
1985 85,000 Wood Shake Roof 1,290 3 $1000-$2500 Deductible 20 1 Vinyl siding yes
2000 135,000 Wood Shake Roof 2,140 3 $2500-$5000 Deductible 90 3 Wood siding No
1940 175,000 Asphalt Shingles Roof 2,300 3 $1000-$2500 Deductible 40 1 Wood siding No
2011 130,000 Asphalt Shingles Roof 1,500 3 $500 Deductible 260 9 Wood siding yes
1946 205,000 Composition Roof 2,690 5 $1000-$2500 Deductible 340 9 Stucco siding No
1946 225,000 Membrane Roof 2,940 4 $5000 to $10,000 Deductible 320 8 Vinyl siding No
2011 130,000 Membrane Roof 1,410 3 $500- $1000 Deductible 50 2 Stucco siding No
1989 265,000 Wood Shake Roof 3,050 5 $500 Deductible 770 12 Stone Siding yes
2001 165,000 Membrane Roof 1,830 3 $1000-$2500 Deductible 250 7 Brick siding No
2000 150,000 Shingles Roof 1,790 4 $500- $1000 Deductible 270 9 Fiber-Cement Siding No
2010 375,000 Asphalt Shingles Roof 4,140 5 $1000-$2500 Deductible 310 5 Stone Siding yes
1989 245,000 Slate Shingles Roof 3,180 4 $500- $1000 Deductible 260 5 Brick siding No
1944 265,000 Metal Roof 3,290 4 $500 Deductible 320 4 Stone Siding yes
2010 145,000 Composition Roof 1,810 4 $2500-$5000 Deductible 240 7 Vinyl siding No
2000 205,000 Composition Roof 2,160 5 $2500-$5000 Deductible 270 6 Brick siding No
1982 190,000 Wood Shake Roof 2,270 3 $5000 to $10,000 Deductible 300 9 Stone Siding yes
1945 140,000 Wood Shake Roof 1,840 5 $500- $1000 Deductible 30 1 Stone Siding No
1943 195,000 Composition Roof 2,910 4 $500- $1000 Deductible 470 9 Brick siding yes
2010 140,000 Wood Shake Roof 1,680 4 $1000-$2500 Deductible 240 8 Wood siding No
2003 145,000 Membrane Roof 1,530 3 $1000-$2500 Deductible 40 2 Stucco siding No