Elyria, OH homeowners insurance is about $587 to $795, about $48-$66/month. Our detailed research indicates shoppers can save as much as $276 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Elyria, OH | Homeowners Insurance Agency Near Elyria, OH | Address |
|---|---|---|
| Farmers | Edward Matusik | 2181 Wadsworth Rd Ste B, Norton, OH, 44203 |
| Travelers | Lake Shore Ins Agcy Inc | 735 BETA DR, CLEVELAND, OH, 44143 |
| Farmers | Raymond Morris | 4145 ERIE ST STE 202, Willoughby, OH, 44094 |
| Travelers | Royster Insurance Agency | 118 W STREETSBORO 214, HUDSON, OH, 44236 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Ridgeville city, Ohio | $91 | $121 | $181 |
| Carlisle township, Lorain County, Ohio | $89 | $119 | $178 |
| Sheffield village, Ohio | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Elyria, OH | 5% | 14.1% |
| North Ridgeville | 4.16% | 12.67% |
| Carlisle | 4.26% | 13.07% |
| Sheffield | 3.63% | 11.16% |
| Elyria Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 399 | 4.0% | $355 |
| $200 to $299 | 261 | 3.0% | $805 |
| $300 to $499 | 882 | 10.0% | $1255 |
| $500 to $749 | 3,473 | 41.0% | $1930 |
| $750 to $999 | 2,176 | 25.0% | $2680 |
| $1,000 to $1,499 | 1,121 | 13.0% | $3805 |
| $1,500 or more | 140 | 1.0% | $5455 |
| Streets in Elyria Area | Homeowners Insurance Cost |
|---|---|
| E Main St, Fairmount Ave, Charles St, Wilder Ave, Filimore Ave, Waverly St, Highland Park Dr, Michael Ln, Thompson Dr, 3rd St | $718 |
| Penfield Ave, Chapel St, Kipling St, Georgetown Ave, Ardola Ct, Co Hwy 19, Rush St, Auburn St, Co Rd 20, Colgate Ave | $671 |
| Elmwood St, Co Hwy 205, Calann Dr, Miller Ct, Fern St, Tillotson St, S Broadway, Milan Elyria Rd, Beebe Ave, Virginia Ave | $706 |
| Summerset Dr, Reaser Ct, Poplar St, Fuller Rd, New Jersey Cir, Carlisle Ave, Harvard Ave, St Charles Pl, 10th St, Skylark Ct | $711 |
| Bullocks St, Robert Ln, Hillcrest Ln, Harwood St, Princeton Ave, Pinehurst Dr, Nebraska Dr, Canterbury Ct, Bentley Dr, Co Hwy 174 | $710 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Elyria | $103 to $105 |
| North Ridgeville | $108 |
| Carlisle | $107 |
| Sheffield | $110 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Elyria Homeowner Insurance Premium Example | $1,100 | $900 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,400 | $8,800 |
| Net Savings to Elyria Home Owner from High Deductible Plan | $600 | |
| Scenario | Elyria, OH Home Replacement Value MORE than Home Value | Elyria, OH Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $133,500 | $86,000 |
| Insurance Premium based on Replacement Value | $625 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $20,000 | Risk Exposure from Under Insuring Coverage is $27,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Nationwide Insurance | Amica Mutual Insurance Company | State Farm |
| Monthly Premium | 16 | 86 | 50 |
| Year Built | 1966 | 1983 | 1972 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $50000-$75000 | $300000-$350000 | $125000-$150000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500 Deductible |