Ely, NV homeowners insurance is about $525 to $720, about $43-$60/month. Our extensive analysis shows customers can save as much as $249 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Ely, NV | Homeowners Insurance Agency Near Ely, NV | Address |
|---|---|---|
| State Farm | Tiffany Swetich | 298 11th St E, Ely, NV, 89301-2360 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lund CCD, White Pine County, Nevada | $92 | $123 | $185 |
| White Pine County, Nevada | $92 | $122 | $183 |
| Ruth CCD, White Pine County, Nevada | $90 | $120 | $180 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Ely, NV | 4.6% | 15.7% |
| Lund | 6.73% | 17.76% |
| White Pine County | 4.87% | 16.83% |
| Ruth | 5.3% | 17.73% |
| Ely Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 28 | 3.0% | $358 |
| $300 to $499 | 74 | 10.0% | $1258 |
| $500 to $749 | 305 | 41.0% | $1933 |
| $750 to $999 | 195 | 26.0% | $2683 |
| $1,000 to $1,499 | 120 | 16.0% | $3808 |
| Streets in Ely Area | Homeowners Insurance Cost |
|---|---|
| East St, US Hwy 6, Carson Ct, Gilbert St, W 14th St, High St, Morley Ave, 4th St, Bell Ave, Clark St | $611 |
| 8th St E, Aultman St, S 50 E, Nevada Ave, Ave O, Lackawanna Rd, Pine St, Gap View Trl, Canyon St, Belfort Ave | $625 |
| W 3rd St, A Ave, Preston Ave, E 13th St, E 15th St, Arrowhead Cir, McGill Rd, Steptoe Cir, Dorchester St, Camden St | $625 |
| 145th North St, W 1st St, Cave Valley Rd, Lyons Ave, Rosewood Cove, E 7th St, Avenue N, Aultman St, Ave I, S 100 St | $626 |
| N McGill Hwy, 1st South St, Weber Ave, Stevens Ave, Hill St, Highland Dr, Bustos Dr, J V Walker St, Heritage Dr, Great Basin Blvd | $626 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Ely | $92 to $94 |
| Preston | $86 |
| Lund | $92 |
| Ruth | $90 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Ely Homeowner Insurance Premium Example | $1,100 | $900 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,700 | $9,100 |
| Net Savings to Ely Home Owner from High Deductible Plan | $600 | |
| Scenario | Ely, NV Home Replacement Value MORE than Home Value | Ely, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $131,000 | $86,500 |
| Insurance Premium based on Replacement Value | $650 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $28,500 | Risk Exposure from Under Insuring Coverage is $16,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $150/year |
| Insurance Company | Liberty Mutual | GEICO Insurance | State Farm |
| Monthly Premium | 44 | 67 | 66 |
| Year Built | 1966 | 1992 | 1989 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $350000-$400000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $500 Deductible |