Elmwood Park, NJ homeowners insurance is roughly $741 to $1,010, about $61-$84/month. Our extensive guide reveals consumers can save upto $350 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Elmwood Park, NJ | Homeowners Insurance Agency Near Elmwood Park, NJ | Address |
|---|---|---|
| Travelers | The Flood Group Llc | 100 SUNNYSIDE BLVD, WOODBURY, NY, 11797 |
| Travelers | William A Smith & Son Inc | 380 BROADWAY, NEWBURGH, NY, 12550 |
| Nationwide | Jo Ann Prescott Agency | 155 Water St, Brooklyn, NY, 11201 |
| Travelers | Streetsmart Risk Managers Inc | 208 SOUTH ST, FREEHOLD, NJ, 7728 |
| Travelers | Suydam Agency Inc | 1530 College Point Blvd College Point, NYC, NY, 11356 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Saddle Brook township, Bergen County, New Jersey | $109 | $145 | $218 |
| Garfield city, New Jersey | $108 | $144 | $216 |
| Rochelle Park township, Bergen County, New Jersey | $109 | $145 | $217 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Elmwood Park, NJ | 2.8% | 7.6% |
| Saddle Brook | 2.88% | 7.91% |
| Garfield | 3.15% | 8.07% |
| Rochelle Park | 3.07% | 8.39% |
| Elmwood Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 128 | 4.0% | $321 |
| $300 to $499 | 34 | 1.0% | $1221 |
| $500 to $749 | 71 | 2.0% | $1896 |
| $750 to $999 | 370 | 13.0% | $2646 |
| $1,000 to $1,499 | 1,088 | 40.0% | $3771 |
| $1,500 or more | 954 | 35.0% | $5421 |
| Streets in Elmwood Park Area | Homeowners Insurance Cost |
|---|---|
| Fredericks Ct, Doremus Pl, Elmwood Ct, Edward H Ross Dr, E 52nd St, Dye Ave, Fournier Cres, Philip Ave, Sabo Ct, Susan Ct | $874 |
| S Center St, Obal Ave, Tina Ct, Fencsak Ave, Bellevue Ave, Ray St, Marginal Rd, Elmwood Ter, 18th Ave, Rosemont Ave | $883 |
| Maltese Ave, E Pkwy, Corporate Dr, Palsa Ave, Page St, Arena Ct, E 54th St, 14th Ave, Augusta St, Cole St | $884 |
| Iozia Ter, Memorial Pl, Garden Dr, Jan Ct, Elmhurst St, James Ct, Beechwood Ave, Lee St, Paul Kohner, Viviney St | $876 |
| Cadmus Ave, Rudolph Ave, Stefanic Ave, E Phillip Ave, Tuella Ave, Staedler Ln, Florence Pl, Hillman Dr, Rosedale Ave, Fencsak Ave | $887 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Elmwood Park | $130 to $132 |
| Saddle Brook | $131 |
| Garfield | $129 |
| Rochelle Park | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $6,600 |
| Yearly Elmwood Park Homeowner Insurance Premium Example | $3,800 | $2,600 |
| Out of Pocket Expense During Claim | $600 | $6,600 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $23,400 | $22,200 |
| Net Savings to Elmwood Park Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Elmwood Park, NJ Home Replacement Value MORE than Home Value | Elmwood Park, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $465,000 | $354,000 |
| Insurance Premium based on Replacement Value | $2,750 | $2,100 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,500 | Risk Exposure from Under Insuring Coverage is $67,500 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | State Farm | Travelers |
| Monthly Premium | 121 | 70 | 240 |
| Year Built | 1947 | 1953 | 1965 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $300000-$350000 | $900000-$1000000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |